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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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DarReNz
post Oct 30 2014, 09:26 PM

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QUOTE(victorywp @ Oct 30 2014, 06:25 PM)

1) it offers 6%, instead of 5%
2) it's for everyday, instead of just friday and saturday
3) it covers other categories = online and dining
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yeap i'd go for this combo as well rclxms.gif
DarReNz
post Nov 4 2014, 11:50 AM

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QUOTE(sj0217 @ Nov 4 2014, 09:45 AM)
Thanks for sharing.

Still, I think the better to take 2 for MBB2card (provide with gf or wife's detail) since the card can be use for every utility fee, petrol & Groceries

Although it will charge for RM100, but it can be redeem from TP by 25,000 which is 4-6 months spend that can be get the enough TP. After that, all the cash back is for your own reward.

Different between MBB2card & Islamic MasterCard Ikwan are only on Friday & Sunday right, correct me if I'm wrong

Below are the comparison holding MBB2card + Islamic and 2 for MBB 2cards:

2 for MBB2card - yearly spend RM24,000 (RM1000 per month per card)
- Cash back = RM1,200 (2 cards)
- point earn = 120,000 (2 cards) (equivalent to cash back RM480)
- Total earn = RM1,680

Minus
- GST Charge = RM200

Total to be earn from cask back = RM1,480

MBB 2 card & Islamic MasterCard Ikwan - yearly spend RM24,000
-cash back = RM600 (MBB2card) + RM600 (Islamic)*
-Point earn = 60,000 (MBB2card) + 12,000 (Islamic)* = equivalent to cash back RM240+RM48
-Total earn = RM1,488

Minus
- GST Charge = RM100 (MBB2card) + RM50 (Islamic)

Total to be earn from cash back = RM1,338

There have different cash back RM150

This is what I'm thinking for both cards to be holding, please let me know if I'm wrong detail given smile.gif

* Cash back is entitled only for Petrol and Groceries on Friday & Saturday
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it would be a good combo if you don't have hlb wise for petrol/groceries category or pbb vs card or even maybank vs
DarReNz
post Nov 21 2014, 09:37 PM

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QUOTE(Johannas @ Nov 21 2014, 11:39 AM)
Maybank rejected my application for this card. I already have the mbb2cards plat, guess I'll just use that first and show good payment record and try again next year lol.
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u mean u have just applied for plat then straight away apply this card ?

This post has been edited by DarReNz: Nov 21 2014, 09:37 PM
DarReNz
post Nov 22 2014, 11:31 AM

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QUOTE(janson_kaniaz @ Nov 21 2014, 11:47 PM)
I applied mine at maybankard centre and was told that the new policy is such that they won't allow same person having mb2cards and this ikhwan card. was told now they are more lenient but my credit limit for this card will only be rm1-2k sad.gif.

was told when the card is approved and I'm not happy with the CL I have to call to transfer/share my mb2card limit
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should be fine if u are using it just for petrol and groceries per month

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