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 What to do in an accident in Malaysia, Everything about m/vehicle insurance

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Snoopie
post Jul 11 2020, 11:58 PM

b|ack bεauтy
****
Senior Member
693 posts

Joined: May 2007
From: Petaling Jaya



i'm not happy with the police decision. After explaining to him, he told me is still my fault. Is the police always the final decision saying?

Situation: A car knock into my car 30sec later after I cut into the lane. The best part is the driver steer to the right to knock my car making it look that I am at fault.

I'm pissed.
Snoopie
post Jul 13 2020, 09:23 AM

b|ack bεauтy
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Senior Member
693 posts

Joined: May 2007
From: Petaling Jaya



QUOTE(loui @ Jul 12 2020, 09:22 AM)
don't pay the fine

wait for it to call up to magistrate court

explain yourself infront of the magistrate
*
Yes, I told the police that I'm not happy with your decision and will take this to court if needed.

Now the person who knock my car want to use the police report to claim my insurance. Is his words against my words, and yet the police trust him. Someone from behind knock my car and end up being my fault.

Will my insurance solely base from the police's decision? I'm contacting my insurance, but not sure what are the procedure to dispute this.
Snoopie
post Aug 12 2020, 08:43 AM

b|ack bεauтy
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Senior Member
693 posts

Joined: May 2007
From: Petaling Jaya



Do anyone know how can I dispute my police saman to court, like what are the procedures?

My insurance (Zurich) is not being helpful at all, hope LYNers can help me here.
Snoopie
post Aug 12 2020, 08:51 PM

b|ack bεauтy
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Senior Member
693 posts

Joined: May 2007
From: Petaling Jaya



QUOTE(loui @ Aug 12 2020, 09:15 AM)
Don't pay the saman

Once you fail to pay within certain period, court will issue subpoena to you to attend hearing to explain yourself

Go to court and explain yourself to Magistrates (lower court judge) with necessary evidence (dash cam, witness, photos...)

Be humble and polite and pray that Magistrates buy your explaination
*
Really appreciate for guiding / replying me. Do you know how long I need to wait until court will issue subpoena to attend hearing?

Unfortunately I don’t have evidence (dashcam), the photo also is just the damage part. In the police statement it is between my words against the 3rd party, and the police side the 3rd party story.

Also want to ask, my wife is in the car with me. Can my wife be my witness or usually is just me to explain myself to the judge? Thanks!
Snoopie
post Aug 13 2020, 12:51 PM

b|ack bεauтy
****
Senior Member
693 posts

Joined: May 2007
From: Petaling Jaya



QUOTE(loui @ Aug 12 2020, 10:06 PM)
It depends on the magistrates availability

Due to MCO, a lot of cases got pile up

Those traffic case is consider least important and will only go on at last in queue

You can ask your wife to standby as witness

Again, it depend on magistrates. Some willing to let you and witness explain, some already decide even before you come to court

Just wear decently and present your case politely and let the magistrate know that you merely want to explain your case and will accept magistrates decision full hearted no matter

Good luck
*
Thanks for the advise, it’s been really helpful of you.

QUOTE(TRAZE99 @ Aug 12 2020, 10:13 PM)
next time pasang a dashcam.....if your words against him .....expected the worst.
*
The 3rd party car hit my behind and there no rear dashcam. Somehow the story turns up I cut on his lane instead and cause him not able to break in time and bang my car. The report turns out that the police conclude is my fault and tell me if I’m not happy go court then.


 

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