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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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Tainted
post Jan 26 2015, 07:48 PM

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Came across this thread and found it rather interesting. Is ringgitplus a safe platform?

Anyway, just apply any HSBC card and get a free tablet upon approval? I also note that even for platinum cards, rm36000 annual income is enough? shouldnt it be higher or its part of the promo?
Tainted
post Jan 26 2015, 10:14 PM

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QUOTE(destiny6 @ Jan 26 2015, 10:59 PM)
yes quite safe i think hmm.gif ...it's just a medium to connect you to HSBC, ringgitplus got your contacts and passed it to HSBC to contact you
if your concern that your contact details might be sold to other ppl by ringgitplus then i not sure la...  tongue.gif
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Thanks I've just applied for HSBC Amanah Platinum. As I have sent in an application before the 28th Feb (speecial ends then), will I still be eligible for the free tablet even if approval is after 28th feb?

Also, the annual fees is confirm can be waived after 12 swipes right?
Tainted
post Jan 26 2015, 10:31 PM

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QUOTE(destiny6 @ Jan 26 2015, 11:22 PM)
that's the TnC from ringgitplus la....at the moment i've yet to receive my unique code from hsbc yet and just got the card today
your card will be approved b4 28/2 la don't worry....shouldn't take that long if fulfil all criteria  laugh.gif
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That fast meh? I applied via ringgitplus. They sent me an email asking me to fill in the form at hsbc, followed the steps. Whats next?
Tainted
post Jan 26 2015, 10:49 PM

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I see. But im just abit worried about the annual fee. Can confirm if it will be waived if swipe 12 times in a year?
Tainted
post Jan 27 2015, 08:07 AM

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Thanks. Is there a limit as to the swipe? Like do I need to swipe 12 times of at least x amount?
Tainted
post Jan 27 2015, 08:56 PM

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Btw, HSBC is quite fast. Called me today to get some details and have confirmed over the phone that 1st year annual fees will be waived and subsequent years, just 12 swipes would do. Meanwhile, they told me that application will take up to 14 days!! Will they be contacting me to get my payslip etc?
Tainted
post Feb 3 2015, 11:35 AM

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I got a call from telemarketer saying that my application has been submitted but they did not ask for any documents. Then I received another call from HSBC mobile banker asking for the relevant documents (i thought that they are the same). Later on, I received a call from the telemarketer saying my application got rejected cause there is a duplicate in application.

Now I have told the mobile banker to cancel my application and allow the telemarketer to appeal.

Is this normal or im just unlucky. I have met the criteria by alot and I dont see why I would be rejected.
Tainted
post Mar 3 2015, 11:03 PM

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I applied via ringgitplus sometime ago. I meet the criteria and have even exceeded the requirements by almost double, but I got a call saying it was rejected. After appeal and again, was told it was unsuccessful. lousy service from hsbc, I had to call them everytime and often lack of updates from them.

 

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