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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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cheehh
post Sep 19 2015, 11:28 AM

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QUOTE(ic no 851025071234 @ Sep 18 2015, 04:33 PM)
Walao nearly 2 months liao I still haven't get my card. When get I think no more robot lo. This HSBC kuat kencing mcm bijan la
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Better call CS to confirm....
cheehh
post Sep 28 2015, 10:07 AM

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upgrade my Visa plat to Visa Signature at Mid valley... Application take almost 1 month to approve ... I'm existing card holder .. good payment record for all my cc... Take 1 month to approve still ok la..... The most regret is they approved Visa Gold for me ... I don't need Visa Gold .. the benefit almost same with Visa Plat... Call the Agent... she said don't know about this... ask me to wait for the card arrive than request to upgrade...waste time mad.gif mad.gif mad.gif

What can i do ??

This post has been edited by cheehh: Sep 28 2015, 10:52 AM
cheehh
post Sep 28 2015, 05:30 PM

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QUOTE(goliath @ Sep 28 2015, 01:47 PM)
Did you meet their requirements for Visa Signature?

If you don't need the Visa Gold, you can call CS and tell them to cancel the card.
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Annual income more than 100k... actually i received an email invitation to apply visa signature (only provide EA 2014) but due to i apply the visa signature at mid valley last month... don't want to have double application .... mad.gif
cheehh
post Oct 2 2015, 10:35 AM

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QUOTE(propusers @ Oct 1 2015, 02:26 PM)
Agent help you ticked Visa Gold and VS in the application form?
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She said VS... this morning send message to the agent... told her i already received the Gold visa.. she said already forward this matter to her boss... checking now mad.gif mad.gif ... she told me not to activate the card if don't want to use.. just keep it.... The bank won't care you activate or not ... They will consider you accept the card and will charge AF after one year.. The agent will get their commission after 3 months... Correct or not ?

This post has been edited by cheehh: Oct 2 2015, 10:35 AM
cheehh
post Oct 2 2015, 11:38 AM

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QUOTE(activexxx @ Oct 2 2015, 11:27 AM)
hi guys, i just received my first cc statement for my Amanah cc. Can I pay the bills via online like maybank2u how? I checked maybank2u dont have the HSBC option...
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Login to your m2u... go to ACCOUNT & BANKING.... TRANSFERS... NEW INTERBANK FUND TRANSFER.... look for HSBC Bank Malaysia Berhad....

This is for make one off transfer...
cheehh
post Oct 17 2015, 11:59 AM

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QUOTE(Human Nature @ Oct 2 2015, 10:34 PM)
that is the worst advice..coming from an agent, not surprising at all. complaint to the bank that you never apply for the gold visa card and get it withdrawn with immediate effect.
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After 2 weeks waiting feedback from agent is ...they also don't know why card centre issued gold card...asked me to cancel if I don't like the card.... special request me to cancel after 3 months ... she said the commission only pay to them after customer terminate the card after 3 months mad.gif mad.gif mad.gif

Called to CS to get advise... CS advised me to consolidate the gold card account with my existing platinum card account to get more CL to my platinum card since bank already approved it... after consolidate the both account re- apply the VS again....

This post has been edited by cheehh: Oct 17 2015, 12:00 PM
cheehh
post Oct 17 2015, 12:44 PM

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QUOTE(Human Nature @ Oct 17 2015, 12:01 PM)
another attempt to deceive you? I thought the CL is shared by both cards, how to consolidate anymore.
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My HSBC Plat & Gold are different CL now ( can view in my internet banking is split limit)... it different from other bank... I know other bank are combine CL...

CS will close the gold card account & the CL from gold card will transfer to Plat...

This post has been edited by cheehh: Oct 17 2015, 12:45 PM
cheehh
post Oct 17 2015, 01:03 PM

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QUOTE(Human Nature @ Oct 17 2015, 12:46 PM)
i see..good that you get it settled
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Hope to settle .... no more apply thru agent

 

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