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Credit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15
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wan7075
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Mar 23 2015, 07:26 PM
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QUOTE(David83 @ Mar 23 2015, 07:14 PM) 1) NO 2) If the transaction get posted by 31st March, you'll get it in the month of April. Cash rebate follows calendar month. Not statement month. a bit confused. so assume statment day is 12 march 1) i swipe rm1000 on 7 March, i will see RM50 rebate on 28 Mar? 2) if i swipe another rm1000 on 29 march, i won't get rm50 rebate on 28 Apr?
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SUSsupersound
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Mar 23 2015, 07:29 PM
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QUOTE(boysrule @ Mar 23 2015, 07:20 PM) guys.... i've been charged service tax and even my newly approved supplementary card being charged service tax. Just few more days to GST.. do i need to pay for this? so sad weih..... You still have to pay. Already knows that GST is 1st of April, you should apply it next month.
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SUSDavid83
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Mar 23 2015, 07:30 PM
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QUOTE(wan7075 @ Mar 23 2015, 07:26 PM) a bit confused. so assume statment day is 12 march 1) i swipe rm1000 on 7 March, i will see RM50 rebate on 28 Mar? 2) if i swipe another rm1000 on 29 march, i won't get rm50 rebate on 28 Apr? 1) NO. You'll see if on April 2nd (very likely) if you have M2U access or April 12th statement 2) NO since your March is exhausted. I'm assuming that your statement date is March 12th and March 28th is the date you received your printed statement either by email or by post. The quota for the cash rebate follows calendar month. This post has been edited by David83: Mar 23 2015, 07:34 PM
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SUSsupersound
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Mar 23 2015, 07:30 PM
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QUOTE(wan7075 @ Mar 23 2015, 07:26 PM) a bit confused. so assume statment day is 12 march 1) i swipe rm1000 on 7 March, i will see RM50 rebate on 28 Mar? 2) if i swipe another rm1000 on 29 march, i won't get rm50 rebate on 28 Apr? CB are calculated base on transaction date of the month. If possible, change your statement date to beginning of the month.
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tigaxxx
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Mar 23 2015, 07:31 PM
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QUOTE(wan7075 @ Mar 23 2015, 07:26 PM) a bit confused. so assume statment day is 12 march 1) i swipe rm1000 on 7 March, i will see RM50 rebate on 28 Mar? 2) if i swipe another rm1000 on 29 march, i won't get rm50 rebate on 28 Apr? 1. Will see rebate rm50 posted on 1 April 2. No more rebate.. max is rm50 per month (in this case - march)
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wan7075
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Mar 23 2015, 07:40 PM
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oh thanks to all.. so it is based on the transaction date.
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SUSDavid83
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Mar 23 2015, 07:42 PM
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QUOTE(wan7075 @ Mar 23 2015, 07:40 PM) oh thanks to all.. so it is based on the transaction date.  You have two points that you need to take: 1. Eligibility is based on transaction date 2. Quota follows calendar month
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PrincZe
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Mar 23 2015, 10:20 PM
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guys, in m2u, we have
minimum balance | statement balance | outstanding balance rm25 | RM170 | RM170
statement date : 21march payment due date : 10April
1)statement date is same for everyone? 2) will i still get charged if i pay rm170 (full amount) by 24march? 3) if i paid after 10april, how does interest get charged?
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SUSDavid83
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Mar 23 2015, 10:25 PM
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QUOTE(PrincZe @ Mar 23 2015, 10:20 PM) guys, in m2u, we have minimum balance | statement balance | outstanding balance rm25 | RM170 | RM170 statement date : 21march payment due date : 10April 1)statement date is same for everyone? 2) will i still get charged if i pay rm170 (full amount) by 24march? 3) if i paid after 10april, how does interest get charged? 1) NO 2) NO till next bill cycle with new swipes made if any 3) Late payment charge + Interest (in daily manner) This post has been edited by David83: Mar 23 2015, 10:26 PM
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den
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Mar 23 2015, 10:27 PM
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QUOTE(PrincZe @ Mar 23 2015, 10:20 PM) guys, in m2u, we have minimum balance | statement balance | outstanding balance rm25 | RM170 | RM170 statement date : 21march payment due date : 10April 1)statement date is same for everyone? 2) will i still get charged if i pay rm170 (full amount) by 24march? 3) if i paid after 10april, how does interest get charged? bear in mind though, if you do not pay at least the minimum amount by 10th April, it will affect your CCRIS record as well.
