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 Public Mutual Funds, version 0.0

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babienn
post Dec 22 2015, 10:15 PM

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4 years ago I invested "PB Fixed Income Fund" & "PB Islamic Bond Fund". The returns are quite ok, and now my fund manager introduced me "PB Growth Fund". It seems risky a bit if I read the graph correctly. Currently the price goes down so he said it is a good time to move my fund into it.

Any thoughts on this PB Growth Fund (PBGF)?
babienn
post Dec 23 2015, 11:43 PM

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QUOTE(yklooi @ Dec 22 2015, 10:46 PM)
while waiting for more value added responses...I googled and got this...hope it helps to provide some info...

Do's and Don'ts of Choosing a Unit Trust Fund
•Don't choose any unit trust fund just because its performance was good. Instead, make sure the fund meets your risk appetite and financial goals.
http://www.publicmutual.com.my/Resources/U...ns/Lesson7.aspx
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Thanks for the advice. It's helpful.

Finance is not my field so I didn't go so deep into the research, just read the graph and sectors that they are investing it. I understand that it performs better than market benchmark even during economy down time. Unlike PB Fixed Income fund, this Growth fund has higher risk as I saw in 2008 economy crisis it plummeted, now it has risen back tho.

Would appreciate if someone can comment on the overview of the fund, like if there's a better fund than this. nod.gif
babienn
post Dec 24 2015, 12:14 PM

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QUOTE(yklooi @ Dec 24 2015, 10:14 AM)
to be frank....I think most of the Equities Funds around the world are also affected in 2008....some had recovered aggressively and some had not.....
use the morning star tools to see their performance......
http://my.morningstar.com/ap/fundselect/results.aspx

but please take a note,....
"Don't choose any unit trust fund just because its performance was good. Instead, make sure the fund meets your risk appetite and financial goals"
"Those performance data are historical data....that means it may not reflects their possible future performance".
"What is "Better fund" now; May be the worst fund too the next year".

if you are interested in the PB/PM monthly funds review can get it from here
http://www.publicmutual.com.my/OurProducts...FundReview.aspx

hmm.gif "if there's a better fund than this"?......yes (and no) ...it depends on what you seek  wink.gif

btw,...I think you need to pay X% Sales charge when you switch from the current FI to Growth fund..have a thought about it.
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thumbup.gif Appreciated.

I'm planning to KIV first to see whether if the economy performs better in next year.


babienn
post Feb 18 2016, 12:35 PM

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QUOTE(xuzen @ Feb 18 2016, 11:46 AM)
Their good bond fund are mostly closed for new capital injection......  shakehead.gif

Xuzen
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holy...I always thought PB has the best bond fund now. Does any bank provide better options?
babienn
post Sep 1 2016, 03:49 PM

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Junior Member
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QUOTE(dasecret @ Sep 1 2016, 03:44 PM)
Before 1 August 2016, I can safely conclude that none of the EPF MIS investment into public mutual funds in the past 5 years exceeded EPF's own returns. This is not even taking the sales charge into consideration

From 1 August 2016 however, more funds are approved as MIS investments and therefore the conclusion may be different. So I've been telling people to either
1) don't use EPF investments to invest in Public Mutual; or
2) switch funds into the higher returns ones - Public Small Cap and PIOF which historically have done better, and pray that it would exceed EPF returns
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That is what I was thinking too. The PBB agent kept on pursuing me to switch to their new PBB growth fund but I'm not convinced.
babienn
post Sep 9 2016, 03:09 PM

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QUOTE(dasecret @ Sep 9 2016, 01:41 PM)
Hmm, suddenly so many people want to withdraw from PM. Can I claim credit for tarnishing their reputation?  rclxs0.gif

Well, if the top management of Public Mutual thinks the comments in forum and fintech means nothing... let them lor; I firmly believe in market forces in a free market
The ones who don't adapt to the new norm would be the one to be left behind, no matter how big and important you are
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Haha I think the older generation usually won't get affected. Only the younger one will be more opened to different opinion.
babienn
post Oct 11 2016, 08:13 PM

On my way
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Junior Member
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QUOTE(kavman1984 @ Oct 11 2016, 06:23 PM)
I have other investments. This is just to main2. I dont mind higher risk. Hopefully can get higher return. The agent is my sisters fren. So, had to go with him. Plus Public Mutual won a lot of awards, surely stability is there in the company.

Thanks for the links bro! Will study and learn more about unit trust smile.gif)))
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That's the exact reason why PM's fund performance is going south but still they earning is superb. biggrin.gif

 

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