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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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vaio2770
post Nov 14 2017, 10:45 AM

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Submit application online yesterday, today got the call for confirmation...fingers crossed
cybpsych
post Nov 14 2017, 11:16 AM

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RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!
10 November 2017 until 11 December 2017

https://media.ringgitplus.com/creatives/f88...-conditions.pdf

Qualifying Products
HSBC Amanah MPower Platinum Card-i
HSBC Visa Platinum
HSBC Visa Signature

Gift Eligibility Criteria
i. Card approved by HSBC within sixty (60) days of the application date;
ii. Swipe the new card within sixty (60) days of the card approval date

This post has been edited by cybpsych: Nov 27 2017, 05:52 PM
lorrydriverrocks
post Nov 14 2017, 12:21 PM

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This HSBC customer service really con artist, called on 1st November to cancel my credit card. Guy on the phone say will block my card first and someone will call me to proceed with the cancellation. Nobody called so today i called them again to follow up, the person on the line say my card was never block and they have no record of my request.
KeSToN
post Nov 14 2017, 12:42 PM

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QUOTE(lorrydriverrocks @ Nov 14 2017, 01:21 PM)
This HSBC customer service really con artist, called on 1st November to cancel my credit card. Guy on the phone say will block my card first and someone will call me to proceed with the cancellation. Nobody called so today i called them again to follow up, the person on the line say my card was never block and they have no record of my request.
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u didnt get the fellas name?
but they can cross check the records and some calls are recorded (not all right?)
atlantis2007
post Nov 14 2017, 12:46 PM

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Time for new device!!
Alexdino
post Nov 14 2017, 01:29 PM

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Get up to 100,000 Reward Points

The 100k reward points for new signature card seems attractive hmm.gif 100k equivalent to rm300 lazada voucher
saitong09
post Nov 14 2017, 06:55 PM

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QUOTE(Alexdino @ Nov 14 2017, 01:29 PM)
Get up to 100,000 Reward Points

The 100k reward points for new signature card seems attractive  hmm.gif  100k equivalent to rm300 lazada voucher
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Invalid link sweat.gif
fly126
post Nov 14 2017, 08:19 PM

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QUOTE(Alexdino @ Nov 14 2017, 01:29 PM)
Get up to 100,000 Reward Points

The 100k reward points for new signature card seems attractive  hmm.gif  100k equivalent to rm300 lazada voucher
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QUOTE(saitong09 @ Nov 14 2017, 06:55 PM)
Invalid link  sweat.gif
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Ni yang Betul punya... rolleyes.gif
https://sp.hsbc.com.my/vext?utm_source=EXT_...ASAAEgLWovD_BwE
saitong09
post Nov 14 2017, 09:13 PM

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QUOTE(fly126 @ Nov 14 2017, 08:19 PM)
lol biggrin.gif
Not bad, existing card holder also got 30K reward points
fly126
post Nov 14 2017, 09:50 PM

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QUOTE(kimin0211 @ Nov 13 2017, 03:37 PM)
I am working in Singapore. I am planning to earn some rewards points from this card.

Please correct me if I am wrong.

Based on my understanding, 1,000 KF miles = 8,500 Rewards Points which means 1 Rewards point = 0.1176 or RM1.0625 = 1 mile (If all is 8x rewards points)

Overseas spend and online transactions (other than charged in RM) are entitled 8X Rewards Point.
Online transactions (charged in RM) is entitled 5X Rewards Point.
Local spend (charged in RM) is entitled 1X Rewards Point.

Based on my spending pattern, I need to know the rewards points for the following spending:-
MCC under Government bodies for Malaysia (Such as online payment for PTPTN)
MCC under Phone bill for Overseas (Such as paying the monthly phone bill at Telco portal)
MCC under Non-Profitable Organisation/ Charity for Malaysia (Such as Monthly deduction from World Vision)
MCC under Insurance Premium for Malaysia and Overseas (Such as monthly premium that charged by Insurance Company)
MCC under reload card for overseas (Such as EZlink auto reload which is like touch & go card)

In term of conversation, Amex Reserve has the best conversation rate to KF miles (RM0.9425 for 1 KF mile), following is Ambank WMC (RM1 = 1 KF Mile if I spend all in overseas), and then HSBC Signature Visa (RM1.0625 = 1KF Mile. Please correct me if I am wrong).

