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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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TSGen-X
post Oct 30 2014, 03:19 PM

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QUOTE(kinabalu @ Oct 30 2014, 03:05 PM)
Oh yea!!! i can finally found a suitable additional combo card for my MBB2 amex

EDIT :

Gen-X , are you going to do a review for this card? cant wait to read ur blog!
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Bro, yes of course I will publish a review of the Maybank Islamic MC Ikhwan soon. However I doubt you will learn anything new because basically I'll just show how one can earn more cash back by having both MBB 2 Cards and MBB MC Ikhwan card. Like you said, the Maybank Islamic MC Ikhwan is an additional card to MBB 2 Cards.

This post has been edited by Gen-X: Oct 30 2014, 03:20 PM
eddievh
post Oct 30 2014, 03:21 PM

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I already have mbb 2 card if apply again this card need to gov tax rm50 or not ?
kinabalu
post Oct 30 2014, 03:23 PM

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QUOTE(Gen-X @ Oct 30 2014, 03:19 PM)
Bro, yes of course I will publish a review of the Maybank Islamic MC Ikhwan soon. However I doubt you will learn anything new because basically I'll just show how one can earn more cash back by having both MBB 2 Cards and MBB MC Ikhwan card. Like you said, the Maybank Islamic MC Ikhwan is an additional card to MBB 2 Cards.
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Well, at least i can use this card for cash back on Friday, while saturday and Sunday i will use Amex.

One downside is the Tp is so pathetic. sad.gif
mieza
post Oct 30 2014, 03:37 PM

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Reported in.. I already have this card biggrin.gif
SUSsupersound
post Oct 30 2014, 03:50 PM

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QUOTE(laith @ Oct 30 2014, 02:32 PM)
What car are you driving?
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A Protong whistling.gif

QUOTE(muscaa @ Oct 30 2014, 02:37 PM)
thumbup.gif great card...but I got Maybank2kard Amex, MBB VS and PB VS already
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Nope, before this you need to get HLB's STUPID card for its 8.25% cash back.
herc
post Oct 30 2014, 03:55 PM

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QUOTE(eddievh @ Oct 30 2014, 03:21 PM)
I already have mbb 2 card if apply again this card need to gov tax rm50 or not ?
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Yes. U will need to pay the GST RM50 for this card.
kinabalu
post Oct 30 2014, 04:06 PM

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QUOTE(supersound @ Oct 30 2014, 03:50 PM)
Nope, before this you need to get HLB's STUPID card for its 8.25% cash back.
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lol... why u hate that card? tongue.gif
SUSsupersound
post Oct 30 2014, 04:10 PM

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QUOTE(kinabalu @ Oct 30 2014, 04:06 PM)
lol... why u hate that card?  tongue.gif
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Just imagine you swipe the card at the pump and you can't get cash back, swipe at Jusco you get the officer's hair. Not to mention swipe at muslim's country they are saying the MCC is selling alcohol's MCC. Taking 9 days to get a transaction posted doh.gif
kyle_kl
post Oct 30 2014, 04:30 PM

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Anyone has applied this card? got GST waived for first year?
SUSDavid83
post Oct 30 2014, 04:47 PM

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QUOTE(kyle_kl @ Oct 30 2014, 04:30 PM)
Anyone has applied this card? got GST waived for first year?
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I applied by calling 03-5891 4777. No GST waiver for first year.

Gold only and don't want Zing T&G
leo_kiatez
post Oct 30 2014, 05:29 PM

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QUOTE(Gen-X @ Oct 30 2014, 02:53 PM)
I guess you really want me to be on attack mode against you by you insinuating that I was offended with cybpsych's post giving credit to rayz112. Credit has been given to rayz112 in Post#2.

I suggest you delete your unnecessary post above to offend me (because I pointed out you were spamming earlier which you did not deny and actually spamming again with your above post for another post count) and I will do the same here. Else be ready for me proofing that you have been spamming in this section and I can tell you that you wont like it.
And at the rate we going (both spamming with post that has nothing to do with credit cards), MOD going to close this thread, hahahaha
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QUOTE(victorywp @ Oct 30 2014, 02:45 PM)
i already apologised in my previous post for "spamming" and i never deny it.
i just further explained the reason behind.

if you still feel offended, sorry my bad.  sweat.gif
perhaps we must not suggest you to give credits to rayz112 in the first place.
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At this rate, Both of you are spamming & I am 3rd to join in..Haha.. biggrin.gif

QUOTE(pisanq @ Oct 30 2014, 01:07 PM)
after getting this card, our credit limit must be split to two: conventional and islamic credit card
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Anyway, anyone has confirmed that the Credit Limit for conventional and Islamic MBB cc is Shared or Separately?
This is good for MBB 0% BT promo..more the CL, the more BT..
tongue.gif
cfa28
post Oct 30 2014, 06:01 PM

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QUOTE(leo_kiatez @ Oct 30 2014, 05:29 PM)
At this rate, Both of you are spamming & I am 3rd to join in..Haha.. biggrin.gif


Anyway, anyone has confirmed that the Credit Limit for conventional and Islamic MBB cc  is Shared or Separately?
This is good for MBB 0% BT promo..more the CL, the more BT..
tongue.gif
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The CL given by any one Bank will be shared equally by all the CC issued by the same Bank

Example, I apply for VS and is given say RM50K in CL

I apply for the Ilhlawan and I will also be given RM50K CL but it does not mean that I can spend RM50K on both cards, thus incurring RM100K outstanding.

