MilesAndMore
I understand your point.

I could be wrong, but if I transfer money from JustOne Personal Savings Account via IBFT, I will not get free IBFT. Perhaps, as Ramjade said, transfer money from JustOne Personal Current Account via IBFT, to get free IBFT.

I am making a comparison to Ambank True Savers and Transact Accounts. From JustOne Personal Savings Account, we can have unlimited withdrawal and transfer to the JustOne Personal Current Account.

Yeah, the interest of JustOne Personal Savings Account is much lower than Ambank True Savers account. But, who cares, since our concern is free IBFT?

This post has been edited by kart: Oct 29 2016, 09:49 AM

To be safe la. I never experiment with IBFT from JustOne Personal SA.

Ramjade

No worries. Yeah, it is better on the safe side. I have been using free IBFT offered by Hong Leong Connect, but the free IBFT is valid till end of this year. Free IBFT by JustOne Personal Account is thus very useful for me.

No annual fee is not explicitly mentioned in Fees and Charges terms and conditions https://www.sc.com/global/av/my-scbmb-fees-...let-28sep16.pdf.

Page 17 showing the annual fee for debit card does not state the exclusion for JustOne Personal Account. it just states that: "No Debit / ATM Card for JustOne Savings Account".

Regarding the minimum amount of money needed to open this JustOne Personal Account, it is mentioned in Page 4 and 8 that no minimum deposit is required. It is definitely cunning for SC Officers to demand RM 1500 for account opening.

Maybe, I should not trust so much on the terms and conditions. In short, I should trust you all, for sure.

Rm1.5k for opening account? first time i heard it..?

Just look at Standard Chartered JustOne page. It shows under features FREE TRANSFER.

You can take advantage of the free IBG or IBFT from your JustOne Personal Savings Account too. Free IBG and IBFT work on both JustOne Personal Current Account and JustOne Personal Savings Account. I've been doing this for years


I have been taking advantage of Hong Leong Connect free IBFT since they started this a few months ago. I hope they will extend this free IBFT to end of next year


Officially there is no minimum initial deposit required for the opening of JustOne account. Just like my old Standard Chartered e$aver account that I opened back in late 2007, I opened the account with RM0 and even back then, their debit card was already annual fee free. To those of you who didn't know, e$aver was the first high interest bearing savings account and they were giving 8% cash back for all petrol transaction which was very useful back then due to the sudden RM1 increase in petrol price during Pak Lah administration under the advice of our current PM.

Anyway, about a year after this JustOne was on the market, they started asking people to make an initial deposit of 1.5k if you want to open this account. However, as I mentioned, officially there is no minimum initial deposit requirement for the opening of this JustOne account.

We're actually too far off-topic already. For any queries on Standard Chartered JustOne account, please post your questions here. Thanks.

This post has been edited by MilesAndMore: Oct 29 2016, 05:24 PM

Time to close this account since I don't have much left inside, less than RM 400. I was travelling earlier and only back to office today, I was too busy to go to AmBank today. Hopefully it's not too late for me to cancel tomorrow. I saw M&M's reply regarding the 1 year waiver, but again I have been wanting to close this account since they revised the interest months ago, this is the perfect time to do it then.

is it still worth to open trueambank now?

Nope. With the fees that they are going ti charge, better stay away

Luckily I didn't open.

Right now, which one is the best?

Maybank eGIA-i

Where do you think eGIA-i belongs to?

Since it doesn't belongs to FD (no PIDM) nor it belongs to the investment in the general public sense (even ASx FP doesnt feel right as an "investment", let alone this )

Do you want to open a new thread for it so that the GIA question don't scatter across many threads?

he is going around threads promoting it la. let him be.

We know that (I will do the same too )

Just that rather passing around like that, wouldn't setting up a thread will be better?

why? not good ka?

I don't promote. I let people know. Up to them to decide good or not.

This post has been edited by Ramjade: Nov 7 2016, 06:23 PM

it's good. 'safest' investment so far compared to FD. only down thing is it's not insured.

Going to close this account this thursday.

i was thinking to close this account after they revised to 1.8% p.a interest that time.
So is ok

Guys, they have recently relaunched the True by Ambank site,
The "True banking" is something like Maybank Aspire/ CIMB prime now,
with "preferential" rate for FD, ie at least 0.15% higher than board rate

http://www.truebyambank.com/Pages/home.aspx