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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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fruitie
post Oct 15 2015, 06:09 PM

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QUOTE(ejiko @ Oct 15 2015, 05:45 PM)
Wehooo today i got ikhwan cc and also my 1st cc. So newbie here. My first question, i tot cc can cash out some cash money, but how and how much i can owe from cc? 😁
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Don't ever think of that.
Don't apply credit card for cash advance, that's the silliest thing you ever do with a credit card.

The interest is on daily basis.
kaizer_x
post Oct 15 2015, 07:14 PM

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damn...my application failed...need to wait 6 months right?
Human Nature
post Oct 15 2015, 07:22 PM

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QUOTE(ejiko @ Oct 15 2015, 05:45 PM)
Wehooo today i got ikhwan cc and also my 1st cc. So newbie here. My first question, i tot cc can cash out some cash money, but how and how much i can owe from cc? 😁
*
you need to be worried that that is the first question you asked with your first CC. as advised above, that is a major pitfall. read the terms and conditions of cash advance properly if you are still interested with that.
eddievh
post Oct 15 2015, 07:35 PM

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QUOTE(Human Nature @ Oct 15 2015, 07:22 PM)
you need to be worried that that is the first question you asked with your first CC. as advised above, that is a major pitfall. read the terms and conditions of cash advance properly if you are still interested with that.
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Lol 1st question straight away ask about cash advance ! Yo need to go mbb branch to set up your pin then only can do cash advance.
SUSDavid83
post Oct 15 2015, 07:52 PM

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QUOTE(eddievh @ Oct 15 2015, 07:35 PM)
Lol 1st question straight away ask about cash advance ! Yo need to go mbb branch to set up your pin then only can do cash advance.
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Security matter because you can only perform cash advance at ANY ATM machine worldwide bearing the logo:

Cirrus for Mastercard
PLUS for Visa

This post has been edited by David83: Oct 15 2015, 07:57 PM
SUSsupersound
post Oct 15 2015, 08:54 PM

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QUOTE(ejiko @ Oct 15 2015, 05:45 PM)
Wehooo today i got ikhwan cc and also my 1st cc. So newbie here. My first question, i tot cc can cash out some cash money, but how and how much i can owe from cc? 😁
*
QUOTE(fruitie @ Oct 15 2015, 06:09 PM)
Don't ever think of that.
Don't apply credit card for cash advance, that's the silliest thing you ever do with a credit card.

The interest is on daily basis.
*
There's ways to cash out your credit card without getting charged. Been doing this for the past 4 years.
Help people pay bills, sell groceries are the best method.
But if put the card to ATM to cash out, that's very bad doh.gif
fruitie
post Oct 15 2015, 09:44 PM

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QUOTE(kaizer_x @ Oct 15 2015, 07:14 PM)
damn...my application failed...need to wait 6 months right?
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Have you requested to split limit assuming if you have existing Maybank cards?
If no, can try to appeal and request for little credit limit or wait for few months and re-apply again. Ideally 6 months but can be slightly lesser.

QUOTE(supersound @ Oct 15 2015, 08:54 PM)
There's ways to cash out your credit card without getting charged. Been doing this for the past 4 years.
Help people pay bills, sell groceries are the best method.
But if put the card to ATM to cash out, that's very bad doh.gif
*
If it's cash back the OK but if it's cash advance... sweat.gif
kaizer_x
post Oct 15 2015, 09:52 PM

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QUOTE(fruitie @ Oct 15 2015, 09:44 PM)
Have you requested to split limit assuming if you have existing Maybank cards?
If no, can try to appeal and request for little credit limit or wait for few months and re-apply again. Ideally 6 months but can be slightly lesser.
If it's cash back the OK but if it's cash advance... sweat.gif
*
yes i do have mbb2 cards...ive asked for split the limit...but the operator can't confirm. She said need to wait the official call or letter then can know why rejected
fruitie
post Oct 15 2015, 09:56 PM

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QUOTE(kaizer_x @ Oct 15 2015, 09:52 PM)
yes i do have mbb2 cards...ive asked for split the limit...but the operator can't confirm. She said need to wait the official call or letter then can know why rejected
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They won't/can't share with you the rejection reason. Just write to them to split limit. smile.gif
wjleong15
post Oct 15 2015, 10:08 PM

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QUOTE(kaizer_x @ Oct 15 2015, 09:52 PM)
yes i do have mbb2 cards...ive asked for split the limit...but the operator can't confirm. She said need to wait the official call or letter then can know why rejected
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If you want to maintain your mbb2cards limit, just request split RM 1k, then mbb will give you 1k ikhwan card but without split your mbb2cards limit.

