QUOTE(romuluz777 @ Jun 17 2016, 11:26 AM)
Do direct debits and on-line purchased contribute towards these 12X swipes quota ?
Yup, Online Purchase also Consider as Retail Spending.
Retail Spending (Transaction) = Any Purchases of Goods or Services (including all the Billing, Insurance, Quit Rent, Assessment Fee...) (swipe) Charged to the Credit Card.
But,
NOT Including : ALL Cash Advances, Balance Transfer, Installment Payment Plan, other Credit Plan, Annual Fee & Charges.
FYI,"Retail Spending / Transactions" = Any Purchases of Goods or Service which is Charged to the Credit CardRetail Spending (Transactions)i) Local / Overseas Purchases
ii) Auto Debit / Recurring / Standing Instruction (SI)
iii) E-commerce / Internet / Online
iv) Mail Order / Telephone Order (MOTO)
NON-Retail Spending (Transactions)i) Flexi Payment Plan / Easy Payment Plan
ii) Balance Transfer (BT)
iii) Cash Advances / Dial For Cash (DFC)
iv) Credit Shield Plus / Card Protection Plan
v) Outstanding Balance / Finance Charge / Late Payment Charge
vi) Reversal on Transaction, Disputed / Fraudulent Transaction
vii) Card Replacement Fee / Annual Fee / GST, Other Fees & Charges
This post has been edited by fly126: Jun 17 2016, 12:16 PM