Can I just request for 1k CL from my current MBB CL if I want to apply for the Maybank Islamic card?

I m just afraid that they won't entertain this 1k CL request and simply deduct the CL from the current MBB card...

Ps: I just don't want my hard get MBB CL to be deduct so much...

Wjleong got RM 1k limit without splitting his existing credit limit.

Really?? CL 1k cc??

There you go, he posted about it last night.

Good!! Might give a try...

Wait, have you tried applying one first? Who knows they give it to you without splitting any limit or you asking for RM 1k.
You are their big customer, own so many premier cards unlike me, small ikan bilis.

I m just afraid that if I just apply with the normal way, if later they cut my current MBB CL, then how? I m dare try...

Ps: I m not their big customer lah, I m a small user nia..

This post has been edited by Alec.Yong: Oct 16 2015, 04:28 PM

Pay for your friends, or pay for family also can, then they give you back money.

Banks will not simply deduct without your consensus la.

Just incase... Who know later bad luck terkena..

They will reject you first, it will be from your side to request for split limit if you still want to pursue with this card. No worries.

bank will only increase your CL without your consensus

hahaha debt lifestyle

my fren told cash cc is low interest compare to personal interest. is it true or not?
because i want apply more cc from other banks


This post has been edited by ejiko: Oct 16 2015, 05:16 PM

True.

Not true. No free lunch in this world, avoid all by all means.
If you continue to have this kind of urge, I'm afraid you will need to have a session with AKPK soon.
If you apply cards for cash advance, my advice to you, cancel it before you step into this black hole.
You can ask any of us here, we apply cards to maximize its benefits and cash back and I dare to say we pay in full and banks earn no interest from us. Credit cards are for convenience and benefits enjoyment, not by adding more and more burden to your financial.

Though is a small bilis too but I got the card without splitting any cl of my 2 cards....

I used to call for spliting 3k to ikhwan from mbb2
In the end no splited, so i got the extra 3k ikhwan

This one lagi hebat.

May I know how you made it?

Mind to share details?

Well, your friend is right, using credit card and cash out from ATM's admin fee are cheaper than PL's interest rate if you pay in full before the statement due date.
Even if you don't pay in full, it is only 1.5% of interest a month on the outstanding balance. So what's the big deal

Well, latest news that I read from thestar is 47% of the youngsters are having bad debts(CC or PL) and there's sign of increasing.
Most people never think on how this 1.5%/month will do until they reach age of 30 where they are getting married or buying a house.
AKPK, newspapers, online portals have such articles but yet some refuse to read and understand, rather than asking others to support having bad debts are right.
When dealing with such people, using the gentle way won't help

There must be people who like to accumulate debt. If not so, how banks will earn enough to give us cashback ?