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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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dannyw
post Oct 13 2015, 05:16 PM

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QUOTE(fruitie @ Oct 13 2015, 02:11 PM)
Maybank replied and my Ikhwan application is finally approved after split limit. cry.gif I can see it in my M2U already, Maybank Ikhwan Plat. laugh.gif

I sakit hati to see RM 3k goes to Ikhwan because I only asked for 3k to be there. I was hesitating between RM 2k or RM 3k. laugh.gif

Never mind, if I need, I will request for CL increase for my other Maybank cards. tongue.gif
*
3k CL also give Platinum Card...? hmm.gif

Btw, congrads after so long.... thumbup.gif

This post has been edited by dannyw: Oct 13 2015, 05:16 PM
fruitie
post Oct 13 2015, 05:21 PM

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QUOTE(dannyw @ Oct 13 2015, 05:16 PM)
3k CL also give Platinum Card...?  hmm.gif

Btw, congrads after so long....  thumbup.gif
*
I split from my current limit. cry.gif So, in a way, they don't give me any limit. cry.gif
My salary income can get Plat ma.
fruitie
post Oct 13 2015, 05:21 PM

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QUOTE(Alec.Yong @ Oct 13 2015, 04:48 PM)
Original CL how much?
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I earn very little only. RM 18k.
Alec.Yong
post Oct 13 2015, 05:41 PM

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QUOTE(fruitie @ Oct 13 2015, 05:21 PM)
I earn very little only. RM 18k.
*
Rm18k - rm3k, still got rm15k... 👍🏾
Human Nature
post Oct 13 2015, 06:09 PM

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QUOTE(szaku89 @ Oct 13 2015, 04:13 PM)
Congrats on the ikhwan cc approval, its like finally, been thru so much of hassle lol.

m2cards amex cans till be used on places like Uniqlo, which is a good thing as I dont think there is other cc which got better offer.
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QUOTE(alexanderclz @ Oct 13 2015, 04:19 PM)
if you mean specifically uniqlo, I think mach by hong leong give 2%
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aeon watami for uniqlo, else online purchase using cards that gives 5% r 6% online cash back
dannyw
post Oct 13 2015, 06:41 PM

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QUOTE(fruitie @ Oct 13 2015, 05:21 PM)
I split from my current limit. cry.gif So, in a way, they don't give me any limit. cry.gif
My salary income can get Plat ma.
*
That's very weird. Your CL almost double than mine.

But my didn't split limit from my 2 gold card.....

ok-lah, as long can get the CB good enough. Just can't figure out the logic behind.

This post has been edited by dannyw: Oct 13 2015, 06:41 PM
szaku89
post Oct 13 2015, 06:57 PM

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QUOTE(Human Nature @ Oct 13 2015, 06:09 PM)
aeon watami for uniqlo, else online purchase using cards that gives 5% r 6% online cash back
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I will keep the maybank2cards.

What turned me off for the watami cc is the minimum rm3000 quarterly spend. I dont think I will spend that amount with watami.

My next target is hlb wise cc. Currently my uob one cc and maybank ikhwan are sufficient enough.
Human Nature
post Oct 13 2015, 07:05 PM

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QUOTE(szaku89 @ Oct 13 2015, 06:57 PM)
I will keep the maybank2cards.

What turned me off for the watami cc is the minimum rm3000 quarterly spend. I dont think I will spend that amount with watami.

My next target is hlb wise cc. Currently my uob one cc and maybank ikhwan are sufficient enough.
*
yup, only you will know your spending pattern
fruitie
post Oct 13 2015, 07:20 PM

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QUOTE(dannyw @ Oct 13 2015, 06:41 PM)
That's very weird. Your CL almost double than mine.

