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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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allophylus
post Feb 26 2015, 05:24 PM

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Hi, just wondering anyone here applied your HSBC credit card at one of the booth at Midvalley and got the wrong card delivered to you. I explicitly asked for and saw the agent checked the checkbox of the card I wanted but still.. a lower grade card is delivered. I have called to cancel the card.

shakehead.gif shakehead.gif shakehead.gif
sms2u
post Feb 28 2015, 08:46 AM

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QUOTE(allophylus @ Feb 26 2015, 05:24 PM)
Hi, just wondering anyone here applied your HSBC credit card at one of the booth at Midvalley and got the wrong card delivered to you.  I explicitly asked for and saw the agent checked the checkbox of the card I wanted but still.. a lower grade card is delivered.  I have called to cancel the card.

shakehead.gif  shakehead.gif  shakehead.gif
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is ur monthly income meet min requirement of high grade credit crd which u want to apply? Did u owe any money to any bank or bad debt? U may try to ask for upgarde instead of cancel. It is depend on bank decision.
sbanboy
post Mar 3 2015, 12:40 PM

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Hi ... anyone received the free HTC phone from HSBC?
leo_kiatez
post Mar 3 2015, 04:29 PM

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QUOTE(sbanboy @ Mar 3 2015, 12:40 PM)
Hi ... anyone received the free HTC phone from HSBC?
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I not yet receive..so slow. Anybody got it already?
Tainted
post Mar 3 2015, 11:03 PM

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I applied via ringgitplus sometime ago. I meet the criteria and have even exceeded the requirements by almost double, but I got a call saying it was rejected. After appeal and again, was told it was unsuccessful. lousy service from hsbc, I had to call them everytime and often lack of updates from them.
fox_shinoda
post Mar 3 2015, 11:20 PM

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I was at MidValley last Sunday, passed by the HSBC promo booth in the center court. The promoter approached me and asked me to apply, but I told her that I already have Visa Plat and Amanah Plat.

She then told me that I can apply to upgrade my 2 current Plat cards to Signature instead.

I was a bit skeptical as she said I will be issued 2 new cards later and my current CL will be combine.

Anyone have done this?
wan7075
post Mar 4 2015, 09:17 AM

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QUOTE(Tainted @ Mar 3 2015, 11:03 PM)
I applied via ringgitplus sometime ago. I meet the criteria and have even exceeded the requirements by almost double, but I got a call saying it was rejected. After appeal and again, was told it was unsuccessful. lousy service from hsbc, I had to call them everytime and often lack of updates from them.
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i guess u are the former HSBC card holder on last time? hmm.gif
goliath
post Mar 4 2015, 09:25 AM

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QUOTE(fox_shinoda @ Mar 3 2015, 11:20 PM)
I was at MidValley last Sunday, passed by the HSBC promo booth in the center court. The promoter approached me and asked me to apply, but I told her that I already have Visa Plat and Amanah Plat.

She then told me that I can apply to upgrade my 2 current Plat cards to Signature instead.

I was a bit skeptical as she said I will be issued 2 new cards later and my current CL will be combine.

Anyone have done this?
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Did they state anything about the requirements? If your annual income meets their requirements, then yes, they will issue Signature card to you.

If not (even though the sales person/promoter said it is possible to apply for Signature), they will issue another Gold MasterCard or something... without your approval/knowledge.

This post has been edited by goliath: Mar 4 2015, 09:26 AM
allophylus
post Mar 4 2015, 10:57 AM

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QUOTE(sms2u @ Feb 28 2015, 08:46 AM)
is ur monthly income meet min requirement of high grade credit crd which u want to apply? Did u owe any money to any bank or bad debt? U may try to ask for upgarde instead of cancel.  It is depend on bank decision.
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I met the min yearly income, no debt at this stage and my only other cards are Maybank2 Platinum. My point is if I am interested on a card, either give me THE card or reject my application. It is wasting my time to call them to cancel it and at the same time, this behaviour is going to make the bank looks bad. The bank should control and prevent this from happening.

fly126
post Mar 4 2015, 11:17 PM

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QUOTE(fox_shinoda @ Mar 3 2015, 11:20 PM)
I was at MidValley last Sunday, passed by the HSBC promo booth in the center court. The promoter approached me and asked me to apply, but I told her that I already have Visa Plat and Amanah Plat.

She then told me that I can apply to upgrade my 2 current Plat cards to Signature instead.

I was a bit skeptical as she said I will be issued 2 new cards later and my current CL will be combine.