I did that and another 1 cari forumer also success after refer my method. brows.gif
fruitie
post Oct 15 2015, 10:11 PM

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QUOTE(wjleong15 @ Oct 15 2015, 10:08 PM)
If you want to maintain your mbb2cards limit, just request split RM 1k, then mbb will give you 1k ikhwan card but without split your mbb2cards limit.

I did that and another 1 cari forumer also success after refer my method. brows.gif
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I actually regretted. sweat.gif
I think I will write to request 2k to be split or ask for only RM 1k without touching my CL. laugh.gif
Maybe not, ask for 2k then.
SUSsupersound
post Oct 15 2015, 10:17 PM

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QUOTE(fruitie @ Oct 15 2015, 09:44 PM)
Have you requested to split limit assuming if you have existing Maybank cards?
If no, can try to appeal and request for little credit limit or wait for few months and re-apply again. Ideally 6 months but can be slightly lesser.
If it's cash back the OK but if it's cash advance... sweat.gif
*
Well, my way is kill 2 birds in 1 stone.
Oh, my son likes to sit in the trolley when we do shopping, so now is 3 birds rclxms.gif
wjleong15
post Oct 15 2015, 10:20 PM

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QUOTE(fruitie @ Oct 15 2015, 10:11 PM)
I actually regretted. sweat.gif
I think I will write to request 2k to be split or ask for only RM 1k without touching my CL. laugh.gif
Maybe not, ask for 2k then.
*
After 1 month usage (I tried to shot it almost finish RM 1k CL), then I emailed MBB to request another 1k CL due to petrol RM 200 holding, but denied... cry.gif
fruitie
post Oct 15 2015, 10:29 PM

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QUOTE(wjleong15 @ Oct 15 2015, 10:20 PM)
After 1 month usage (I tried to shot it almost finish RM 1k CL), then I emailed MBB to request another 1k CL due to petrol RM 200 holding, but denied...  cry.gif
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Will write to request for 2k. Hope they won't be pissed with me. laugh.gif
wjleong15
post Oct 15 2015, 10:35 PM

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QUOTE(fruitie @ Oct 15 2015, 10:29 PM)
Will write to request for 2k. Hope they won't be pissed with me. laugh.gif
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If success, please share with me your email. drool.gif
good luck ya.
eddievh
post Oct 15 2015, 10:40 PM

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QUOTE(wjleong15 @ Oct 15 2015, 10:20 PM)
After 1 month usage (I tried to shot it almost finish RM 1k CL), then I emailed MBB to request another 1k CL due to petrol RM 200 holding, but denied...  cry.gif
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For Petron station if we key in the amount we plan to fill it won't withhold rm200. It will just withhold the amount we keyed in.
fruitie
post Oct 15 2015, 10:41 PM

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QUOTE(wjleong15 @ Oct 15 2015, 10:35 PM)
If success, please share with me your email.  drool.gif
good luck ya.
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Mine is different from yours, I split from my current limit one. Earlier asked for 3k to be split and approved, now wanna reduce to 2k. laugh.gif
SUSDavid83
post Oct 15 2015, 10:45 PM

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QUOTE(eddievh @ Oct 15 2015, 10:40 PM)
For Petron station if we key in the amount we plan to fill it won't withhold rm200. It will just withhold the amount we keyed in.
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It'll withhold RM 200 since it's from automatic dispenser.

Don't want to withhold, go swipe over the counter.
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post Oct 15 2015, 10:50 PM

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QUOTE(fruitie @ Oct 15 2015, 10:41 PM)
Mine is different from yours, I split from my current limit one. Earlier asked for 3k to be split and approved, now wanna reduce to 2k. laugh.gif
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but since conventional and islamic are 2 different entity, what happen if they reduce it to 2k for your islamic cc but don't increase back ur conventional one?

btw, you must be spending quite a lot ya ... since ur conventional credit limit used to be 18k
eddievh
post Oct 15 2015, 10:58 PM

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QUOTE(David83 @ Oct 15 2015, 10:45 PM)
It'll withhold RM 200 since it's from automatic dispenser.

Don't want to withhold, go swipe over the counter.
*
I had tried many times in petron station with wise and ikwan also same will withhold the amount I keyed in only.

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