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Credit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15

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SUSsupersound
post Jan 30 2015, 03:40 PM

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QUOTE(dreamschee @ Jan 20 2015, 05:13 PM)
Hi..just log in to c the transaction details..notice maybank had charged me RM50 services tax principal in my Amex card...are they going to refund me? or i have to call CS to waived...Coz i had swipe 3 times for each card...wonder why they still charged me...Help....
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No worries, this is normal. Charge then reverse back.
SUSsupersound
post Feb 1 2015, 07:01 PM

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QUOTE(reeve-826 @ Feb 1 2015, 03:26 PM)
to upgrade current Gold 2 card to Platinum card. possible with provide 1 month payslip + EPF statement?

I heard there is some application was rejected although fulfill the requirement. Applicant mentioned that, the approval need FD in maybank, is this real?
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Where you apply for upgrade?
Anyway, for them to justify to upgrade, you need to let them know that your income has increased, or you have a saving account with them for the past 10 years where your salary enter each month.
With this and the officer's recommendation, it will be easier to get it approved.
I only use my IC and saving account to get my dual cards, Platinum thumbup.gif

This post has been edited by supersound: Feb 1 2015, 07:02 PM
SUSsupersound
post Feb 1 2015, 09:01 PM

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QUOTE(kinabalu @ Feb 1 2015, 08:55 PM)
What about can I wave my visa infinite to them to ask for upgrade?
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Wave? What's that?

QUOTE(reeve-826 @ Feb 1 2015, 08:58 PM)
Planning to apply upgrade soon. Any recommended location to upgrade CC?
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Any branch also can, you need to see their officer only to get them recommend you.
SUSsupersound
post Feb 4 2015, 11:24 AM

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QUOTE(@secret@ @ Feb 4 2015, 10:36 AM)
what is this credit card account status: information not available on M2u?
Pure system error at the moment?
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Depends, if you are using stupid phone's apps to access, you may have such problem. Potential of hacker hacking taking place.
I tried before on my friend's stupid phone, it does not shows my credit card account, but using PC, it is showing, both at the same time.
SUSsupersound
post Feb 4 2015, 12:29 PM

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QUOTE(Mr.PostMan @ Feb 4 2015, 12:00 PM)
Hey guys i'm facing issue with the m2u app it does not show the transactions i made and it is showing that account is unauthorised and i'm currently overseas.
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It may take up to 5 days to get a transaction posted.
SUSsupersound
post Feb 4 2015, 12:53 PM

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QUOTE(Mr.PostMan @ Feb 4 2015, 12:50 PM)
Just got it fixed, m2u app error.
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I never use apps to view my account's details anymore ever since tested it side by side with a PC sweat.gif
SUSsupersound
post Feb 6 2015, 09:18 PM

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QUOTE(maiself @ Feb 6 2015, 08:02 PM)
BOOOO to MAYBANK...!!!

To date I only got 300k TP on M2card and not sure what to do with it yet...
convert to Enrich Miles/Shopping Vouchers or else..

Usually redeemed my TP at Coffee Bean to threat my family & frens every weekend..
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300k of TP? I'll use it to redeem AeonBig's gift cards.
SUSsupersound
post Feb 8 2015, 11:48 AM

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QUOTE(rjb123 @ Feb 8 2015, 12:57 AM)
Need to decide if worth holding TP for Enrich (hopefully they don't change the Premier redemption rates soon..)  or just get a load of Aeon vouchers.

I think there's enough for RM4k of shopping vouchers if done on the spot rather than online
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rm4k? For me sure redeem AeonBig's gift cards. Every rm100 will get rm5.

QUOTE(awkc @ Feb 8 2015, 10:05 AM)
Another newbie question since i can't find anything on it in the forum.

If I put my Amex on my Apple iTunes account will it be a good choice? Will be I be charged additional for those
USD apps and games purchases? coz Malaysian iTunes Store charges in USD

:/
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You need to call card center to unblock AMEX before you can do any transactions.
For me I'll call them twice, 1 is to register and another make payment. Then will remove the card from the system. For safety.
SUSsupersound
post Feb 8 2015, 03:55 PM

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QUOTE(David83 @ Feb 8 2015, 03:54 PM)
They don't have AEON vouchers right?
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They have, but still the best value is AeonBig.
SUSsupersound
post Feb 8 2015, 04:11 PM

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QUOTE(David83 @ Feb 8 2015, 03:56 PM)
AEON Big is more like groceries shopping while with AEON vouchers, I can spend it at departmental section too.  blush.gif
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You are right in some sense, but Aeon's price are not attractive at all for start. So I always use my AMEX to spend on Aeon's departmental stores.
After all, there's no perfect card after OCBC's 5% cry.gif
Like now is CNY session, my spending will be more, rm100+50 cash back are not enough to cover all.
SUSsupersound
post Feb 8 2015, 04:16 PM

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QUOTE(David83 @ Feb 8 2015, 04:13 PM)
Since November, my AMEX cash rebate has been maxed out.

I have diverted most of groceries and petrol swipes to UOB ONE Visa or MBB Ikhwan MC.