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cappuccino vs latte
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Mar 23 2015, 10:31 PM
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QUOTE(PrincZe @ Mar 23 2015, 10:20 PM) guys, in m2u, we have minimum balance | statement balance | outstanding balance rm25 | RM170 | RM170 statement date : 21march payment due date : 10April 1)statement date is same for everyone? 2) will i still get charged if i pay rm170 (full amount) by 24march? 3) if i paid after 10april, how does interest get charged? 1) my statement date is different with yours. 2) you would not be charged as long as pay before 10 Apr. 3) If you are 1st time pay later than the payment due date, 8.88% p.a. will be levied on top of your outstanding.
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fly126
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Mar 23 2015, 11:56 PM
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ME, Just Finished Off My TPs at Sen-Q Gurney Plaza with: (116500 + 6250) pts = (RM466 + RM50)
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poweredbydiscuz
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Mar 24 2015, 12:09 AM
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QUOTE(cappuccino vs latte @ Mar 23 2015, 10:31 PM) 3) If you are 1st time pay later than the payment due date, 8.88% p.a. will be levied on top of your outstanding. Should be 18% for new card member.
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wan7075
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Mar 24 2015, 12:28 AM
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QUOTE(fly126 @ Mar 23 2015, 11:56 PM) ME, Just Finished Off My TPs at Sen-Q Gurney Plaza with: (116500 + 6250) pts = (RM466 + RM50)  not senheng only got 6250= rm50?
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fly126
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Mar 24 2015, 12:55 AM
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QUOTE(wan7075 @ Mar 24 2015, 12:28 AM) not senheng only got 6250= rm50?  Both SAMElah, *Valid for Senheng and senQ outlets nationwide... http://www.maybank2u.com.my/WebBank/senq130315.pdf
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adele123
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Mar 24 2015, 01:10 AM
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QUOTE(wan7075 @ Mar 23 2015, 07:40 PM) oh thanks to all.. so it is based on the transaction date.  Also to add on... Read post #2. Good example to show cash rebate falls under which month, etc. monthly quota used is based on posting date.
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SUSDavid83
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Mar 24 2015, 07:45 AM
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QUOTE(poweredbydiscuz @ Mar 24 2015, 12:09 AM) Should be 18% for new card member. This card is different: QUOTE Enjoy lowest finance charge of 8.88%³ per annum on your outstanding retail balance. All you need to do is promptly settle minimum payment, 5% of the outstanding balance or a minimum of RM25.
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roy918
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Mar 24 2015, 09:01 AM
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QUOTE(David83 @ Mar 24 2015, 07:45 AM) Not so different though. 8.88% only effective after prompt payment of 12/12 months. New cardmember will be charged 1.5% per month or 18% per annum. Please refer to M2C platinum T&C 7.4(a).
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wan7075
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Mar 24 2015, 09:06 AM
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QUOTE(adele123 @ Mar 24 2015, 01:10 AM) Also to add on... Read post #2. Good example to show cash rebate falls under which month, etc. monthly quota used is based on posting date. wow.. this is what i want.. so mean quota RM50 for each month is based on posting date....
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lost123
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Mar 24 2015, 09:07 AM
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Horrible experience with the MBB sales agent.
I applied for my MBB2card on 8th of march, a week later i still didnt get any news from them, so i went to a branch and asked them to help me check. Apparently they didnt submit my application. Later I asked the salesperson about my status and she told me it was processing (what utter rubbish). I found out later on that she only submitted my application on the 21st of March. Not only that, because now it is still not approved, therefore I am not eligible for the RM100 cashback because the campaign period ends on the 22nd of March.
I immediately called them to cancel the application. I might as well wait till 1st april since i wont be charged service tax. and who knows whether they might introduce a new promo.
This post has been edited by lost123: Mar 24 2015, 09:08 AM
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