Maybank eGIA-i? If yes, already ahead of you.  If money market fund from FSM, not worth as liquidity and interest not as high as Maybank eGIA-i.

That's true. But keep in mind is not pidm protected. Your capital and returns are not guaranteed. But so far no problem and as I said, maybank have a reputation to protect.

Enquired at the MBB branch in my area, 2 months back, no one knows about GIA-i account.
Now, they tell me the GIA-i works like the normal FD..no interest payable for premature withdrawal.
I said ...info i gather seems to suggest otherwise, can please check with HO?
Few officers said no need to check..very sure , no interest will be given.

I was tempted to test the system with a minimum amount placement. Asked if the amount at withdrawal is auto generated? they said no...so they will not give me any interest for premature withdrawal.

Haiz...

True by Ambank is landing another blow on their customers:

http://www.ambank.com.my/eng/announcements...cf4db4a7e9e5e8e

No. Standard interest rate is only 0.25% and you need to bank-in RM1,500 (must in a single transaction) for that particular month to enable the 1% bonus interest and unlimited interbank ATM cash withdrawals. The is however no 3 withdrawal limit on the savings account a la AmBank TrueSavers.

Yes. You will get a current and savings account.

1. No.
2. That one only if you want to earn their interest. Good move as it's unlimited free IBFT and IBG. But who will use IBG when there's a free IBFT
3. RM0

Yup. Both free. Nope no special requirement. They will tell you min amount to open is RM1500 but I managed to opened with RM0 then deposit RM200 inside. After that, I withdraw the RM200 leaving RM0.

U still have to go to branch even u apply online.. The online application no use 1.. Nobody will call u

Saadiq has a Saadiq JustOne personal account too and the features are the same as the normal JustOne personal account (bonus profit, they call it interest in conventional banking, fee-free MEPS cash withdrawals, free online instant transfer/IBG etc). I have three JustOne accounts (Personal JustOne Account, Preferred JustOne Account and Saadiq Personal JustOne Account).

Did you have an active AmBank account when you opened the True by AmBank account ? I already have an AmBank Islamic Basic Savings Account when I opened my True by AmBank account online and everything was couriered to me and I did not have to visit the bank branch anymore. Activation of the True by AmBank debit MasterCard was done with just a phone call to their call centre.

that annual fee is applied for debit card, how does it affect your FD? 

u can still maintain saving account without a debit card, i think just need to do 1 transaction (deposit/withdraw) per year to remain active.

To avoid charge?
There's a way to have this account with no charge
https://forum.lowyat.net/index.php?showtopi...&#entry82838970