Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
123 Pages « < 101 102 103 104 105 > » Bottom

Outline · [ Standard ] · Linear+

 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

views
     
fruitie
post Oct 9 2015, 10:30 AM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(supersound @ Oct 9 2015, 10:07 AM)
Anyway, my Ikhwan approved already, sharing credit limit with my dual cards.
This will be my first "gold" card after I cut my last gold card 8 years ago.
*
Why Gold card? They didn't give Plat to you based on your salary?
SUSsupersound
post Oct 9 2015, 10:34 AM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(fruitie @ Oct 9 2015, 10:30 AM)
Why Gold card? They didn't give Plat to you based on your salary?
*
No use for me, prefer to hold gold.
With my pay, indeed I can get higher end cards, but then my CL already been maintaining low, so no point tongue.gif
I only spend rm1000 sharp, not more, not less, so gold card is ok for me.
fruitie
post Oct 9 2015, 10:36 AM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(supersound @ Oct 9 2015, 10:34 AM)
No use for me, prefer to hold gold.
With my pay, indeed I can get higher end cards, but then my CL already been maintaining low, so no point tongue.gif
I only spend rm1000 sharp, not more, not less, so gold card is ok for me.
*
Not, not about you can hold what or what not. Isn't Maybank should give cards which match with your salary? In this case, at least a Plat? unsure.gif

If mine is approved later, I will not accept if they give me Gold I think. I hate that colour.
Alec.Yong
post Oct 9 2015, 10:38 AM

Regular
******
Senior Member
1,488 posts

Joined: Oct 2009
QUOTE(fruitie @ Oct 9 2015, 10:36 AM)
Not, not about you can hold what or what not. Isn't Maybank should give cards which match with your salary? In this case, at least a Plat? unsure.gif

If mine is approved later, I will not accept if they give me Gold I think. I hate that colour.
*
You like those shine black cards..wink.gif
fruitie
post Oct 9 2015, 10:39 AM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(Alec.Yong @ Oct 9 2015, 10:38 AM)
You like those shine black cards..wink.gif
*
You know me well but I can't qualify for one yet. laugh.gif
SUSsupersound
post Oct 9 2015, 10:40 AM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(fruitie @ Oct 9 2015, 10:36 AM)
Not, not about you can hold what or what not. Isn't Maybank should give cards which match with your salary? In this case, at least a Plat? unsure.gif

If mine is approved later, I will not accept if they give me Gold I think. I hate that colour.
*
Not really, I can choose. They also asked me for this but yet I insist to get gold rclxms.gif
fruitie
post Oct 9 2015, 10:40 AM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(supersound @ Oct 9 2015, 10:40 AM)
Not really, I can choose. They also asked me for this but yet I insist to get gold rclxms.gif
*
I see, this explains all. You requested for it.
At least if mine is approved later will not disappoint me that much by sending me a Gold card.

Thanks. biggrin.gif
SUSsupersound
post Oct 9 2015, 10:46 AM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(fruitie @ Oct 9 2015, 10:40 AM)
I see, this explains all. You requested for it.
At least if mine is approved later will not disappoint me that much by sending me a Gold card.

Thanks. biggrin.gif
*
Getting platinum card but want to buy business class tickets also need to call for increase CL, forget about holding such cards whistling.gif
Anyway, 10 years back my CL for gold card was quite high(when less restrictions and intervention from BNM) at rm20000. Got fraud case on that card and about rm8000 involved cry.gif
That time also I'm holding 7 cards, with this incident, I decided to cut almost all and won't taking high CL for my cards. Even now my PBB's VS I'm applying to reduce the CL to rm10000 from rm100k sweat.gif
Getting the card that fit the purpose now are more important for me. If can, I prefer to have my cards to have only rm5000-8000 icon_rolleyes.gif
fruitie
post Oct 9 2015, 10:47 AM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(supersound @ Oct 9 2015, 10:46 AM)
Getting platinum card but want to buy business class tickets also need to call for increase CL, forget about holding such cards whistling.gif
Anyway, 10 years back my CL for gold card was quite high(when less restrictions and intervention from BNM) at rm20000. Got fraud case on that card and about rm8000 involved cry.gif
That time also I'm holding 7 cards, with this incident, I decided to cut almost all and won't taking high CL for my cards. Even now my PBB's VS I'm applying to reduce the CL to rm10000 from rm100k sweat.gif
Getting the card that fit the purpose now are more important for me. If can, I prefer to have my cards to have only rm5000-8000 icon_rolleyes.gif
*
You have your preference and I have mine as well. smile.gif
Learn to respect and not to condemn others. How do you know others will need to call to increase my CL for business class ticket? Or were you referring to me only?