Spending for CNY feels like running water from a leaking tap!  sweat.gif
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Now you know.

SUSsupersound
post Feb 8 2015, 05:33 PM

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QUOTE(awkc @ Feb 8 2015, 05:26 PM)
So troublesome to do an online purchase with AMEX? Can I visit a mbb branch instead of calling? I hate calling those toll free lines sad.gif
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By default MBB will block the AMEX for online purchase for security reason.
Unless you are free to lodge police report later on when fraud case happens shocking.gif
SUSsupersound
post Feb 22 2015, 04:06 PM

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QUOTE(suadrif @ Feb 22 2015, 01:20 PM)
wow it sounds like the TP almost get double  sweat.gif
its like spending rm1 = 1tp but later will only like spending rm1=0.5tp
i think i just gonna use amex only for the 5% cashback
consider the tp as complimentary
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If you use cash only, you get nothing at all sweat.gif
SUSsupersound
post Feb 22 2015, 09:40 PM

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QUOTE(janson_kaniaz @ Feb 22 2015, 09:04 PM)
I just hope someone can confirm that shopping vouchers won't be taxed smile.gif
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Redeem voucjers/gifts does not incurred any fees, so no GST icon_rolleyes.gif

QUOTE(victorywp @ Feb 22 2015, 09:16 PM)
if toll charge is exempted from gst, then reloading tng card surely won't be charged by gst either. yeah!
yes, shopping vouchers won't be charged by gst. even if you purchase voucher, for eg. at tesco, they won't allow you to use clubcard to collect point, stating the reason that you will get double point if they allow. so you will only get the clubcard point when you use it to buy things. with the same rules, gst won't be charged when buying vouchers, but when you use it to buy things.
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Considering 400 = rm1, best voucher would be AeonBig's gift cards thumbup.gif
SUSsupersound
post Mar 2 2015, 01:06 PM

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QUOTE(midnight_plue @ Mar 2 2015, 12:05 PM)
MBB keep blocking my AMEX card whenever I use it to make payment online, either via Paypal or by the card itself. Anything above ~USD35 is sure to get blocked, only those below went through.

it's really very troublesome needing to call MBB to unblock the Amex card each time so that payment can go through. Ugh......
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QUOTE(kinabalu @ Mar 2 2015, 12:18 PM)
With the high amount of fraud case, I guess MBB have to be more stringent. Cant blame them. sad.gif
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AMEX's fraud cases are among the highest for all credit cards. MBB want to safeguard them self and you.
When fraud case happens, you need to lodge police report and all the hassle involved.
But, you can make instructions to MBB on all the potential purchases you are going to do and the duration can be 1 month max.
SUSsupersound
post Mar 2 2015, 03:57 PM

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QUOTE(midnight_plue @ Mar 2 2015, 02:49 PM)
eh? really? because the CS told me I have to call in to unblock it whenever I have any transaction and got denied.
i call the general hotline only LOL
not sure what is the criteria. I think it's random?

my amount not very big, maybe around USD100 or so, but sometimes it gets blocked sometimes it doesn't. But I notice amount that is small, say around USD30 and below normally goes through, anything more they block. At least for me that is.
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You can always request for it.
SUSsupersound
post Mar 2 2015, 04:26 PM

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QUOTE(epie @ Mar 2 2015, 04:12 PM)
now can use amex to pay income tax  rclxms.gif
https://byrhasil.hasil.gov.my/
for government agency only get 2xpoints
but 5% cash rebate still applies
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https://byrhasil.hasil.gov.my/creditcard/
They are charging 0.8% extra.
No wonder M2U don't have such option doh.gif
SUSsupersound
post Mar 2 2015, 05:24 PM

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QUOTE(kinabalu @ Mar 2 2015, 04:40 PM)
TP shud be 2x instead of 5x I suppose.
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Only normal retail transaction can get 5X, others(education, insurance, government) are only 2X.
And with 400TP = rm1 or 1TP = rm0.0025 soon, paying extra 0.8% will not be a good idea to begin with.
I need to pay extra rm3000 to LHDN for last year assessment, so rm3000*0.8% is rm24, that's rm3024 or 6048TP.
WIth new rate, 6048TP = rm15.12. I have to pay rm9 extra.

Bottom line, when 400TP = rm1, it is not worth to swipe with AMEX if merchant charge extra.
SUSsupersound
post Mar 2 2015, 06:05 PM

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QUOTE(wan7075 @ Mar 2 2015, 05:51 PM)
but will i get 5% when pay income taxt with AMEX on weekends? after deduct 0.8% i still earn 4.2%?
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If it is lesser than rm1000, yes, it will be good option.
But yeah, I missed out this also. looks like I need to repay LHDN for 4-5 payments thumbup.gif
SUSsupersound
post Mar 2 2015, 06:31 PM

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QUOTE(kinabalu @ Mar 2 2015, 06:25 PM)
Still have time to do tax filing, so pay now for each month to get the RM50 tongue.gif
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Got other bills to pay sweat.gif
or wait till M2U link my cards to LHDN sweat.gif

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