So many bad review here in the forum..
I believe what most people saying here is correct, big trees always come with some bad apple, but not all apple are same as bad..
Also about people saying that the FUNDS are not performing, have you really read through the quaterly fund review from PM? Or perhaps have you read any financial related news daily?
Most of the people here saying they are not making money, less return are probably invested less than 3 years, and we know that Unit Trust Investment are a mid-long term investment, you will need at least 5-10 years to see the result coming up.
And not to mention, we all know that Malaysia economy are not performing well for the past 3 year due to Mr Jib, so if you know the equity market is not good, economy is not good, and you invested in local fund and you didn't see money grow, what to blame for? Market do have downtime, since you are in the downtime, why not wait patiently for the rising time or seek for fund adviser?
In Public Mutual there are more than 100 over fund in different region, for the pass few year indeed the local fund are not performing well, but just take a look in those oversea fund, here is some recommendation in case you would like to switch your fund :
1) PUBLIC FAR EAST SELECT FUND ( CASH/EPF APPROVED )
2) PUBLIC GLOBAL SELECT FUND ( CASH/EPF APPROVED )
3) PUBLIC SOUTH-EAST ASIA FUND ( CASH/EPF APPROVED )

just look at their pass year performance, investor with good consultant have been double up their investment in pass 5 years, that is exactly why you need a good consultant to help you manage your portfolio from time to time, if you have no time for DIY

that is exactly why you need a good consultant to help you manage your portfolio from time to time, if you have no time for DIY

No no...as I mention, you can either wait patiently or seek for Fund adviser
For local fund is very stable compare to foreign fund, large cap fund are constantly giving distribution
which allow you to store more unit to earn kuat kuat when price raise, and the volatility is not that big, you can expect a stable
6-8% return in for example 10 years time or more.

As for Foreign Fund are more concentrate on Capital Appreciation hence pricing up down is big,
so if you were interested in foreign fund, just be prepare to act quickly ( switching fund / selling off ) when economy in that country is going down

So far the few fund I mention had been doing well, Far-East Select and South-East Select had been consistently giving good distribution,
and recently Asia market is doing quite well as well. In my opinion, these fund will continue to shine in the next few years as long as China market are keep growing well.
You may consider to switch your investment to these fund, but still hope you understand what people always say :

LOW RISK LOW RETURN, HIGH RISK HIGH RETURN

By the way if you are invested in PUBLIC FOCUS SELECT FUND, the YTD return is at 11.27%, not sure if that consider good for you.
This year onward is also the rising time for local market, you may keep your investment and diversify some in foreign market

instate of repurchase why don't do switching other funds?
my client who is on that pidf and other local fund has switch out to their fund had make them better return.
other then that , wait awhile market is running since you have paid for the service charge

this depending on your consultant how it doing for you. mine from losing about 15% for 1 year to gain about 8% this year alone.

market opportunity China , has some space to grow compare to local fund. EPf allowed to do oversea fund.

I also have client who is local fund reluctant to switch fund, then can't do anything. if would some an average about 1% in a month
if compare to switching fee RM25 is almost nothing, if not willing to pay, then go back EPF is a good choice.

Some bull market coming in next year in china.

Consultant is not trader. The whole portfolio is underperforming may due to several factors like only focusing in local funds, unbalance asset allocation and so on. You may consider another consultant for servicing you or you manage portfolio yourself. Ppl recommended that to stick back in the public mutual funds coz you had paid for the service charge you can leverage on it by switching into another fund.

Not all. Some of the funds do provide decent performance plus performance is not the only factor investors are looking at it. Services is another part.

to be fair,  the extraordinary event,  political havoc.  which caused the sudden dip. should not detract from the excellent management n performance of the preceding 12 months

so im told

Pick those UT that has a good past record of beating benchmark for over 5 or 10 year?

Why not pick those benchmark against indices like sp500, nikkei index, stoxx?

It is all in the UT factsheet right?

Hi all, I have PM for quite some years. But I'm very noob til i dun understand most of the info in the monthly/yearly statement except profit or minus. Tat's why i neglected PM. Recently, I try absorb as much knowledge as possible.

I look at the statement, the performance is not that great. As many here even return back to EPF... so i'm wondering is it because of the funds i invested is not the right one or is memang is not as great EPF?

I'm thinking whether i should give it a second chance or just return back to EPF...

Kindly advice. Thx!