Last year I applied Amanah Plat just to get 0% cash installment but I haven't been spending a single cent with this card and have no intention to keep it. I intend to pay both 11th and 12th installment together and cancel my card. I think this is OK? I lazy want to wait till 12th month and see AF is charged to my card, so I need to call to waive AF and whatnot.

I will continue to keep the VS as it is more beneficial to me.

Cancel it after you settle your installment wait 3 to 6 months apply again for new offer...

No intention because I will keep its VS, so not going to be any "new" customer anymore.

Bro how long did it take for the card to reach u from the day u started application?

This post has been edited by seankeith90: Jun 25 2018, 05:10 PM

within a week, 3 days working days after receiving the sms

found it in my letter box

mind to share what does the vs card benefit ?
actually i research so long , ntg can attract me so far
maybe i donno?

For PPL only.

isn't it also give you one of the highest miles conversion rate for overseas spending and spending in local shopping mall?

Nope. I believe for miles conversion, nothing beats Maybank2Premier yet. Anyway, I'm not a fan of collecting airmiles, most of the time I combine my holiday with business trip and paid by company or I pay the difference if I extend for my own stay. Other time, I just pay for my own flight tickets.

If I want, I would have applied for M2P.

HSBC RM100 Cashback

Anyone else get the RM100 cashback?

I spend 2 receipt that cost RM1000 above in the promotion period, just received the statement, there is no cashback inside

have u read the T&C? clause 14?

are you the one with the highest spend activities ?

TnC mentioned The Cash Back will be credited within ten (10) to twelve (12) weeks from the end of the Promotion Period. Which is going to be in August.

Besides, ur 2 receipts cost RM1000, issit transaction made between 10:00:00 to 21:59:59 Daily, with minimum spend RM600 per receipt/transaction ??

What's the meaning of highest spend activities?
So confirm can get rm100 if spent rm600?

Highest spend activities is for the event of a tie in Transaction Time. For example, Card holder A spent RM610 at 05.05:20pm, and Card holder B spent RM800 at 05.05:20pm too, where only 1 cashback slot left for that day (100 cashback units / day only). then only card holder B will get the cashback -> highest spend.

Need to fulfill all those requirement.
Criteria 1, Transaction amount >= RM600
Criteria 2, Transaction time is 10am - 10pm
Criteria 3, FCFS basic base on criteria 2. (100 units /day only for weekday)
Criteria 4, each holder can get max RM50 cashback per day. (Means u swipe 2 transactions of RM600 in a same day only will get RM50).

To secure, swipe or spend it between 10am - 12 noon then should be able to get it.

Clause 10. Cash Back will only be given out to the primary Eligible Cardholder. The maximum Cash Back a primary
Eligible Cardholder may receive under this promotion is RM100 throughout the Promotion Period, capped
at 1 unit of Cash Back per day during the Promotion Period (“Participating Day”) subject to the Daily Cash
Back Allocation, on a first come first served basis.

Thanks for the explanation!
I'm thinking to use the card to buy petronas card rm460 + rm96+rm96 at lazada in a single order, do u think can work? If based on what u said, I only can get rm50 cash back, not rm100 as what they advertised. Am I right?

If it under single transaction, that will work to get RM50.

RM100 cashback is for the whole month(June) campaign. So, swipe 2 transactions at 10.01am in the month of June then u will get RM100. then u can use other credit card to get other cashback.

yes.. 2 also spend btwn the time specified.

RM1100 and 1600

But Lazada is using foreign payment gateway with a diff timezone, how u timed the transaction?

I got my RM500 lazada voucher in my email today. Guess you really need to call up customer service to confirm first