So after calculation, the new strategy is spend petrol plus grocery RM 625 per month plus other expenses Rm1375 for maximum cash rebate.
Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Oct 15 2015, 12:34 AM
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700 posts Joined: Oct 2014 
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Oct 15 2015, 05:48 AM
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Senior Member
3,184 posts Joined: Jan 2008
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QUOTE(yahiko @ Oct 14 2015, 10:40 PM) 2more day will check website again.. i use this card heavy for dining purpose only get hong leong mach lo. still 5%  |
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Oct 16 2015, 09:57 AM
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Senior Member
1,215 posts Joined: Jul 2009 From: Penang Island 
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checked today website. still the same.. anyone call the cs to confirm?
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Oct 16 2015, 11:40 AM
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Senior Member
6,420 posts Joined: Jun 2005
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QUOTE(yahiko @ Oct 16 2015, 09:57 AM) checked today website. still the same.. anyone call the cs to confirm? what you want to confirmed? the tnc already clearly stated only petrol & groceries entitled for the 2% cash back.Example of calculation of cash back was given too... u can see the row under: Dining at XYZ restaurant 200, only 0.20% cash back, i.e. RM0.40 Attached thumbnail(s) 
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Oct 17 2015, 10:38 AM
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Junior Member
423 posts Joined: Dec 2011 From: Kota Kinabalu, Sabah 
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HSBC Amanah charged me RM10 xxx management fee (something like late payment charges) due to RM0.01 balance. Omg.....
Never left even 1sen in balance. |
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Oct 17 2015, 11:26 AM
Show posts by this member only | IPv6 | Post
#906
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(ronron @ Oct 17 2015, 10:38 AM) HSBC Amanah charged me RM10 xxx management fee (something like late payment charges) due to RM0.01 balance. Omg..... now you know..try asking for reversalNever left even 1sen in balance. |
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Oct 17 2015, 11:59 AM
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Junior Member
43 posts Joined: Apr 2006
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QUOTE(Human Nature @ Oct 2 2015, 10:34 PM) that is the worst advice..coming from an agent, not surprising at all. complaint to the bank that you never apply for the gold visa card and get it withdrawn with immediate effect. After 2 weeks waiting feedback from agent is ...they also don't know why card centre issued gold card...asked me to cancel if I don't like the card.... special request me to cancel after 3 months ... she said the commission only pay to them after customer terminate the card after 3 months  Called to CS to get advise... CS advised me to consolidate the gold card account with my existing platinum card account to get more CL to my platinum card since bank already approved it... after consolidate the both account re- apply the VS again.... This post has been edited by cheehh: Oct 17 2015, 12:00 PM |
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Oct 17 2015, 12:01 PM
Show posts by this member only | IPv6 | Post
#908
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(cheehh @ Oct 17 2015, 11:59 AM) After 2 weeks waiting feedback from agent is ...they also don't know why card centre issued gold card...asked me to cancel if I don't like the card.... special request me to cancel after 3 months ... she said the commission only pay to them after customer terminate the card after 3 months another attempt to deceive you? I thought the CL is shared by both cards, how to consolidate anymore. Called to CS to get advise... CS advised me to consolidate the gold card account with my existing platinum card account to get more CL to my platinum card since bank already approved it... after consolidate the both account re- apply the VS again.... |
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Oct 17 2015, 12:44 PM
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Junior Member
43 posts Joined: Apr 2006
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QUOTE(Human Nature @ Oct 17 2015, 12:01 PM) another attempt to deceive you? I thought the CL is shared by both cards, how to consolidate anymore. My HSBC Plat & Gold are different CL now ( can view in my internet banking is split limit)... it different from other bank... I know other bank are combine CL...CS will close the gold card account & the CL from gold card will transfer to Plat... This post has been edited by cheehh: Oct 17 2015, 12:45 PM |
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Oct 17 2015, 12:46 PM
Show posts by this member only | IPv6 | Post
#910
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All Stars
26,522 posts Joined: Jan 2003
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QUOTE(cheehh @ Oct 17 2015, 12:44 PM) My HSBC Plat & Gold are different CL now ( can view in my internet banking is split limit)... it different from other bank... I know other bank are combine CL... i see..good that you get it settledCS will close the gold card account & the CL from gold card will transfer to Plat... |
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Oct 17 2015, 01:03 PM
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Junior Member
43 posts Joined: Apr 2006
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QUOTE(Human Nature @ Oct 17 2015, 12:46 PM) i see..good that you get it settled Hope to settle .... no more apply thru agent |
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Oct 18 2015, 01:14 PM
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Junior Member
79 posts Joined: Jul 2008
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just got my VS card .... CS told me i still can keep platinum amanah .. which mean I will hold two but I never use hsbc cards since I got pbb VS .... should I cancel the platinum amanah and keep hsbc VS ? The annual fee is a nightmare with so little swipe
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Oct 20 2015, 10:24 AM
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Junior Member
254 posts Joined: Jan 2003 
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Anyone knows what is this for?
