doesnt seem to have end date though

Banks will usually blacklist people who adopt such practise

banks can have variety of reasons to REJECT you.

please dont come and cry here saying why bank rejects your application without telling you the reasons 

it was just a precautionary warning. you can decide yourself.

I thought first year free and subsequently waived with just 12x swipes in a year?

Quoted from their FAQ: Annual fee will be waived if the cardholder(s) swipe the HSBC Visa Signature Credit Card at least once a month for a consecutive 12 months period.

already said in FAQ mah. got to HSBC website, find Visa Signature card, find the FAQ.

how much is the anual fee for visa amanah?

no minimum amount per swipe right?

I don't recall it was so difficult. https://www.hsbc.com.my/vs Scroll down to the page to FAQ, isn't this page should be your first place to drop by to check out?

point gain is same. Just the point to redeem is different. HSBC VS can use 30,000 point to redeem rm100 lazada voucher but MBB TP need use 54,750 to redeem rm100 lazada voucher.   

1x only

MyTNB app MCC is 4900:



https://cdn.hsbc.com.my/content/dam/hsbc/my...-conditions.pdf

Spend on Online Transactions eligible for 4x Additional Reward Points are those that:
a. Are posted to the Eligible Cardholder’s HSBC Credit Card account; and
b. Includes local spend where transactions are made via the internet in Malaysian Ringgit; and
c. Excludes those stated in Clause 12 above, overseas spend made in foreign currency, Insurance,
Utility Payments and transactions for or into e-wallet(s) that allow customers to transfer or
withdraw money from the e-wallet(s) to another account, ATM or e-wallet(s).

Do this means that auto credit insurance payment and utility is not eligible for 4x points?