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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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Lord_Penguin
post Oct 14 2015, 06:31 AM

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QUOTE(fruitie @ Oct 13 2015, 02:11 PM)
Maybank replied and my Ikhwan application is finally approved after split limit. cry.gif I can see it in my M2U already, Maybank Ikhwan Plat. laugh.gif

I sakit hati to see RM 3k goes to Ikhwan because I only asked for 3k to be there. I was hesitating between RM 2k or RM 3k. laugh.gif

Never mind, if I need, I will request for CL increase for my other Maybank cards. tongue.gif

QUOTE(fruitie @ Oct 13 2015, 04:02 PM)
Split lo. Unless you spend RM 15k every month on your normal conventional card. smile.gif
RM 2k also can. smile.gif

I'll wait for a while to increase my CL later if I want to. laugh.gif
Welcome! rclxms.gif Anyway, may appeal to increase CL after healthy usage of 6 months icon_rolleyes.gif
szaku89
post Oct 14 2015, 10:08 AM

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QUOTE(fish_pg @ Oct 13 2015, 11:03 PM)
you are not considered earning little with CL 18K, mind you my credit limit just 7K for MBB 2 cards, so your salary should be 8K and above per month brows.gif
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If you realized there are platinum cc out there which only require annual income of 48k, and platinum cc will allow you go hv a CL of 22k. Not necessary to have that high salary to get better CL lol. That happened to my uob one cc.
fruitie
post Oct 14 2015, 10:25 AM

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QUOTE(Lord_Penguin @ Oct 14 2015, 06:31 AM)
Welcome! rclxms.gif Anyway, may appeal to increase CL after healthy usage of 6 months icon_rolleyes.gif
*
Yeah, if I want to increase. laugh.gif

QUOTE(szaku89 @ Oct 14 2015, 10:08 AM)
If you realized there are platinum cc out there which only require annual income of 48k, and platinum cc will allow you go hv a CL of 22k. Not necessary to have that high salary to get better CL lol. That happened to my uob one cc.
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True that, I got very high limit when I got my UOB One Plat last year which I terminated it eventually. laugh.gif

Anyway, knowing how stingy Maybank is when comes to CL, the CL will usually be 2x-3x of your monthly salary. laugh.gif
cybpsych
post Oct 15 2015, 07:35 AM

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The Year End New Ride Campaign [ MBB | T&Cs ]
15 October - 15 December 2015

Want to drive home up to two brand new Mercedes-Benz and Cash Back? It's all within your reach when you spend with Maybank Credit or Charge Cards! Hurry up, campaign ends on 15 December 2015. Exclusive with Maybank Cards.

Campaign mechanic:

Step 1: SMS MERC (space) 12-digit NRIC Number (space) Prize Code to 66628
(One Prize Code per SMS, e.g. MERC 810121086011 Y2)

Step 2: Spend and earn entries to stand a chance to win ALL Prizes*

1X Mercedes-Benz CLA200Prize Code: Y1• 10X Entries for every RM1,000 cumulative PETRONAS, online and/or overseas spend (minimum RM200 cumulative PETRONAS spend throughout the Campaign Period required) • 1X Entry for every RM1,000 cumulative local retail spend
1X Mercedes-Benz C200Prize Code: Y2• 10X Entries for every RM1,000 cumulative PETRONAS, online and/or overseas spend (minimum RM200 cumulative PETRONAS spend throughout the Campaign Period required) • 1X Entry for every RM1,000 cumulative local retail spend
2000X RM100 Cash BackPrize Code: Y3• 10X Entries for every RM50 cumulative PETRONAS, online and/or overseas spend • 1X Entry for every RM50 cumulative local retail spend

Terms & Conditions:
Campaign period from 15 October until 15 December 2015.
Applicable to all new and existing Principal Cardmembers of Maybank MasterCard, Visa, American Express Cards Credit/ Charge only) issued by Maybank and Maybank Islamic.
Registration is open to Principal Cardmembers only.
Cardmembers may spend and get entries to win ALL selected prize(s), subject to maximum of one (1) unit per prize per Cardmember.
Winner selection will be processed by randomizer program based on entries allocated.
Pictures shown are for illustration purpose only.
nonameface
post Oct 15 2015, 09:04 AM

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hey, the CL of one card can affect the CL of another card issued from another bank yea? have CL 6k for M.Islamic. thought of applying others for CB.
solsekuin44
post Oct 15 2015, 10:05 AM

