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Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card
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dannyw
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Oct 13 2015, 05:16 PM
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QUOTE(fruitie @ Oct 13 2015, 02:11 PM) Maybank replied and my Ikhwan application is finally approved after split limit.  I can see it in my M2U already, Maybank Ikhwan Plat.  I sakit hati to see RM 3k goes to Ikhwan because I only asked for 3k to be there. I was hesitating between RM 2k or RM 3k.  Never mind, if I need, I will request for CL increase for my other Maybank cards.  3k CL also give Platinum Card...?  Btw, congrads after so long.... This post has been edited by dannyw: Oct 13 2015, 05:16 PM
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fruitie
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Oct 13 2015, 05:21 PM
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Rise and Shine
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QUOTE(dannyw @ Oct 13 2015, 05:16 PM) 3k CL also give Platinum Card...?  Btw, congrads after so long....  I split from my current limit.  So, in a way, they don't give me any limit.  My salary income can get Plat ma.
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fruitie
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Oct 13 2015, 05:21 PM
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Rise and Shine
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QUOTE(Alec.Yong @ Oct 13 2015, 04:48 PM) I earn very little only. RM 18k.
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Alec.Yong
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Oct 13 2015, 05:41 PM
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QUOTE(fruitie @ Oct 13 2015, 05:21 PM) I earn very little only. RM 18k. Rm18k - rm3k, still got rm15k... 👍🏾
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Human Nature
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Oct 13 2015, 06:09 PM
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QUOTE(szaku89 @ Oct 13 2015, 04:13 PM) Congrats on the ikhwan cc approval, its like finally, been thru so much of hassle lol. m2cards amex cans till be used on places like Uniqlo, which is a good thing as I dont think there is other cc which got better offer. QUOTE(alexanderclz @ Oct 13 2015, 04:19 PM) if you mean specifically uniqlo, I think mach by hong leong give 2% aeon watami for uniqlo, else online purchase using cards that gives 5% r 6% online cash back
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dannyw
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Oct 13 2015, 06:41 PM
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QUOTE(fruitie @ Oct 13 2015, 05:21 PM) I split from my current limit.  So, in a way, they don't give me any limit.  My salary income can get Plat ma. That's very weird. Your CL almost double than mine. But my didn't split limit from my 2 gold card..... ok-lah, as long can get the CB good enough. Just can't figure out the logic behind. This post has been edited by dannyw: Oct 13 2015, 06:41 PM
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szaku89
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Oct 13 2015, 06:57 PM
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QUOTE(Human Nature @ Oct 13 2015, 06:09 PM) aeon watami for uniqlo, else online purchase using cards that gives 5% r 6% online cash back I will keep the maybank2cards. What turned me off for the watami cc is the minimum rm3000 quarterly spend. I dont think I will spend that amount with watami. My next target is hlb wise cc. Currently my uob one cc and maybank ikhwan are sufficient enough.
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Human Nature
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Oct 13 2015, 07:05 PM
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QUOTE(szaku89 @ Oct 13 2015, 06:57 PM) I will keep the maybank2cards. What turned me off for the watami cc is the minimum rm3000 quarterly spend. I dont think I will spend that amount with watami. My next target is hlb wise cc. Currently my uob one cc and maybank ikhwan are sufficient enough. yup, only you will know your spending pattern
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fruitie
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Oct 13 2015, 07:20 PM
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Rise and Shine
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QUOTE(dannyw @ Oct 13 2015, 06:41 PM) That's very weird. Your CL almost double than mine. But my didn't split limit from my 2 gold card..... ok-lah, as long can get the CB good enough. Just can't figure out the logic behind. No need to understand. Maybank Ikhwan has one of the highest rejection cases.  So, nobody knows how they evaluate.  Pocketed my 11th card.
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fly126
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Oct 13 2015, 07:33 PM
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QUOTE(fruitie @ Oct 13 2015, 07:20 PM) No need to understand. Maybank Ikhwan has one of the highest rejection cases.  So, nobody knows how they evaluate.  Pocketed my 11th card.  But Most of Us here also Manage to get this CARD by Appeal...
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SUSsupersound
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Oct 13 2015, 07:46 PM
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QUOTE(fruitie @ Oct 13 2015, 04:14 PM) Yes man, like after so long.  On another hand, I do feel painful to split a bit of limit out.  That's strange, mine are sharing the overall limit with my dual cards But as long as you are keeping good payment record, when applying for temporary CL increase, you won't have problem with it Or another way is, be the Aspire member.
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SUSsupersound
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Oct 13 2015, 07:47 PM
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QUOTE(fruitie @ Oct 13 2015, 05:21 PM) I earn very little only. RM 18k. That's translate to annual income of rm200k
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SUSsupersound
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Oct 13 2015, 07:48 PM
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QUOTE(dannyw @ Oct 13 2015, 05:16 PM) 3k CL also give Platinum Card...?  Btw, congrads after so long....  My PBB's VS only rm8000, that's after I appeal
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fruitie
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Oct 13 2015, 08:05 PM
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Rise and Shine
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QUOTE(supersound @ Oct 13 2015, 07:46 PM) That's strange, mine are sharing the overall limit with my dual cards But as long as you are keeping good payment record, when applying for temporary CL increase, you won't have problem with it Or another way is, be the Aspire member. Nope, will not share. Probably both cards are having the same limit, hence you thought it is shared. It's an individual limit. QUOTE(supersound @ Oct 13 2015, 07:47 PM) That's translate to annual income of rm200k  Er. My CL not my monthly income.
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SUSsupersound
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Oct 13 2015, 09:11 PM
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QUOTE(fruitie @ Oct 13 2015, 08:05 PM) Nope, will not share. Probably both cards are having the same limit, hence you thought it is shared. It's an individual limit. Er. My CL not my monthly income.  Well, rm1000 also enough for me As for CL, just joking, they have few criteria to set a CL, like my PBB's VS can get that amount are mainly because I settle the housing loan fast and never being late on any payments
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fruitie
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Oct 13 2015, 09:36 PM
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Rise and Shine
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QUOTE(Kings7 @ Oct 13 2015, 09:17 PM) apply for this card and get this within 2 weeks without appeal... hihi...  Well, depends on luck one la and I don't know how it assesses individuals. Not like the requirement is high, so low yet keep rejecting people.  Luckily they approve me this time, else I really can say goodbye to it and move on to Maybank Visa Signature.
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fish_pg
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Oct 13 2015, 11:03 PM
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Getting Started

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QUOTE(fruitie @ Oct 13 2015, 05:21 PM) I earn very little only. RM 18k. you are not considered earning little with CL 18K, mind you my credit limit just 7K for MBB 2 cards, so your salary should be 8K and above per month
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fruitie
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Oct 13 2015, 11:06 PM
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Rise and Shine
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QUOTE(fish_pg @ Oct 13 2015, 11:03 PM) you are not considered earning little with CL 18K, mind you my credit limit just 7K for MBB 2 cards, so your salary should be 8K and above per month  Reality is other banks are giving more.  No la. Earn enough for 3 meals. Maybank is famous for stingy CL though.
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Kings7
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Oct 13 2015, 11:27 PM
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Getting Started

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QUOTE(fish_pg @ Oct 13 2015, 11:03 PM) you are not considered earning little with CL 18K, mind you my credit limit just 7K for MBB 2 cards, so your salary should be 8K and above per month  your case is better than mine.. me only got 6K CL... LOL...
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