Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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 Jun 14 2016, 10:11 PM
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#1
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Junior Member
515 posts Joined: Jan 2003 
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Hi,
I saw this in the HSBC Amanah Mpower Visa Platinum Credit Card-i product disclosure sheet. Stated there Fixed Monthly Management Fee of RM2250??? Fine print says "The bank will grant a monthly rebate of the difference against Actual Monthly Management Fee". What does that mean exactly? 
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Jun 15 2016, 09:44 AM
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#2
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Junior Member
515 posts Joined: Jan 2003
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QUOTE(fly126 @ Jun 15 2016, 12:06 AM) The Actual Management Fee was Imposed on the Outstanding Balance for the Amanah Credit Card-i will be based on a Tiered Pricing Structure in accordance to Your Repayment History by IF Making only Minimum Monthly Payment just Same like Paying the Card's Interest... Thanks for the info Just Remember: Actual Management Fee (Islamic Bank) = Credit Card's Interest (Conventional Bank) Both are the Same just Called by Different Name...  If, You Settle Your Outstanding Balance in Full...There will be NO Management Fee (Interest) Charge on YOU.   What about the Fixed Monthly Management Fee of RM2250? It's waived every month? |
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Jun 15 2016, 10:07 AM
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#3
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Junior Member
515 posts Joined: Jan 2003
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QUOTE(fly126 @ Jun 15 2016, 10:03 AM) Ya... That's good to know. Tq tq  |
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Jun 22 2016, 11:27 AM
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#4
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Junior Member
515 posts Joined: Jan 2003
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Hi,
Anyone here applied for HSBC Credit Card at ringgitplus.com to get the free robot vacuum? I received the card 2 days ago and activated it the same day. How long does HSBC take to send the unique code for gift redemption? |
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Jun 22 2016, 03:51 PM
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#5
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Junior Member
515 posts Joined: Jan 2003
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QUOTE(sj0217 @ Jun 22 2016, 02:48 PM) Within 2 weeks I get an email from RP regarding code to redeem the gift Thanks for the reply. 2 weeks from activation date or 2 weeks from first swipe? |
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Jun 22 2016, 05:24 PM
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#6
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Junior Member
515 posts Joined: Jan 2003
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QUOTE(sj0217 @ Jun 22 2016, 05:07 PM) 2 weeks from card activation date That's good to know coz I haven't swiped it yet. Thank you  |
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Jun 22 2016, 10:28 PM
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#7
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Junior Member
515 posts Joined: Jan 2003
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QUOTE(sj0217 @ Jun 22 2016, 06:18 PM) You can email them if you have yet to get code after certain of time Ok, I'll contact HSBC if I don't receive the code after 2 weeks. Sounds like Ringgitplus provides good customer service with compensation and all. Although I have received code after 2 weeks, however the gift was delay due to out of stock, took around 2 months to be arrived, in the same time they have compensation some cash voucher Thanks for the tip |
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