What's the difference between justone personal savings account and passbook master savings account?

Does the Justone Personal Account come with cheque book facilities? Any charges for it?

Folks, just to warn the rest

I made a withdrawal several days ago from the new "MEPS ATM Machine" that seems to be popping up everywhere nowadays.

I got charged an ATM Fee of MYR 12.72, as "TRANSACTION FEES - CIRRUS". I emailed SCB for clarification and was informed

"Kindly be informed that if you perform a withdrawal transaction at 'MEPS ATM Machine' RM 12 + 6% will be charged and will not refund.

Please do not use the 'MEPS ATM Machine' to avoid the charges."

That's crazy fees than using another local banks on MEPS network...

Just opened this account today, was told that annual fee for debit card is waived for the 1st yr only. Is it true?

No. It's not true.

Ok. So no annual fee for justone personal account debit card. Thanks for clearing the doubt.

How much is the min to maintain the account? Can it be rm0?

Any b&w stating that it's free?

Thanks, MilesAndMore, for showing this thread. It is refreshing to know the evolution of JustOne Personal Account, as I read through every post in this thread. It is good to know that JustOne Personal Account is fee-free.

1) As mentioned in the first post, Monthly eStatements are given separately for JustOne Personal Savings Account and JustOne Personal Current Account. So, there is no passbook for these 2 accounts, right?

2) Do the bank still emboss our name on the debit card? Nice feature. I thought that this feature is only for credit cards.

No passbook for these accounts.just monthly statement

Debit card no longer emboss our name

U can request it if u need

Thanks.

There is no restriction on number of ATM withdrawals for this debit card, right?

No

it's absurb that withdrawal from ATM from maybank, ambank, pbb and etc using SCB atm card will cost you rm4 + gst per transaction, luckily SCB reimbursed u at the end of the month.

That's normal. Other bank also charge what. That's why have a maybank account as maybank account is found everywhere.

I definitely trust you all that no annual fee will be imposed for the debit card, for JustOne Personal Account.

So, I just assume that the brochure for JustOne Personal Account is assumed to be wrong. The brochure states that:" there will be a RM8 fee upon issuance of debit card and a RM8 annual fee upon anniversary date of the card thereafter for JustOne Personal Current Account".

It is stated at the bottom right of the brochure that the printing of the brochure is August 2016. Yet another misleading information from SCB?

I asked this before.

No annual fees charge to just one account and basic saving acc

All the foreign banks do this... Only certain types of account come with X times of fee-free cash withdrawals at local banks ATM.

Now that JustOne Personal and Saadiq JustOne Personal Account-i debit card is going to come with annual fee starting 25th Nov 2016, any contingency plan before they start to charge for debit card annual fee ? Especially those who use this account mainly for the free online IBFT and IBG only ?

Annoucement?

Just switch to their normal SA. Still free IBG and IBFT

This post has been edited by Ramjade: Nov 11 2016, 06:39 PM