Back to the topic.

This post has been edited by fruitie: Oct 9 2015, 10:48 AM
Aquariusdenz
post Oct 9 2015, 10:51 AM

Regular
******
Senior Member
1,533 posts

Joined: Aug 2007


QUOTE(cybpsych @ Oct 9 2015, 10:21 AM)
in short, pay back in full what u owe, each month.

always follow statement, and pay back accordingly.
*
Owhkay.. Dont owe statement.. i got it.. =)
SUSsupersound
post Oct 9 2015, 10:54 AM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(fruitie @ Oct 9 2015, 10:47 AM)
You have your preference and I have mine as well. smile.gif
Learn to respect and not to condemn others. How do you know others will need to call to increase my CL for business class ticket? Or were you referring to me only?

Back to the topic.
*
Yup, that's right. Anyway, if we don't spend much, no point to get high CL also.
Not referring to you, my self only. That time because of Qatar Airways doing offer, need to buy 3 return tickets in 1 shot(close to 40% discount and only 20% more expensive than economy class), since the tickets is I buy then claim to get tax free, so I have to increase the CL. Just a phone call and tell them on my pay records and I got it increased for a month.
Now I'm still waiting our country to use pin to verify transactions which will be safer. But then Visa paywave will be more or less useless. Now credit card fraud case numbers are still high.
fruitie
post Oct 9 2015, 10:54 AM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(Aquariusdenz @ Oct 9 2015, 10:51 AM)
Owhkay.. Dont owe statement.. i got it.. =)
*
Pay full of statement balance before due date and you are good to go.
Human Nature
post Oct 9 2015, 11:17 AM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(fruitie @ Oct 9 2015, 10:40 AM)
I see, this explains all. You requested for it.
At least if mine is approved later will not disappoint me that much by sending me a Gold card.

Thanks. biggrin.gif
*
Yup..HSBC also will follow customer request biggrin.gif
Aquariusdenz
post Oct 9 2015, 08:26 PM

Regular
******
Senior Member
1,533 posts

Joined: Aug 2007


I am using this card for EPP, can I pay more each month to clear the amount faster? If yes, how?
red_scorpion
post Oct 9 2015, 11:04 PM

Regular
******
Senior Member
1,211 posts

Joined: Aug 2008


QUOTE(akping_1 @ Oct 8 2015, 11:41 PM)
I also wonder if i pay all my grocery purchase at NSK from the Non-halal cashier can entitled for the cash back or violate the rules or not..

last time i separate the payment...
*
no worries, i everytime also paid at nsk non halal cashier, still entitle for cash back.. rclxms.gif
cybpsych
post Oct 9 2015, 11:08 PM

---------------------
*********
All Stars
65,264 posts

Joined: Jan 2003
QUOTE(red_scorpion @ Oct 9 2015, 11:04 PM)
no worries, i everytime also paid at nsk non halal cashier, still entitle for cash back.. rclxms.gif
*
exactly.

my guess is mbb detect based on nature of business for the merchant, not the items sold.
fruitie
post Oct 9 2015, 11:13 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

Actually if I were to hold an Islamic card but swipe non-halal stuff I feel bad. Like not respecting lo...
gastacopz
post Oct 9 2015, 11:23 PM

Newbie
*******
Senior Member
4,928 posts

Joined: Feb 2008
From: /K/opitiam Pak Hang Status: Permaban



QUOTE(fruitie @ Oct 8 2015, 05:07 PM)
Free interest period for all credit cards is 20 days not one month. smile.gif
Your bill cycle is 9th of this month to 8th of next month.
*
hi,

i just got my card today..but forgot to ask cycle bill..

any ideas??? laugh.gif
fruitie
post Oct 9 2015, 11:29 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(gastacopz @ Oct 9 2015, 11:23 PM)
hi,

i just got my card today..but forgot to ask cycle bill..

any ideas??? laugh.gif
*
Will not know so soon one. After a while, probably you can call CS to check it out.
Or just wait till it reflects in your M2U. biggrin.gif
Lord_Penguin
post Oct 10 2015, 08:00 AM

Getting Started
**
Junior Member
210 posts

Joined: Jul 2015



QUOTE(gastacopz @ Oct 9 2015, 11:23 PM)
hi,

i just got my card today..but forgot to ask cycle bill..

any ideas??? laugh.gif
Normally, just normally, once your application has been approved, the statement date will be the exact application submission date... Well at least this is what I've encountered laugh.gif just call CS to clarify icon_rolleyes.gif

123 Pages « < 101 102 103 104 105 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0268sec    0.57    6 queries    GZIP Disabled
Time is now: 30th November 2025 - 04:11 AM