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Hello.. Anyone here used the card for Maybank Auto Pay Bills?
wjleong15
post Oct 15 2015, 11:24 AM

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QUOTE(fruitie @ Oct 13 2015, 09:36 PM)
Well, depends on luck one la and I don't know how it assesses individuals.
Not like the requirement is high, so low yet keep rejecting people. doh.gif

Luckily they approve me this time, else I really can say goodbye to it and move on to Maybank Visa Signature.
*
Do you know what is the minimum Maybank VS CL? If pledge FD for it need how much?
fly126
post Oct 15 2015, 12:15 PM

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QUOTE(wjleong15 @ Oct 15 2015, 11:24 AM)
Do you know what is the minimum Maybank VS CL? If pledge FD for it need how much?
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RM 20K
fruitie
post Oct 15 2015, 12:19 PM

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QUOTE(wjleong15 @ Oct 15 2015, 11:24 AM)
Do you know what is the minimum Maybank VS CL? If pledge FD for it need how much?
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Reduced to 70k per annum only.
Please bring that to VS thread.
wjleong15
post Oct 15 2015, 12:44 PM

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QUOTE(fly126 @ Oct 15 2015, 12:15 PM)
RM 20K
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20K was previous 100k salary per annum right?
now reduce to 70k salary also minimum 20k CL?
creezalird
post Oct 15 2015, 01:50 PM

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at last got mine too after 1 week applied. biggrin.gif
No more m2c for me. LOL
panda-man
post Oct 15 2015, 02:08 PM

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» Click to show Spoiler - click again to hide... «


seems only rich people can win the expensive cars... sweat.gif
fly126
post Oct 15 2015, 02:10 PM

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QUOTE(wjleong15 @ Oct 15 2015, 12:44 PM)
20K was previous 100k salary per annum right?
now reduce to 70k salary also minimum 20k CL?
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Yup...
Pledging with FD to get MBB VS, is Nothing Concerning with Your Salary earning, rite... even your Salary Rm 4K per month also can have This card with RM 20,000 FD Pledging.

Kedua~duanya tiada berkaitan...

This post has been edited by fly126: Oct 15 2015, 02:14 PM
wjleong15
post Oct 15 2015, 02:35 PM

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QUOTE(fly126 @ Oct 15 2015, 02:10 PM)
Yup...
Pledging with FD to get MBB VS,  is Nothing  Concerning with Your Salary earning, rite... even your Salary Rm 4K per month also can have This card with RM 20,000 FD Pledging.

Kedua~duanya tiada berkaitan...
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walao
if earn >70k, but current CL low, upgrade chance high or not? or get upgraded with lower than 20k CL? hmm.gif
fly126
post Oct 15 2015, 02:56 PM

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QUOTE(wjleong15 @ Oct 15 2015, 02:35 PM)
walao
if earn >70k, but current CL low, upgrade chance high or not? or get upgraded with lower than 20k CL?  hmm.gif
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Nil with Both becos MBB very Stingy with their Credit Card CL or strict with their CC's App Criteria...
Jadi, tak Boleh...lol

This post has been edited by fly126: Oct 15 2015, 03:04 PM
wjleong15
post Oct 15 2015, 03:03 PM

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QUOTE(fly126 @ Oct 15 2015, 02:56 PM)
Nil with Both becos MBB very Stingy with their Credit Card CL or strict  with their CC's App Criteria...
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But now VS already reduce to 70k, isn't earn >70k per annum can apply for VS?
fly126
post Oct 15 2015, 03:09 PM

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QUOTE(wjleong15 @ Oct 15 2015, 03:03 PM)
But now VS already reduce to 70k, isn't earn >70k per annum can apply for VS?
*
No Harm to Try...


wjleong15
post Oct 15 2015, 03:39 PM

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QUOTE(fly126 @ Oct 15 2015, 03:09 PM)
No Harm to Try...
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yeah, but salary not yet 70k. cry.gif
ejiko
post Oct 15 2015, 05:45 PM

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Wehooo today i got ikhwan cc and also my 1st cc. So newbie here. My first question, i tot cc can cash out some cash money, but how and how much i can owe from cc? 😁
panda-man
post Oct 15 2015, 05:58 PM

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QUOTE(ejiko @ Oct 15 2015, 05:45 PM)
Wehooo today i got ikhwan cc and also my 1st cc. So newbie here. My first question, i tot cc can cash out some cash money, but how and how much i can owe from cc? 😁
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congrats on entering the debt lifestyle hahaha.

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