The RM50K is to be shared between the 2-cards so long as max of RM50K is not breached by me in any combination spending.
Ah hao
post Oct 30 2014, 06:11 PM

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i took PB VS to compliment my MBB2 cards, i think it is a better combination, for me at least.
Human Nature
post Oct 30 2014, 06:19 PM

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It would be more attractive if they expand the cash back categories and/or the day specific requirement. In this sense, the old OCBC Ti wins by a large margin.

Or at least, change Friday/Saturday to Tuesday/Wed or Wed/Thursday. In this way, it will complement the MBB2 Amex nicely. Lol, I complain alot tongue.gif
victorywp
post Oct 30 2014, 06:25 PM

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QUOTE(Gen-X @ Oct 30 2014, 02:53 PM)
I guess you really want me to be on attack mode against you by you insinuating that I was offended with cybpsych's post giving credit to rayz112. Credit has been given to rayz112 in Post#2.

I suggest you delete your unnecessary post above to offend me (because I pointed out you were spamming earlier which you did not deny and actually spamming again with your above post for another post count) and I will do the same here. Else be ready for me proofing that you have been spamming in this section and I can tell you that you wont like it.
And at the rate we going (both spamming with post that has nothing to do with credit cards), MOD going to close this thread, hahahaha
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no, what a big misunderstanding again. sweat.gif

1) actually i was expecting you to put in the credits to rayz112 into your post (after our suggestion), unknown to me that you felt it's just ok by leaving it at post #2 under cybpsych. no problem anyway.

2) unnecessary post has been deleted (i have contacted mod). anytime in the future, if you may see i'm spamming again, you may just click the "report" button for further action. if you chose to remind me in your comment, please also do not deny my explanation too. anyway, apology has been made, it's up to you whether to accept or not.

3) despite what had happened, i do still respect you for your continuous help to many in your blog posts. do keep up your writing spirit to help many others. notworthy.gif

QUOTE(Ah hao @ Oct 30 2014, 06:11 PM)
i took PB VS to compliment my MBB2 cards, i think it is a better combination, for me at least.
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yes, i do feel pbb vs a better combination for mbb2cards too because:
1) it offers 6%, instead of 5%
2) it's for everyday, instead of just friday and saturday
3) it covers other categories = online and dining
pisanq
post Oct 30 2014, 08:25 PM

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QUOTE(leo_kiatez @ Oct 30 2014, 05:29 PM)
At this rate, Both of you are spamming & I am 3rd to join in..Haha.. biggrin.gif


Anyway, anyone has confirmed that the Credit Limit for conventional and Islamic MBB cc  is Shared or Separately?
This is good for MBB 0% BT promo..more the CL, the more BT..
tongue.gif
*
credit limit will be shared with hard barrier in between. e.g:
total credit limit given by mbb 200k
u must decide how much for islamic & how much for conventional eg: 80k for islamic & 20k for conventional
DarReNz
post Oct 30 2014, 09:26 PM

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QUOTE(victorywp @ Oct 30 2014, 06:25 PM)

1) it offers 6%, instead of 5%
2) it's for everyday, instead of just friday and saturday
3) it covers other categories = online and dining
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yeap i'd go for this combo as well rclxms.gif
kelvinlzy
post Oct 30 2014, 10:11 PM

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QUOTE(cfa28 @ Oct 30 2014, 06:01 PM)
The CL given by any one Bank will be shared equally by all the CC issued by the same Bank

Example, I apply for VS and is given say RM50K in CL

I apply for the Ilhlawan and I will also be given RM50K CL but it does not mean that I can spend RM50K on both cards, thus incurring RM100K outstanding.

The RM50K is to be shared between the 2-cards so long as max of RM50K is not breached by me in any combination spending.
*
Did you know that for RHB conventional and Islamic credit cards, the credit limit is separated? I can confirm that because I have both.
victorywp
post Oct 30 2014, 10:14 PM

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QUOTE(DarReNz @ Oct 30 2014, 09:26 PM)
yeap i'd go for this combo as well  rclxms.gif
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4) its monthly capping at rm60, instead of rm50
leo_kiatez
post Oct 30 2014, 10:25 PM

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*delete post

This post has been edited by leo_kiatez: Oct 30 2014, 10:31 PM

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