litteracy or awarness to do online.

When PM has agent all place kampung or small town.

I opt for direct debit instruction (of RM 200) on the 8th of every month.

Roughly what is the time at which RM 200 is deducted from my Public Bank saving account?

Thanks for the information.

wil-i-am
Roughly what is the time? 9 am, 3 pm or any other time?

I need to know the approximate time at which RM 200 is deducted from my Public Bank saving account, for the direct debit to my Public Mutual funds.

Yesterday, I transferred RM 200 from my Maybank saving account to my Public Bank saving account, via Standing Instruction. I just realized that Standing Instruction is performed by Maybank automatically at 6 pm. So, RM 200 will be credited to Public Bank saving account next Monday (8 June 2015).

If Public Mutual attempts to deduct RM 200 from my Public Bank saving account (on next Monday) before RM 200 is credited from Maybank via Standing Instruction, it will fail as my Public Bank saving account currently does not have that money.

And, one of my Public Mutual funds is a closed fund, so it does not accept additional investment, other than the direct debit.

I'm holding 3 PM funds. Usually I leave it to my agent to do the monitoring but he's been quiet lately so I decided to check the health status of my funds myself today.

1. PIEF since 2008. Last return % update in Feb was at 46%. Today's price dropped by 0.02 cent.

2. PISEF since 2009. Last return % update in Feb was at 60%. Today up by 0.0026 cent.

3. PIOGF since since 2008. Last return % update in Feb was at 38%. Today's price dropped by 0.06 cent.

NAV for 2 funds dropped. My agent said it is ok as this is long term investment. My question - does the % of return for my funds look healthy given the number of years of investment (9 years) or could it have been better?

Hi PM agents, last time PM agents told me PM cannot accept standing payment from other banks. Has this been improved ? It is a real pain as i need to maintain a public account back account which mostly inactive.

also wondering how many EPF approved PM funds can constantly beat EPF rate of the past 8 ~ 10 years or so...?
is the agent selection in there?

Do you buy public mutual via fundsupermart?

Of all your investments, which gives you the highest earnings?

Don't see the point when you can just buy the ETF off Bursa.. save the front-end load and the 1% every year.

Going by supertroll's warped logic:

I) Why engage a lawyer? Write your own S&P when buying house lar!

II) Why see a doctor when sick? Self medicate lar!

III) Why engage an architect? Build your own house lar!

No need to pay fee mah... save so much!

Public Mutual Investor Seminar

http://www.publicmutual.com.my/LinkClick.a...nSU%3d&tabid=87

can we apply public mutual online?

how?