Just looked at my EPF Public mutual(didn't bother checking for so many years ) and I only got like 15% after 5 years. That is even lower than EPF rate.

BTW is it possible to switch funds to FSM from public mutual from EPF side?

This post has been edited by Drian: Sep 1 2016, 03:07 PM

Talk to FSM people, they will gladly help.

By that I mean FSM staff/customer service, not FSM thread people.

Before 1 August 2016, I can safely conclude that none of the EPF MIS investment into public mutual funds in the past 5 years exceeded EPF's own returns. This is not even taking the sales charge into consideration

From 1 August 2016 however, more funds are approved as MIS investments and therefore the conclusion may be different. So I've been telling people to either
1) don't use EPF investments to invest in Public Mutual; or
2) switch funds into the higher returns ones - Public Small Cap and PIOF which historically have done better, and pray that it would exceed EPF returns

That is what I was thinking too. The PBB agent kept on pursuing me to switch to their new PBB growth fund but I'm not convinced.

As usual, Agents will use sweet marketing talk to convince prospective buyers
Having said tat, they r minority Agents who practice professional n ethical behaviour

ahah agents mau cari makan lor..

sure they will tell all kind of stories..

guys, how long does it take for public mutual to transfer the repurchase money to our bank account? im using non public bank account by the way

just made a repurchase request yesterday, and still havent got the money

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This post has been edited by howszat: Sep 6 2016, 08:56 PM

The ethics of what the agents are doing is questionable.

Since Public Bank is the owner, the question applies to them too.

Having said that, at the end of the day, "buyers beware" applies.

Can you still use a non-Public Bank account? I thought they restricted repurchase payments only to PB accounts, even for Mutual Gold members.

This post has been edited by howszat: Sep 6 2016, 08:59 PM

withdraw everything from Public Mutual.
disappointing return. FD give better return.

hi all,
how can i switch back the fund back to EPF?
can i do online?


thanks

Apa funds u beli oh?

Hi guys, googling epf vs pm brought me here lol..
Reading last few pages it looks like better to let our epf money there than put it into PM unit trust, is it?
Errm, so is there other better option to invest in than just let our money in epf?

Hi all, looks like last few reply Macam not so good

So got EPF sitting here, not recommend to invest?

try read post# 698 ?

I invest in PM via EPF since 8 years back. 1st quarter of this year I noticed a drop in overall investment portfolio. Agent said nothing to worry about, UT is for long term investment. I have not checked for update since then but just reading here, I can see PM is not doing well. I have not top up since 2 years ago cos my Account 1 amt is no longer enough to deduct. So my portfolio has pretty much been left alone with no activities whatsoever since then. Should I sell off all my portfolio and return the $ to EPF?

Y dun u obtain assistance from your Agent as tis is his/her job scope

i know about that but you know lah...once you want to switch back to EPF.
Agent so many thing want to discuss lah.

i assume since we can do online mah.
no need Agent at all.

might as well move back to EPF...since it is giving out consistent 6% +++ so far