Anyone have done this?
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YES U can... nod.gif
ie,

You Got Card A when Applied Card B, You can Request to Consolidate/ Combine the CL (Cards A+B) to have Higher CL with the Condition on: U can ONLY Keep 1 Card Either Card A or Card B

with the Same Similarity here,
You have Card A, Card B.... After get Card C Request Combine CL (Card A+B+C) = NEW CL but with a MUST Potong Either 2 CC from Them to Enjoy the NEW CL from the Card... brows.gif

All These are Subject to Bank Approval... sweat.gif

Based on MY Own Experience an (Amanah Gold + Plat. & Conventional Gold + Plat. then VS Cardholder Since 2011) whistling.gif

This post has been edited by fly126: Mar 4 2015, 11:21 PM
onlinepaycheck
post Mar 6 2015, 03:07 PM

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QUOTE(sbanboy @ Mar 3 2015, 12:40 PM)
Hi ... anyone received the free HTC phone from HSBC?
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QUOTE(leo_kiatez @ Mar 3 2015, 04:29 PM)
I not yet receive..so slow. Anybody got it already?
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Not yet.

Applied Oct 11.
Rep called back on 16.
Submitted docs on 17.
Call and Email approval 24. (card will be sent in 7 days)
Received card: Nov 03.
Tablet code : Received by SMS Nov 14
Replied code to RinggitPlus: Nov 15
Confirmation email response by RinggitPlus: Nov 18 (email said can take up to four weeks)
Received tablet, delivered by GDex: Nov 20
Received RM100 Cashback: March 13
HTC Phone: Not yet received.

This post has been edited by onlinepaycheck: Mar 15 2015, 11:53 AM
onlinepaycheck
post Mar 10 2015, 06:58 PM

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Received the year end promo 2014 cash back yesterday. (RM30 x 2 times)


09 Mar 2015 09 Mar 2015 YEAR END PROMO 2014 60.00 Cr

noien
post Mar 11 2015, 09:27 AM

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QUOTE(onlinepaycheck @ Mar 6 2015, 03:07 PM)
Not yet.

Applied Oct 11.
Rep called back on 16.
Submitted docs on 17.
Call and Email approval 24. (card will be sent in 7 days)
Received card: Nov 03.
Tablet code : Received by SMS Nov 14
Replied code to RinggitPlus: Nov 15
Confirmation email response by RinggitPlus: Nov 18 (email said can take up to four weeks)
Received tablet, delivered by GDex: Nov 20
HTC Phone: Not yet received.
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the list of the winner for htc phone already out
time to call cs.
dhartini
post Mar 11 2015, 04:59 PM

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QUOTE(noien @ Mar 11 2015, 09:27 AM)
the list of the winner for htc phone already out
time to call cs.
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Kindly share where to see list of winner please. TQ
noien
post Mar 11 2015, 05:08 PM

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QUOTE(dhartini @ Mar 11 2015, 04:59 PM)
Kindly share where to see list of winner please. TQ
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need to call then
onlinepaycheck
post Mar 14 2015, 12:53 PM

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QUOTE(noien @ Mar 11 2015, 09:27 AM)
the list of the winner for htc phone already out
time to call cs.
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Did you get it?
bismut
post Mar 15 2015, 08:34 AM

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I just received RM100 cashback. Dunno what is that for. In the transaction it shows 'HTC Cashback' amount sharp RM100.

It could be for online promo signup RM50 + New signup promo RM50.
onlinepaycheck
post Mar 15 2015, 08:47 AM

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13 Mar 2015 13 Mar 2015 HTC CASH BACK 100.00 Cr


Same here... received the RM100....
LostAndFound
post Mar 15 2015, 11:14 PM

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I don't have =(

Anyway a question for those who have been using this card, when is the cash-back credited? My first statement shows "cash-back RM4.xx" but in the list of transactions don't show it. So my amount owed is RM XXXX, doesn't seem to deduct cash back amount. Furthermore, I spent over RM2k and so should be getting 8% cashback for grocery spending, which would be much more than RM4.

Not sure how it works, anyone can enlighten me?
fly126
post Mar 16 2015, 01:19 AM

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QUOTE(LostAndFound @ Mar 15 2015, 11:14 PM)
I don't have =(

Anyway a question for those who have been using this card, when is the cash-back credited? My first statement shows "cash-back RM4.xx" but in the list of transactions don't show it. So my amount owed is RM XXXX, doesn't seem to deduct cash back amount. Furthermore, I spent over RM2k and so should be getting 8% cashback for grocery spending, which would be much more than RM4.

Not sure how it works, anyone can enlighten me?
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the CB of the 1st Statement are Credited back to Your Account on/after the Due Date of Your 1st Statement & the 5 / 8% Weekends for Dinning, Petrol, Groceries Spend CB will Credit back within 4-6 Weeks later... nod.gif

This post has been edited by fly126: Mar 16 2015, 01:20 AM

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