QUOTE(mushigen @ Jul 5 2020, 09:53 AM)
This is regarding the "open file for possible future claims".
Say the 3rd party has filed injury claim. My ncd drops to zero.
Q1. Is 3rd party allowed to file another new claim within 6 years, since some symptoms only manifest later?
Answer : they can only claim once. lets say on 1/1/20, they manage to claim RM20K. On 2/1/20, his symptom get worst, he got bound by the 20K and cannot make further claim
Q2: when will my ncd start to build up again, if it's yes to Q1?
Answer : Start built on the following year. Example 2020 accident. 2021 nil NCD. 2022 start accumulate
Say the 3rd party has filed injury claim. My ncd drops to zero.
Q1. Is 3rd party allowed to file another new claim within 6 years, since some symptoms only manifest later?
Answer : they can only claim once. lets say on 1/1/20, they manage to claim RM20K. On 2/1/20, his symptom get worst, he got bound by the 20K and cannot make further claim
Q2: when will my ncd start to build up again, if it's yes to Q1?
Answer : Start built on the following year. Example 2020 accident. 2021 nil NCD. 2022 start accumulate
Jul 5 2020, 01:07 PM

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