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AIYH
post Oct 19 2016, 07:27 AM

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QUOTE(Ramjade @ Oct 18 2016, 10:41 PM)
Yes. You will get a current and savings account.

1. No.
2. That one only if you want to earn their interest. Good move as it's unlimited free IBFT and IBG. But who will use IBG when there's a free IBFT whistling.gif
3. RM0
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For no2, the rm1500 is also a condition that will allow you to have fee waiver for MEPS and HOUSe ATM withdrawal, not sure do you need to keep it for the month or a day or can straight withdraw like ocbc 360
AIYH
post Oct 19 2016, 07:30 AM

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QUOTE(mamamia @ Oct 19 2016, 07:29 AM)
They just need fresh fund to go into ur account every month.. Then u can move the fund away..
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So it means you can just deposit and withdraw the rm1500 on the day itself to entitle the fee waiver? and the fee waiver is valid for the calendar month?
AIYH
post Oct 19 2016, 07:37 AM

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QUOTE(mamamia @ Oct 19 2016, 07:34 AM)
Yes, normally they will charge u first, and waive towards end of the month if u fulfilled the rm1500 fresh fund condition.
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oo, even if you deposit early of the month, they will still charge you then only refund at the end of month too?

This post has been edited by AIYH: Oct 19 2016, 07:38 AM
AIYH
post Oct 19 2016, 07:44 AM

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QUOTE(mamamia @ Oct 19 2016, 07:38 AM)
This one I really not sure.. Bcoz I hardly use meps withdrawal
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next time when I open the account will ask them see smile.gif
AIYH
post Oct 28 2016, 11:16 PM

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QUOTE(kart @ Oct 28 2016, 11:12 PM)
Ok, both of you are talking about JustOne Personal Account (https://www.sc.com/my/save/savings-justone-personal.html).

1. So, does Standard Chartered offer Basic Saving Account? Correct me if I am wrong, perhaps, this Basic Saving Account does not have free IBG and IBFT.
2. How does free IBG and IBFT work? Which one is correct?
a) When we use SC online website to transfer money via IBG or IBFT, no fee is being charged. Or,
b) IBG or IBFT fee is being charged, at the point of transfer. But, the fee will be refunded, by the end of the month.
3. Do we need to pay annual fee for JustOne Personal Account, if we choose to have the debit card? 
4. What is the minimum amount of money needed to open this saving account?
5. What is the minimum balance that must be maintained for this saving account, without incurring any penalty fee?
6. When I open JustOne Personal Account, I will have both JustOne Personal Savings Account and JustOne Personal Current Account, with separate account number, right?
7. If I only need free IBFT without free ATM MEPS withdrawal, I do not need to transfer RM 1500 to JustOne Personal Current Account, right?
Thank you for the information.  rclxms.gif
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1) Yes, SCB do offer BSA and nope, it do not have free IBG and IBFT

2) (a) smile.gif

3) Nope, but if they insist to, point them to the t&c laugh.gif

4) RM 1,500 , not sure you can nego lower amount or not, but I opened the account with that amount

5) Nil, zero, you can withdraw every single sen and leave it blank (of course you must make it active at least once a year to prevent closure of account :lol)

6) Yes

7) Yes, free IBG and IBFT is by default, just that with monthly 1500 deposit, you get extra interest rate and free MEPS and HOUSe withdrawal smile.gif
AIYH
post Nov 7 2016, 04:36 PM

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QUOTE(Ramjade @ Nov 7 2016, 04:33 PM)
Maybank eGIA-i
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Where do you think eGIA-i belongs to?

Since it doesn't belongs to FD (no PIDM) nor it belongs to the investment in the general public sense (even ASx FP doesnt feel right as an "investment", let alone this laugh.gif)

Do you want to open a new thread for it so that the GIA question don't scatter across many threads? laugh.gif
AIYH
post Nov 7 2016, 04:40 PM

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QUOTE(vincabby @ Nov 7 2016, 04:38 PM)
he is going around threads promoting it la. let him be.
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We know that brows.gif (I will do the same too laugh.gif)

Just that rather passing around like that, wouldn't setting up a thread will be better? tongue.gif
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