Welcome back ! Frequent flier !! 

Last time Hong Kong people used to be so called astronauts flying between Hong Kong and Vancouver. Now we have Malaysians flying between M'sia and Melbourne ! 

Read your blog, thanks for the update. For SCB, please see my earlier post. However not 100% sure if still valid by Monday 16/3, call SCB before going there to be sure:

Talked to SCB RM:

They have new FD promo for:

Conventional FD:
9 mths 4.25%
15 mths 4.5%

Conditions are single placement only, cannot split into multiple FD certs, min 5k to 1mil max. But I guess can get approval if needed. Until 31/3 or max 600 mil.

Islamic FD 15 mth 4.5% promo for existing customer OK (fresh fund only) but need approval. Also need to wait for cheque to clear before effective. So might as well go for the conventional one.