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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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Alexdino
post Mar 24 2018, 08:56 AM

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may i ask the lazada 500 voucher code will be send thru sms?or email?
Darren
post Mar 24 2018, 12:06 PM

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QUOTE(Alexdino @ Mar 24 2018, 08:56 AM)
may i ask the lazada 500 voucher code will be send thru sms?or email?
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myself n my wife n my bro get through email
Alexdino
post Mar 25 2018, 12:21 AM

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QUOTE(Darren @ Mar 24 2018, 12:06 PM)
myself n my wife n my bro get through email
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thanks,
xeon1989
post Mar 25 2018, 03:11 AM

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QUOTE(Chinus @ Mar 23 2018, 11:12 PM)
Same here, i applied VS with the 30K for existing customer campaign and met their swipe requirement.
In the end, until now also haven't receive the 30k point.
And i just cancelled their M Power & Platinum.
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kacau until they give then cancel maa brows.gif
xeon1989
post Mar 25 2018, 03:14 AM

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QUOTE(Darren @ Mar 24 2018, 12:06 PM)
myself n my wife n my bro get through email
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Fun facts, they mention in thier TnC (clause 8) that it will be delivered via sms.
Emailed them and they state otherwise.

https://sp.hsbc.com.my/microsites/lazadacb2...les/Amended_TC_[2nd]_HSBC_Lazada_eVoucher_Acq_Promotion_Final_Clean_Copy.pdf

MiKE7LIM
post Mar 25 2018, 05:46 PM

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planning to cancel my HSBC after use for 3 months...

initially though will benefits thru my dining pattern... but later only found out not much restaurant actually give CB or discount for this card.

anyone can point out the advantage of this card?
So far I could not find any that hit my need.............
xeon1989
post Mar 26 2018, 12:13 AM

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QUOTE(MiKE7LIM @ Mar 25 2018, 05:46 PM)
planning to cancel my HSBC after use for 3 months...

initially though will benefits thru my dining pattern... but later only found out not much restaurant actually give CB or discount for this card.

anyone can point out the advantage of this card?
So far I could not find any that hit my need.............
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1. get the card during promo
2. cancel
3. wait for 6 months and sign up for another promo brows.gif

coolguy99
post Mar 26 2018, 09:50 AM

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QUOTE(xeon1989 @ Mar 26 2018, 12:13 AM)
1. get the card during promo
2. cancel
3. wait for 6 months and sign up for another promo  brows.gif
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Banks will usually blacklist people who adopt such practise
peri peri
post Mar 26 2018, 10:57 AM

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HSBC mentioned the lazada voucher rm500 need to wait until end of this month. anyone encounter the delay also? Mine delay more than 1 month.
chiahau
post Mar 26 2018, 11:15 AM

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Does HSBC has any new BT program for new signups? tongue.gif
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post Mar 26 2018, 11:27 AM

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crap HSBC. i applied under Lazada promo, but they put me under this hsbc happy acquisition instead. got rm288 into my account instead of the rm500 lazada voucher.
savvyaunty
post Mar 26 2018, 02:22 PM

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QUOTE(alexanderclz @ Mar 26 2018, 11:27 AM)
crap HSBC. i applied under Lazada promo, but they put me under this hsbc happy acquisition instead. got rm288 into my account instead of the rm500 lazada voucher.
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u can try complaining. I applied under lazada they put me for VS bonus points. Told off the sales rep and complained. Just receive call they rectify it and I should receive Lazada voucher by 15 April
spreeeee
post Mar 26 2018, 02:27 PM

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QUOTE(coolguy99 @ Mar 26 2018, 09:50 AM)
Banks will usually blacklist people who adopt such practise
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dont think so bank will do such.
chiahau
post Mar 26 2018, 02:52 PM

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QUOTE(spreeeee @ Mar 26 2018, 02:27 PM)
dont think so bank will do such.
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Bank might not blacklist you, but they will think twice to approve you in future.

Happen to some of my friends who are very active in applying for free gifts and cancelling them afterwards.


cybpsych
post Mar 26 2018, 03:01 PM

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QUOTE(spreeeee @ Mar 26 2018, 02:27 PM)
dont think so bank will do such.
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banks can have variety of reasons to REJECT you.

please dont come and cry here saying why bank rejects your application without telling you the reasons laugh.gif

it was just a precautionary warning. you can decide yourself. thumbup.gif
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post Mar 26 2018, 03:02 PM

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QUOTE(savvyaunty @ Mar 26 2018, 02:22 PM)
u can try complaining. I applied under lazada they put me for VS bonus points. Told off the sales rep and complained. Just receive call they rectify it and I should receive Lazada voucher by 15 April
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I see. just called. got to wait for their feedback then. can't they just stick with one promotion.
spreeeee
post Mar 26 2018, 03:03 PM

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QUOTE(cybpsych @ Mar 26 2018, 03:01 PM)
banks can have variety of reasons to REJECT you.

please dont come and cry here saying why bank rejects your application without telling you the reasons  laugh.gif

it was just a precautionary warning. you can decide yourself. thumbup.gif
*
so far no issues for Banks, except Aeon Credit Service - never get approved.. lol
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post Mar 26 2018, 03:04 PM

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QUOTE(spreeeee @ Mar 26 2018, 02:27 PM)
dont think so bank will do such.
*
QUOTE(chiahau @ Mar 26 2018, 02:52 PM)
Bank might not blacklist you, but they will think twice to approve you in future.

Happen to some of my friends who are very active in applying for free gifts and cancelling them afterwards.
*
QUOTE(cybpsych @ Mar 26 2018, 03:01 PM)
banks can have variety of reasons to REJECT you.

please dont come and cry here saying why bank rejects your application without telling you the reasons  laugh.gif

it was just a precautionary warning. you can decide yourself. thumbup.gif
*
that's true. hsbc still keeping my details from years ago when I was my mum's supplementary
savvyaunty
post Mar 26 2018, 03:06 PM

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QUOTE(alexanderclz @ Mar 26 2018, 03:02 PM)
I see. just called. got to wait for their feedback then. can't they just stick with one promotion.
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if you have the details of the sales rep, contact him/her and ask him/her to sort it out. the sales rep is the one that choose the campaign when they submit the application
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post Mar 26 2018, 03:10 PM

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QUOTE(savvyaunty @ Mar 26 2018, 03:06 PM)
if you have the details of the sales rep, contact him/her and ask him/her to sort it out. the sales rep is the one that choose the campaign when they submit the application
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I see. because I remember clearly he mentioned lazada promotion. anyhow just got to wait and see. the rm288 already credited into my account. but the cs didn't seem surprised so my guess many others with same problem

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