HSBC agent, please feel free to contact me because I am planning to apply to this card subject to the rewards points that I concern as above.
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https://sp.hsbc.com.my/microsites/visasig/f...gnature_FAQ.pdf

https://sp.hsbc.com.my/microsites/visasig/f...ard_31Aug18.pdf

https://sp.hsbc.com.my/vext?utm_source=EXT_...ASAAEgLWovD_BwE


cybpsych
post Nov 14 2017, 10:07 PM

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QUOTE(PJboy65 @ Nov 14 2017, 10:03 PM)
HSBC Top Spender promo

Any idea how to get invited to this promo ?
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since u got the link, have u downloaded the t&c to read?
xproc
post Nov 14 2017, 11:57 PM

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want to cut my card, end us they give me another card (visa signature), they say got auto anual feewaiver and manual annual fee waiver... but from what i read for here is not the case... how...
coolguy99
post Nov 15 2017, 08:03 PM

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interested in applying for the hsbc visa signature card. can i ask how the annual wee waiver works? i know for the fact that annual fee will only be waived if u swap once a month for 12 months. what about the annual fee for the first year? will I be charged once i activate my card?
cybpsych
post Nov 15 2017, 09:30 PM

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QUOTE(pokemon @ Sep 25 2017, 02:59 PM)
Thanks for the information.
I have called up HSBC and being informed:
1) First year annual fee free
2) 2nd year annual fee will be charged at the anniversary of the card, ie., on year 2019, if I don't fulfill 1 swipe per month condition.
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QUOTE(tan_aniki @ Oct 14 2017, 11:07 PM)
visa signature is confirm 1 swipe per month to waive the annual fee, it is stated in the TnC: https://sp.hsbc.com.my/microsites/visasig/f...ard_31Aug18.pdf

17. Annual fee will be waived if the Cardholder(s) swipe the HSBC Credit Card at least once a month for a period of 12 consecutive months.

Just pump RM5 petrol at petrol station every month to keep the card active for 6x PPL entries every year~
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QUOTE(coolguy99 @ Nov 15 2017, 08:03 PM)
interested in applying for the hsbc visa signature card. can i ask how the annual wee waiver works? i know for the fact that annual fee will only be waived if u swap once a month for 12 months. what about the annual fee for the first year? will I be charged once i activate my card?
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andrekua2
post Nov 15 2017, 09:36 PM

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QUOTE(xproc @ Nov 14 2017, 11:57 PM)
want to cut my card, end us they give me another card (visa signature), they say got auto anual feewaiver and manual annual fee waiver... but from what i read for here is not the case... how...
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Yeah, not sure how they spin the story after 1 year...

I called in to cancelled my card and they called me back after few days. The CS was so persistent and I kept telling her that I needed to apply another card that can use Samsung Pay as an excuse. She even went on to tell me that HSBC are aware other card offering free for life and they are doing the same thing automatically without being asked nor asking customer to swipe. I was like really???? In the end I still cancel it.
blueken89
post Nov 16 2017, 02:35 PM

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This post has been edited by blueken89: Nov 16 2017, 02:55 PM
Alexdino
post Nov 18 2017, 12:48 PM

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QUOTE(fly126 @ Nov 14 2017, 08:19 PM)
they decline my application for vs sad.gif, i already holding 4 vs hmm.gif.
12321
post Nov 19 2017, 04:06 PM

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anyone knw whether subcard of HSBC visa signature can have complimentary entry to PPL as well? thanks in advance

This post has been edited by 12321: Nov 19 2017, 04:28 PM
fruitie
post Nov 19 2017, 04:20 PM

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QUOTE(12321 @ Nov 19 2017, 04:06 PM)
anyone knw whether subcard of ambank visa signature can have complimentary entry to PPL as well? thanks in advance
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Yes but still need to spend RM 500 to use one access.
12321
post Nov 19 2017, 04:32 PM

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QUOTE(fruitie @ Nov 19 2017, 04:20 PM)
Yes but still need to spend RM 500 to use one access.
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thanks for your reply fruitie. i edited my post, i should ask HSBC in this thread, not ambank tongue.gif
btw i just managed to found the Q&A said that the HSBC VS supplementary card don't have cpmplementary access to PPL.

Dear fruitie, do you knw if any card which main and subcard both can have complemetary to PPL? thanks

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