Compensation fee: RM10 Currently holding MPower Visa Platinum Credit Card-i  |
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Oct 20 2015, 12:25 PM
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Senior Member
6,420 posts Joined: Jun 2005
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QUOTE(strynch @ Oct 20 2015, 10:24 AM) Anyone knows what is this for? Debit or credit balance?Compensation fee: RM10 Currently holding MPower Visa Platinum Credit Card-i Might be management fee charges for late payment. |
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Oct 20 2015, 03:03 PM
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All Stars
65,273 posts Joined: Jan 2003
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QUOTE(yahiko @ Oct 16 2015, 09:57 AM) checked today website. still the same.. anyone call the cs to confirm? website already updated. |
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Oct 20 2015, 03:13 PM
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Senior Member
1,215 posts Joined: Jul 2009 From: Penang Island
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thanks.. no point for me to continue simpan liau.. byebye my 1st card
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Oct 20 2015, 06:21 PM
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Senior Member
6,420 posts Joined: Jun 2005
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QUOTE(cybpsych @ Oct 13 2015, 06:59 AM) Effective 16 October 2015 Latest tnc published didn't include BHP for petrol.Amended Terms and Conditions for HSBC Cash Back Programme 2015-2016 The amendments made are: (i) The Programme Period extended until 31 December 2016 (was 31 December 2015) (ii) Cashback eligibility spending is on Daily basis (was Weekends) (iii) Removed the Dining category (iv) Petrol category: added BHP merchant (v) Groceries category: added Mydin merchant (vi) 2% cashback for total monthly spending <RM2,000 (was 3%). (vii) Max cashback for Platinum is RM50 (was RM100), and non-Platinum is RM30 (was RM50) (viii) The maximum cash back throughout the Campaign Period is RM5mil, first come first served (was RM4mil). Notice | T&Cs  p/s: FYI kambing007 http://www.hsbc.com.my/1/PA_ES_Content_Mgm...ashback_tnc.pdf |
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Oct 20 2015, 06:22 PM
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All Stars
65,273 posts Joined: Jan 2003
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QUOTE(mamamia @ Oct 20 2015, 06:21 PM) Latest tnc published didn't include BHP for petrol. yep, noticed that too in latest pdf t&c. they've been tweaking the PDF http://www.hsbc.com.my/1/PA_ES_Content_Mgm...ashback_tnc.pdf  |
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Oct 23 2015, 06:39 PM
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Senior Member
7,106 posts Joined: Jan 2003
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I just called to cancel since there isn't much in it for me anymore.
I just told them I'm going overseas for long term so no point of me holding a Malaysian card, they didn't really bothered to make it hard to cancel it. |
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Oct 23 2015, 11:39 PM
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Senior Member
1,057 posts Joined: Oct 2011
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i found this in my transaction history:
Cash Back March Acq Cam 50.00 Cr anyone know what campaign is it? |
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