i sent an email to inquire on why no interest, so if they claim no such thing..then i can submit it as proof

No interest paid yet for ur FD 15 mth since Sunday due ? Need to check mine on Thursday.

This post has been edited by bbgoat: Mar 17 2015, 07:03 PM

Yup. The RM0.02 credited to my SA, i believe, is for the min RM20 SA deposit.

I noticed a letter from Am Bank in my letter box after I came back from my hometown
2 days ago..



The Centre Manager name is Raphael Solis Chen..

This post has been edited by BoomChaCha: Mar 17 2015, 03:31 PM

My JustOne account has zero balance from the 1st day.

What is your renewal instruction for the FD ? Not sure if it has anything to do with the issue of 6 monthly interest.

Mine is:
(2) Renew principal at prevailing rate for same term, credit interest to same currency account number

Ah Boom, is your 6 monthly interest due or will be later ?

For this particular slip, it is:
(1) Renew principal and interest at prevailing rate for same term unless otherwise stated

hmm, maybe it is due to this coz interest is renewed together..aiya kena con but my mistake for not thinking about it. Luckily other slips are either (2) or (3).

This post has been edited by Human Nature: Mar 17 2015, 02:11 PM

Mine is Instruction 3.

We placed SCB FD on the same day, you forgot..?
Our 6 monthly interest should be credited on this Thursday -- 19 March

Did we ? Must be getting old already !

So have to wait and see on Thursday ! Ha ha !

Raphael

know the guy personally. Uncle Boom you are in good hands.

Ai Yo..
You forgot already meh..?
Lat year we placed SCB 4.25% for 15 month on the same day -- 19 September 2014
And I asked you to ask your RM about to change the instruction 1 to 3..
You forgot..?

This lousy Raphael promised to call me back to give me something but he did not..

But I do not want to blame Raphael lah, what type of subordinate should be the
same type of the boss lah..

Don't play play with Uncle Boom.. otherwise..

Uncle Boom you kasi Boom kuat power sikit, i'm sure Raphael will get back to you soonest.

The guy was quite resourceful during his days in RBS.

squeeze till the last drop of juice

Uncle Boom, you forgot meh ?

Mine is always renewal instruction 2, not instruction 1.

All my SCB FD cert is renewal instruction 2. You forgot ! Ha ha !

This post has been edited by bbgoat: Mar 17 2015, 04:05 PM

Never mind lah..this case closed already.

But just that never forget a so called Am Bank Signature Priority Banking RM asked me
to keep my money at home only..
And some more cannot put stamp/cross on photostat IC..

Next time I will never put money in Sri Petaling branch and OUG branch..

This post has been edited by BoomChaCha: Mar 17 2015, 04:30 PM

Hello to all sifus here,

Today I found out my MBB conventional FD deposited via M2U interested rate were changed.

Jan and Feb 2015 I roughly get ~3.15% p.a interest which matched the advertised rate at MBB page.

Due to I credit out the interest monthly, this month I found MBB only give ~2.89% p.a. interest, there is different of 0.26%, is M2U FD interest fix or floating? Interest earned are subjected to GST?

Thanks for the answer.

Uncle Boom did not forget lah..
But just a bit surprise why you did not change to Instruction 3?

I went to pick-up gifts from HSBC yesterday:
(1) 2 regular umbrellas
(2) 1 small foldable umbrella
(3) 2 note books




About HSBC Advance, HSBC Leng Chai said we need to maintain min RM 30K in HSBC Advance,
otherwise we will be charged RM 10 per month.

But the solution is we can just closed FD account and current account when FD is matured.

This post has been edited by BoomChaCha: Mar 17 2015, 04:56 PM

As I plan to terminate the FD on the maturity date and the leng lui said it is the only option for the FD promo, so do not want to argue with leng lui. Let it be.

Uncle Boom got so many gifts. Must be bringing few gf or leng lui there for the Advance accounts ?

This post has been edited by bbgoat: Mar 17 2015, 06:53 PM

No uncle goat. You misunderstand me. I did not put 5 years. What I meant was asking [myr.medinsurance] to put mbsb 4.7% for 5 years seeing that he/she is lazy to play musical chairs and wants to put at board rate affin of 3.7%. So tell him/her to put mbsb 4.7%, don't need to worry about musical chairs.

Okay..

Ai yah, I wish i got many gf just like you..

This post has been edited by BoomChaCha: Mar 17 2015, 06:25 PM

I see.

Your point is valid.

I saw your post before you edited it !

Anyway, I will just "let it go" ...............................