The CL given by any one Bank will be shared equally by all the CC issued by the same Bank

Example, I apply for VS and is given say RM50K in CL

I apply for the Ilhlawan and I will also be given RM50K CL but it does not mean that I can spend RM50K on both cards, thus incurring RM100K outstanding.

The RM50K is to be shared between the 2-cards so long as max of RM50K is not breached by me in any combination spending.

how to know if grocery purchased get rebate?

You won't know till you do your manual tracking and calculation yourself after the cash rebate has been credited in.

Very unlikely.. If yes, please let us know.. For my understanding, groceries should foods & daily necessities..

My Statement released: -
Mr DIY is not consider under grocery for this card...sad
But NSK is consider under grocey...

Are u went to maybank card center at garden?

The credit card should be ready if u apply on working days / or it should be ready on next working days if you credit card application approve.

The credit card suppose to ready in 1 hour (if apply on working hour) or next working day for collect if it is approved.
Wonder why u need to wait 1 week.

You donated 2k of your M2C CL to Ikhwan right?

Later I go help my friend try in Gardens

Called up card centre just now, CS said already in the system, no outcome yet, probably tomorrow morning will know. Also, can check through M2U on tomorrow if the card appears. *Fingers crossed*

I see many of you all opted to slash existing Maybank CL to improve the chances of applying for Ikhwan card.

For those platinum card holders, do you all slashed like just RM3K-5K and they issue you a gold card instead since normally gold is with that CL or they will issue plat with a low CL?

Of course I know the benefits is the same, just want to know what's the scenario only

aiya, you should put more on ikhwan rather than mbb2cards ma.
you sure use more petrol+grocery rather than dining right?

They want to get the Ikhwan card for petrol and groceries rebate while not giving up on the 5% CB for Dining for M2C.

Honestly, I rather cut the M2C and go fully to Ikhwan.

Dining on weekends is hard to achieve and not many place accepts Amex.

My monthly expenses not that high on grocery, n drive motor petrol expenses not high as well.

That's not true. Pay when the time comes. Money can be deposited into place like maybank2 savers, ambank true savers. If time your transaction correctly, you can even put into  FD.

That way, you will earn additional interest rather than putting.money in normal saving account.

Apply a card but don't want to use it for first month?

https://forum.lowyat.net/index.php?showtopi...post&p=75681562
Above is my own reason for low CL.

Just saw my Amex Ikhwan suddenly showing up on M2U.



Can't remember whether i ticked the option during my Ikhwan application but ah well.

What does Fixed Monthly Management Charge (FMMC) mean?
Gold RM 7,500; Platinum RM 15,000

Do we need to pay this?

interest on outstanding balances, term used by islamic banking

by the way, whats this:

Fixed Monthly
Management Charge
(FMMC

finally, my ikhwan card arriving from klcc branch to my office.

during application, requested to deliver to my home address, but it seems the card was sent to klcc branch. received call this morning from branch that the card is ready for collection, but they offer to deliver to my office now

calls from them were courteous and closely follow-up with me to ensure delivery is proper.

*update: received card, called CS to activate, change bill date, and set SMS notification to RM1. all set!

that request mainly for increase the chance to get the card.
somemore i can get petrol and grocery 5% via uob one card, ikhwan just for friday usage.

anybody get cash rebate for spending at speedmart?