Hi TS,
Workshop make claim OD since motorcycle bang my car(third party insurance) and i dont have keputusan kes.
after got keputusan kes (motorcycle wrong and got summon 300) workshop not change to odkfk.
If i got receive the car already can still change back to ODKFK?recieve last week. or can i make another tppd from motorcycle insurance company? my insurance is comprehensive.
How to retain NCD for this case?

This is from takaful statement:

However, if you have made an Own Damage claim (i.e. claim on your own policy for the repairs to your vehicle), you are still entitled to claim from the third party Insurers your uninsured losses i.e. loss of NCB in monetary terms, excess amount paid and the loss of usage of your vehicle. The documents to be submitted are similar to the above except the adjuster's report and original photographs which will be furnished by us to the third party Insurers upon request. Meanwhile, with effect from 1st June 2001, in the event that your vehicle is knocked by a Third Party vehicle (excluding buses, taxis, and hire vehicle) and you have a comprehensive policy, you may refer the claim to us directly. Provided also that there is no personal injury claim involved. Your NCD shall not be forfeited if you are not at fault.


This post has been edited by peja5081: Jun 5 2020, 01:57 AM

Loss of use can claim through my insurance or motorcycle insurance?

Ejen said NCD 0 because third party got injured. Although not going hospital or go clinic..is this true? Tp also not making any claim

Ejen reply;

Ncd 0 sebab ad ada potensi untuk TPBI claim.. TP was injured.

This post has been edited by peja5081: Jun 9 2020, 06:18 PM

may i know what is the certain condition? since third party at fault how can they make injury claim?

That was weird rule. They should state how many days claim can be made by third party for body injure, if no claim than ncd will have to reinstate again.

I guess what people said is true than if you got hit by motorcycle bye2 to your ncd even not your fault
My ejen already said cannot claim ncd..so i think my ncd gone now

This post has been edited by peja5081: Jun 10 2020, 08:56 AM

Yes.normal la one week
If your insurance comprehensive you can send workshop and repair..letter provide police report

This post has been edited by peja5081: Jul 22 2020, 11:15 AM

After 3 month long battle with insurance at last they reinstated back my ncd even after they open standby file. As long as no injury claim make by motorcycle

To your guys that have been bang by motorcycle and not your fault you can claim your insurance 1st and ask your insurance change to tppd(claim from motorcycle insurance) and pressure them to reinstate ncd back. My adjuster meet me and lucky i ask him about this..at 1st i want give up and accept ncd lost than my adjuster advice me to call my insurance and ask them to claim back from motorcycle insurance and reinstate back ncd.i did shot them at fb before they call me back and promise to give my ncd. You can also claim loss of use from motorcycle insurance