thanks

Ask for a letter to be send to you

The letter usually have lawyer firm letter head, which court to attend and date to attend

Find out who is the lawyer in charge and get their phone number

Then call MSIG to confirm whether the lawyer is engaged by them to represent you

Once confirm, contact the lawyer and confirm whether your attendance is required

A car hit hit motorcycle, polis report made in the car side, motorcyclists ICU but died a few days later. Polis need to compound the car. What to do next? Get a lawyer?

What charge

S41 or s43

If you think you are at fault, then plead with the police to reduce to S43 or Rule 10. If he refuse, get a lawyer to represent you because S41 will masuk jail.

If you think you are not at fault, call your insurance company, find out whether they willing to hire lawyer on your behalf to defend you. If not, get your own lawyer to defend you.

Pity of the motorcyles since the number of accident keep increasing.. heard the statistic is more from kapcai instead superbike

I accidentally knock into a car, the damage is minimal, just scratches on the side and rim. Was thinking to settle it without insurance as I'm assuming the repair won't be more than a 1k.
Normally how much is consider worth claiming insurance? Even if claim insurance, I still need to pay for processing fees right?
Since I'm a fault, I will probably be fine if make a police report on top of losing my NCD of about RM500++

1. Saman around 100 ~ 300
2. NCD need your own calculation

Those two are the things you might need to take into consideration before fixing

I heard cases where insurance add loading charges after claming insurance for self accident. Or is there how many times self accident before they would add that

Hello Guys,

Just got involved in an accident with motorcycle, I got video showing that the wrong side is at the cyclist. Police report made, now waiting for keputusan. However, the accident happened in other state, and now I already back to my home town. Just wondering if I can get the report from my home town police station, is their system link?

Also, if let say the motorcyclist didn't report, can I still claim tppd? Or Od-kfk? How's the process work ya?

Thanks

Hi guys, does anyone know what is considered a section 43 vs a regular RM300 saman?

I was involved in an accident with the motorcyclist, I was making a right turn (slowly with signal on) into a residential neighbourhood going across incoming traffic, the motorcyclist on the other side was going really fast and probably doesn't have his light on (not sure) and collided with my car. He is 18 year old delivering pizza for Dominoes. I didn't notice him until he was right in front of me. Neither did the passenger beside me.

However, the sarjan said even if his lights were off or if he was going really fast, its guaranteed my fault and will charge me with s43 if the victim suffers any sort of fracture (kaki patah). After a week, the sarjan calls me to inform me that the victim has made the report and indeed "kaki patah". Section 43 says nothing about how badly injured the other party is, but it seems to be the basis on which the sarjan wants to charge me.

I have engaged my insurance adjuster to verify the police and medical report of the victim. Should I lawyer up as well?

ps. Purchasing a dashcam ASAP

This post has been edited by jshchn: Feb 11 2020, 12:00 PM

Hi TS,
Workshop make claim OD since motorcycle bang my car(third party insurance) and i dont have keputusan kes.
after got keputusan kes (motorcycle wrong and got summon 300) workshop not change to odkfk.
If i got receive the car already can still change back to ODKFK?recieve last week. or can i make another tppd from motorcycle insurance company? my insurance is comprehensive.
How to retain NCD for this case?

This is from takaful statement:

However, if you have made an Own Damage claim (i.e. claim on your own policy for the repairs to your vehicle), you are still entitled to claim from the third party Insurers your uninsured losses i.e. loss of NCB in monetary terms, excess amount paid and the loss of usage of your vehicle. The documents to be submitted are similar to the above except the adjuster's report and original photographs which will be furnished by us to the third party Insurers upon request. Meanwhile, with effect from 1st June 2001, in the event that your vehicle is knocked by a Third Party vehicle (excluding buses, taxis, and hire vehicle) and you have a comprehensive policy, you may refer the claim to us directly. Provided also that there is no personal injury claim involved. Your NCD shall not be forfeited if you are not at fault.


This post has been edited by peja5081: Jun 5 2020, 01:57 AM

Lots of very helpful information here. Thanks peeps.

You can't do od kfk because the other side is a bike

Call the insurance company and ask whether can change to Od no fault as you have the outcome of police investigation

And you can't do TPPD once you done OD. But you can still claim for loss of use

Loss of use can claim through my insurance or motorcycle insurance?

Against the bike insurance

Ejen said NCD 0 because third party got injured. Although not going hospital or go clinic..is this true? Tp also not making any claim

Ejen reply;

Ncd 0 sebab ad ada potensi untuk TPBI claim.. TP was injured.

This post has been edited by peja5081: Jun 9 2020, 06:18 PM

Yes

This is due to bank negara (Insurance govern by bank negara) regulation that if there is a potential injury claim, insurance must open a standby file

Once file is open, NCD will gone

Different company has different way of tackling this, if you persistent enough and insist your NCD back, you might get it back with certain condition

Btw, you can PM me your insurance company. If it fall under mine, will guide you

may i know what is the certain condition? since third party at fault how can they make injury claim?

It is the judge who decide whether you are at fault

Police investigation outcome is merely a guide

As long as the claim didn't go to court and rule out by judge

In the eye of bank negara, it is still consider potential claim and insurance company has to maintain the standby file

about the condition, different company has different rules

better speak to the claim handler to find out yourself

This post has been edited by loui: Jun 10 2020, 08:38 AM

That was weird rule. They should state how many days claim can be made by third party for body injure, if no claim than ncd will have to reinstate again.

I guess what people said is true than if you got hit by motorcycle bye2 to your ncd even not your fault
My ejen already said cannot claim ncd..so i think my ncd gone now

This post has been edited by peja5081: Jun 10 2020, 08:56 AM