Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15
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 Mar 23 2015, 10:11 AM
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Senior Member
1,563 posts Joined: Jan 2003 From: peejay  
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QUOTE(honkkydorry @ Mar 23 2015, 09:03 AM) Just wondering if there could possibly be annual fees imposed for those applying after April 1, anyone heard anything? Chances should be low given that there is no additional cost to them on annual fee. The existing GST are for the govt. |
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Mar 23 2015, 10:35 AM
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All Stars
65,346 posts Joined: Jan 2003
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QUOTE(LostAndFound @ Mar 23 2015, 09:14 AM) Hopefully all those reading the LYN threads will know that it's never worth it to not pay in full on time. If really cannot pay, better BT. from Maybank:QUOTE 1) ATM/Debit Card: No GST on the transactional amount (e.g. withdrawal amount, debit card transaction amount). 6% GST - Opening new account, annual service fee and transaction charge. 2) Credit Card: No GST on the late payment charges and finance charges (monthly interest) 6% GST - Cash advance fee, statement copy fee, cash withdrawal fee and annual fee. |
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Mar 23 2015, 11:41 AM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(LostAndFound @ Mar 23 2015, 09:14 AM) Hopefully all those reading the LYN threads will know that it's never worth it to not pay in full on time. If really cannot pay, better BT. Balance transfer also got fees  So, spend according own limitations and pay on time is the only way. |
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Mar 23 2015, 11:42 AM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(cybpsych @ Mar 23 2015, 10:35 AM) Wow, first time I know that postings in FB can be used |
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Mar 23 2015, 11:44 AM
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Staff
72,863 posts Joined: Sep 2005 From: KUL 
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QUOTE(supersound @ Mar 23 2015, 11:42 AM) Wow, first time I know that postings in FB can be used It's the Maybank official FB.This post has been edited by fruitie: Mar 23 2015, 11:44 AM |
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Mar 23 2015, 11:50 AM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(fruitie @ Mar 23 2015, 11:44 AM) It's the Maybank official FB. And I do see also when people asking for more details, they need to send e-mail.So, as long as Maybank does not come out with new T&C on charges and fees, I'll still take it as all of the charges and fees will be charge 6% GST. |
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Mar 23 2015, 11:50 AM
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Senior Member
2,387 posts Joined: Jun 2005
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QUOTE(Lynyrd Skynyrd @ Mar 22 2015, 08:39 PM) went to 1U Maybank card centre yesterday, no stock for petronas gift card. redeemed aeon voucher aeon voucher, no expiry date right?good service 👍 |
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Mar 23 2015, 11:51 AM
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(hirota @ Mar 23 2015, 11:50 AM) aeon voucher, no expiry date right? yes..no expiry on aeon voucher |
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Mar 23 2015, 11:52 AM
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Staff
72,863 posts Joined: Sep 2005 From: KUL
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QUOTE(hirota @ Mar 23 2015, 11:50 AM) aeon voucher, no expiry date right? Yes, no expiry date.  |
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Mar 23 2015, 11:52 AM
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Senior Member
2,387 posts Joined: Jun 2005
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QUOTE(maskedchan @ Mar 23 2015, 11:51 AM) yes..no expiry on aeon voucher thanks, I really have no idea what to redeem, so I think aeon voucher is the best option for me.... |
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Mar 23 2015, 12:12 PM
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Staff
72,863 posts Joined: Sep 2005 From: KUL
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QUOTE(hirota @ Mar 23 2015, 11:52 AM) thanks, I really have no idea what to redeem, so I think aeon voucher is the best option for me.... That's what I thought as well and redeemed Aeon vouchers.  |
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Mar 23 2015, 12:53 PM
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Senior Member
3,283 posts Joined: Dec 2013
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QUOTE(cybpsych @ Mar 23 2015, 10:35 AM) QUOTE(heavencloud @ Mar 23 2015, 08:31 AM) You can post GST related to credit card in forum as below.https://forum.lowyat.net/topic/2075684/+120 |
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Mar 23 2015, 03:28 PM
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Senior Member
6,266 posts Joined: Jul 2005 From: UEP Subang Jaya 
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QUOTE(supersound @ Mar 23 2015, 11:41 AM) Balance transfer also got fees Zero fee BT always available, just need to do some work to apply the relevant cards only. Agree that spend always should be within own income levels and never into debt. So, spend according own limitations and pay on time is the only way. |
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Mar 23 2015, 03:51 PM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(LostAndFound @ Mar 23 2015, 03:28 PM) Zero fee BT always available, just need to do some work to apply the relevant cards only. Agree that spend always should be within own income levels and never into debt. Not all are 0%, so  |
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Mar 23 2015, 06:47 PM
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Senior Member
2,751 posts Joined: Dec 2004 From: Malaysia
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QUOTE(supersound @ Mar 22 2015, 11:21 AM) Only fees and charges will be charged GST. 18% is on outstanding amount while 6% is charged based on the 18% charged. So 18%+6% this equation sounds misleading to me.But it will be more interesting if financial charges will be charged GST also, that's 18%+6% |
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Mar 23 2015, 06:50 PM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(~~5ive~~ @ Mar 23 2015, 06:47 PM) 18% is on outstanding amount while 6% is charged based on the 18% charged. So 18%+6% this equation sounds misleading to me. This is with intention, make it 24% is to make you guys feel scare to pay minimum  But I think it won't be charged. I'm still waiting for the actual T&C from Maybank and not just replies from FB  |
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Mar 23 2015, 07:13 PM
Show posts by this member only | IPv6 | Post
#1997
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Senior Member
1,444 posts Joined: Nov 2005
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want to ask how is the cash back calculation for AMEX
my case: I have spend rm1000 on 7 March. 1) so on statemnent day 28 march, i will receive rm50 cash back? 2) if i swipe another rm1000 on 29 march(sunday), will i get rm50 rebate on 28 April statement? thanks |
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Mar 23 2015, 07:14 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(wan7075 @ Mar 23 2015, 07:13 PM) want to ask how is the cash back calculation for AMEX 1) NOmy case: I have spend rm1000 on 7 March. 1) so on statemnent day 28 march, i will receive rm50 cash back? 2) if i swipe another rm1000 on 29 march(sunday), will i get rm50 rebate on 28 April statement? thanks 2) If the transaction get posted by 31st March, you'll get it in the month of April. Cash rebate follows calendar month. Not statement month. |
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Mar 23 2015, 07:17 PM
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Senior Member
5,867 posts Joined: Feb 2006
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QUOTE(supersound @ Mar 23 2015, 06:50 PM) This is with intention, make it 24% is to make you guys feel scare to pay minimum I think all readers here want to laugh about your maths instead of scare of 24% But I think it won't be charged. I'm still waiting for the actual T&C from Maybank and not just replies from FB  |
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Mar 23 2015, 07:20 PM
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Junior Member
184 posts Joined: Jun 2007 From: Klang Valley
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guys.... i've been charged service tax and even my newly approved supplementary card being charged service tax. Just few more days to GST.. do i need to pay for this? so sad weih.....
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