HSBC Premier World Travel MasterCard
I searched but couldn't find this info:
What is the foreign currency fee for this card? I saw on an old price list it says 1.25%, however now they give 4x as many miels for overseas spending, so I supposed it's higher?

Also, it's say "internet transactions" are not eligible for miles. Really? Does that really mean that anything you pay over the internet doesn't give miles? Flight tickets etc? Sounds crazy

https://sp.hsbc.com.my/microsites/premierbl...14Mar_FINAL.pdf

I guess they don't use MCC to determine whether the transaction is eligible for cashback or not.

Ya, Similar with UOB One & Citibank Cash Back as they also Not follow MCC, Not like MBB Ikhwan MC.

Hi,

I just received my HSBC Amanah card, in Product Disclosure Sheet i found this massive Fee.
Should i be worried ? Thanks

That's the fee that will be imposed to you if you do not pay the statement in full every month. In other words, it's the interest charge.
It sounds confusing because it's an islamic credit card, where charging interest is not permissible, so they reinterpret it as management fee. If I'm not mistaken, the other difference with islamic credit card is that since the charge is considered as management fee, the charge does not compound, unlike normal conventional credit cards where the interest charge compounds.

If you pay in full every month, no need to worry about it. You will not be charged anything.

Hi,
thanks for your brief explanation.

got the card today. is there a way to get email statements or check online thingy? Or is it automatic?

This post has been edited by idoblu: Aug 10 2017, 08:39 AM

Just received my card today but it has the lowest credit limit among all my cards.

10K...?

Even less while my other cards are double digit for now. Perhaps I'm somehow a risky customer for them hence the lower credit?

which makes my limit even more unbelievable. I think Hsbc forgot to print the decimal point 😅

Maybe yours is about 11k? Or they really intended to give you that credit limit.

The figure itself is weird - 11,550? Hmmm...maybe. Anyway dun matter. I only intend to swipe 1k for the voucher lol

Maybe his income is very high, that's why gave high CL

Maybe U got RM115.5K...
As They Don't Put Decimal Point...
This is my Welcome letter of few years ago...

[attachmentid=9025948]

This post has been edited by fly126: Aug 8 2017, 07:43 PM

Seems like they don't round it up, why not just give 20k.

The the funny thing's，
I tried to Request Additional CL 100 Bucks from Them , they pun tak mau kasi... .
However 2 years later, they Auto Upgrade my Card to Visa Signature with CL 50K +

This post has been edited by fly126: Aug 8 2017, 08:33 PM

Crazy I'm gonna get them to reduce it if it's real. After kena hack i mati 😅

Ya why not round up. It's so weird

This post has been edited by idoblu: Aug 8 2017, 09:14 PM

hey guys.
im too tempted to get lzd voucher
visa platinum or amanah card better?

I kinda regret getting the amanah card solely because I don't understand the Islamic way of calculating interest.