But my didn't split limit from my 2 gold card.....

ok-lah, as long can get the CB good enough. Just can't figure out the logic behind.
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No need to understand. Maybank Ikhwan has one of the highest rejection cases. laugh.gif So, nobody knows how they evaluate. tongue.gif

Pocketed my 11th card. biggrin.gif
fly126
post Oct 13 2015, 07:33 PM

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QUOTE(fruitie @ Oct 13 2015, 07:20 PM)
No need to understand. Maybank Ikhwan has one of the highest rejection cases. laugh.gif So, nobody knows how they evaluate. tongue.gif

Pocketed my 11th card. biggrin.gif
*
But Most of Us here also Manage to get this CARD by Appeal... brows.gif
SUSsupersound
post Oct 13 2015, 07:46 PM

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QUOTE(fruitie @ Oct 13 2015, 04:14 PM)
Yes man, like after so long. laugh.gif
On another hand, I do feel painful to split a bit of limit out. blush.gif
*
That's strange, mine are sharing the overall limit with my dual cards hmm.gif
But as long as you are keeping good payment record, when applying for temporary CL increase, you won't have problem with it thumbup.gif
Or another way is, be the Aspire member.
SUSsupersound
post Oct 13 2015, 07:47 PM

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QUOTE(fruitie @ Oct 13 2015, 05:21 PM)
I earn very little only. RM 18k.
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That's translate to annual income of rm200k icon_idea.gif
SUSsupersound
post Oct 13 2015, 07:48 PM

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QUOTE(dannyw @ Oct 13 2015, 05:16 PM)
3k CL also give Platinum Card...?  hmm.gif

Btw, congrads after so long....  thumbup.gif
*
My PBB's VS only rm8000, that's after I appeal whistling.gif
fruitie
post Oct 13 2015, 08:05 PM

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QUOTE(supersound @ Oct 13 2015, 07:46 PM)
That's strange, mine are sharing the overall limit with my dual cards hmm.gif
But as long as you are keeping good payment record, when applying for temporary CL increase, you won't have problem with it thumbup.gif
Or another way is, be the Aspire member.
*
Nope, will not share. Probably both cards are having the same limit, hence you thought it is shared. It's an individual limit.

QUOTE(supersound @ Oct 13 2015, 07:47 PM)
That's translate to annual income of rm200k icon_idea.gif
*
Er. My CL not my monthly income. sweat.gif
SUSsupersound
post Oct 13 2015, 09:11 PM

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QUOTE(fruitie @ Oct 13 2015, 08:05 PM)
Nope, will not share. Probably both cards are having the same limit, hence you thought it is shared. It's an individual limit.
Er. My CL not my monthly income. sweat.gif
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Well, rm1000 also enough for me icon_rolleyes.gif
As for CL, just joking, they have few criteria to set a CL, like my PBB's VS can get that amount are mainly because I settle the housing loan fast and never being late on any payments icon_rolleyes.gif
Kings7
post Oct 13 2015, 09:17 PM

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apply for this card and get this within 2 weeks without appeal... hihi... icon_rolleyes.gif

This post has been edited by Kings7: Oct 13 2015, 09:18 PM
fruitie
post Oct 13 2015, 09:36 PM

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QUOTE(Kings7 @ Oct 13 2015, 09:17 PM)
apply for this card and get this within 2 weeks without appeal... hihi...  icon_rolleyes.gif
*
Well, depends on luck one la and I don't know how it assesses individuals.
Not like the requirement is high, so low yet keep rejecting people. doh.gif

Luckily they approve me this time, else I really can say goodbye to it and move on to Maybank Visa Signature.
fish_pg
post Oct 13 2015, 11:03 PM

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QUOTE(fruitie @ Oct 13 2015, 05:21 PM)
I earn very little only. RM 18k.
*
you are not considered earning little with CL 18K, mind you my credit limit just 7K for MBB 2 cards, so your salary should be 8K and above per month brows.gif
fruitie
post Oct 13 2015, 11:06 PM

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QUOTE(fish_pg @ Oct 13 2015, 11:03 PM)
you are not considered earning little with CL 18K, mind you my credit limit just 7K for MBB 2 cards, so your salary should be 8K and above per month brows.gif
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Reality is other banks are giving more. tongue.gif
No la. Earn enough for 3 meals.

Maybank is famous for stingy CL though. laugh.gif
Kings7
post Oct 13 2015, 11:27 PM

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QUOTE(fish_pg @ Oct 13 2015, 11:03 PM)
you are not considered earning little with CL 18K, mind you my credit limit just 7K for MBB 2 cards, so your salary should be 8K and above per month brows.gif
*
your case is better than mine.. me only got 6K CL... LOL... sad.gif

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