I accidentally knock into a car, the damage is minimal, just scratches on the side and rim. Was thinking to settle it without insurance as I'm assuming the repair won't be more than a 1k.
Normally how much is consider worth claiming insurance? Even if claim insurance, I still need to pay for processing fees right?
Since I'm a fault, I will probably be fine if make a police report on top of losing my NCD of about RM500++