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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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goliath
post Jun 16 2016, 05:53 PM

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QUOTE(Victor3010 @ Jun 16 2016, 04:14 PM)
It seems that my 5x 8x points didnt tally up! And I spent less than RM3000 in the malls!
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Not sure if it applies to your case, but it states in their T&C that...

QUOTE
The 5X /8X Reward Points on Eligible Spend will be credited into the primary Eligible Cardholder‘s Participating HSBC Credit Card account within 6 weeks after the end of each Participating Month.


This post has been edited by goliath: Jun 16 2016, 05:53 PM
Victor3010
post Jun 16 2016, 05:57 PM

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QUOTE(goliath @ Jun 16 2016, 10:53 AM)
Not sure if it applies to your case, but it states in their T&C that...
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Icic... But some bonus has been credited... My card is only 3 weeks old as of now
tonytyk
post Jun 16 2016, 07:37 PM

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Is Hsbc Amanah cash back card annual fee auto waived if swipe 12x any amount?
sj0217
post Jun 16 2016, 07:44 PM

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Get a called from HSBC bank to offer supp card application, been told that there is no AF charge for supp card if you apply now

I declined and offer another thing to me which is cash advance sweat.gif
fly126
post Jun 16 2016, 09:18 PM

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QUOTE(tonytyk @ Jun 16 2016, 07:37 PM)
Is Hsbc Amanah cash back card annual fee auto waived if swipe 12x any amount?
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Ya, Annual Fee Waiver is subject to min. 12x Swipes p.a, Regardless Amount.
https://www.hsbcamanah.com.my/1/2/amanah/pe...al/credit-cards
romuluz777
post Jun 17 2016, 11:26 AM

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QUOTE(fly126 @ Jun 16 2016, 10:18 PM)
Ya, Annual Fee Waiver is subject to min. 12x Swipes p.a, Regardless Amount.
https://www.hsbcamanah.com.my/1/2/amanah/pe...al/credit-cards
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Do direct debits and on-line purchased contribute towards these 12X swipes quota ?

fly126
post Jun 17 2016, 12:13 PM

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QUOTE(romuluz777 @ Jun 17 2016, 11:26 AM)
Do direct debits and on-line purchased contribute towards these 12X swipes quota ?
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Yup, Online Purchase also Consider as Retail Spending.
Retail Spending (Transaction) = Any Purchases of Goods or Services (including all the Billing, Insurance, Quit Rent, Assessment Fee...) (swipe) Charged to the Credit Card.
But, NOT Including : ALL Cash Advances, Balance Transfer, Installment Payment Plan, other Credit Plan, Annual Fee & Charges.

FYI,
"Retail Spending / Transactions" = Any Purchases of Goods or Service which is Charged to the Credit Card

Retail Spending (Transactions)
i) Local / Overseas Purchases
ii) Auto Debit / Recurring / Standing Instruction (SI)
iii) E-commerce / Internet / Online
iv) Mail Order / Telephone Order (MOTO)

NON-Retail Spending (Transactions)
i) Flexi Payment Plan / Easy Payment Plan
ii) Balance Transfer (BT)
iii) Cash Advances / Dial For Cash (DFC)
iv) Credit Shield Plus / Card Protection Plan
v) Outstanding Balance / Finance Charge / Late Payment Charge
vi) Reversal on Transaction, Disputed / Fraudulent Transaction
vii) Card Replacement Fee / Annual Fee / GST, Other Fees & Charges

This post has been edited by fly126: Jun 17 2016, 12:16 PM
starry
post Jun 22 2016, 11:27 AM

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Hi,
Anyone here applied for HSBC Credit Card at ringgitplus.com to get the free robot vacuum? I received the card 2 days ago and activated it the same day. How long does HSBC take to send the unique code for gift redemption?
sj0217
post Jun 22 2016, 02:48 PM

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QUOTE(starry @ Jun 22 2016, 11:27 AM)
Hi,
Anyone here applied for HSBC Credit Card at ringgitplus.com to get the free robot vacuum? I received the card 2 days ago and activated it the same day. How long does HSBC take to send the unique code for gift redemption?
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Within 2 weeks I get an email from RP regarding code to redeem the gift
starry
post Jun 22 2016, 03:51 PM

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QUOTE(sj0217 @ Jun 22 2016, 02:48 PM)
Within 2 weeks I get an email from RP regarding code to redeem the gift
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Thanks for the reply. 2 weeks from activation date or 2 weeks from first swipe?
sj0217
post Jun 22 2016, 05:07 PM

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QUOTE(starry @ Jun 22 2016, 03:51 PM)
Thanks for the reply. 2 weeks from activation date or 2 weeks from first swipe?
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2 weeks from card activation date
starry
post Jun 22 2016, 05:24 PM

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QUOTE(sj0217 @ Jun 22 2016, 05:07 PM)
2 weeks from card activation date
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That's good to know coz I haven't swiped it yet.
Thank you thumbup.gif
sj0217
post Jun 22 2016, 06:18 PM

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QUOTE(starry @ Jun 22 2016, 05:24 PM)
That's good to know coz I haven't swiped it yet.
Thank you  thumbup.gif
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You can email them if you have yet to get code after certain of time

Although I have received code after 2 weeks, however the gift was delay due to out of stock, took around 2 months to be arrived, in the same time they have compensation some cash voucher
onlinepaycheck
post Jun 22 2016, 09:28 PM

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QUOTE(sj0217 @ Jun 22 2016, 06:18 PM)
You can email them if you have yet to get code after certain of time

Although I have received code after 2 weeks, however the gift was delay due to out of stock, took around 2 months to be arrived, in the same time they have compensation some cash voucher
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yes RP good in that term. They give you upgrade or some sort of compensation for lateness due to out of stock.
starry
post Jun 22 2016, 10:28 PM

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QUOTE(sj0217 @ Jun 22 2016, 06:18 PM)
You can email them if you have yet to get code after certain of time

Although I have received code after 2 weeks, however the gift was delay due to out of stock, took around 2 months to be arrived, in the same time they have compensation some cash voucher
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Ok, I'll contact HSBC if I don't receive the code after 2 weeks. Sounds like Ringgitplus provides good customer service with compensation and all.
Thanks for the tip notworthy.gif
fly126
post Jun 25 2016, 12:14 PM

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user posted image

http://mail.hsbc.com.hk/my/wk25/hsbc_week25.html

This post has been edited by fly126: Jun 25 2016, 12:19 PM
mikhaC
post Jun 25 2016, 03:13 PM

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hi,

I've got more than 5K debts on my HSBC credit card.. May I know how can I reduce the interest rate for it? Can I balance transfer to another HSBC CC? Pls advise
fly126
post Jun 25 2016, 04:19 PM

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QUOTE(mikhaC @ Jun 25 2016, 03:13 PM)
hi,

I've got more than 5K debts on my HSBC credit card.. May I know how can I reduce the interest rate for it? Can I balance transfer to another HSBC CC? Pls advise
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You can ONLY Balance Transfer to Other Bank CC, Not HSBC, Again...
mikhaC
post Jun 25 2016, 05:39 PM

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QUOTE(fly126 @ Jun 25 2016, 04:19 PM)
You can ONLY Balance Transfer to Other Bank CC, Not HSBC, Again...
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Thanks
sj0217
post Jun 25 2016, 06:40 PM

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RM0.00 HSBC Amanah Credit Card-i: Redeem great rewards when you swipe at participating malls this Raya Season till 12/7.Find out more@ www.hsbcamanah.com.my/ra

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