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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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tenchi0205
post Aug 5 2015, 04:14 PM

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What does Fixed Monthly Management Charge (FMMC) mean?
Gold RM 7,500; Platinum RM 15,000

Do we need to pay this?


kelvinlzy
post Aug 5 2015, 04:26 PM

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QUOTE(tenchi0205 @ Aug 5 2015, 04:14 PM)
What does Fixed Monthly Management Charge (FMMC) mean?
Gold RM 7,500; Platinum RM 15,000

Do we need to pay this?
*
Please read a few pages back or do a search on the topic, Human Nature has explained about it.

QUOTE(Human Nature @ Jul 28 2015, 01:09 AM)
interest on outstanding balances, term used by islamic banking
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jensen87
post Aug 5 2015, 11:49 PM

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newbie here.. i apply on 4/8/15 morning.. around 5pm i call to CS and they told me my application was unsuccessful.. i ask for reason why kena reject.. they told me their system only shown successful/unsuccessful..

any sifu here can teach how to get approval to get this ikhwan credit card? existing mbb 2cards holder here..
chiahau
post Aug 5 2015, 11:51 PM

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QUOTE(jensen87 @ Aug 5 2015, 11:49 PM)
newbie here.. i apply on 4/8/15 morning.. around 5pm i call to CS and they told me my application was unsuccessful.. i ask for reason why kena reject.. they told me their system only shown successful/unsuccessful..

any sifu here can teach how to get approval to get this ikhwan credit card? existing mbb 2cards holder here..
*
Convert your M2C.
cipher3344
post Aug 5 2015, 11:59 PM

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QUOTE(jensen87 @ Aug 5 2015, 11:49 PM)
newbie here.. i apply on 4/8/15 morning.. around 5pm i call to CS and they told me my application was unsuccessful.. i ask for reason why kena reject.. they told me their system only shown successful/unsuccessful..

any sifu here can teach how to get approval to get this ikhwan credit card? existing mbb 2cards holder here..
*
M2C holder can reduce credit limit and apply ikhwan without any additional support documents in Mbb card center.

About approval is subject to your bank profile.

Or

Download convert M2C to ikhwan form.
U have to surrender all maybank card in order to proceed.
Approval rate 99%
jensen87
post Aug 6 2015, 12:38 AM

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QUOTE(chiahau @ Aug 5 2015, 11:51 PM)
Convert your M2C.
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but i still wanna keep the amex card wor.. i wonder if can partial transfer the credit or not..
jensen87
post Aug 6 2015, 12:41 AM

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QUOTE(cipher3344 @ Aug 5 2015, 11:59 PM)
M2C holder can reduce credit limit and apply ikhwan without any additional support documents in Mbb card center.

About approval is subject to your bank profile.

Or

Download convert M2C to ikhwan form.
U have to surrender all maybank card in order to proceed.
Approval rate 99%
*
i am applying at the card centre.. 1u..
but i still wanna keep the amex card ><
if reduce the limit/transfer the limit can be done? cause i call the CS told me not possible to do so wor.. sad.gif
huatken
post Aug 6 2015, 12:54 AM

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QUOTE(jensen87 @ Aug 6 2015, 12:41 AM)
i am applying at the card centre.. 1u..
but i still wanna keep the amex card ><
if reduce the limit/transfer the limit can be done? cause i call the CS told me not possible to do so wor..  sad.gif
*
I was told the same at 1U. The person I spoke to explained that the Islamic credit cards fall under a different business entity, so I would need to apply fresh with supporting documents.

If this is incorrect, can someone who have successfully applied without needing supporting documentation share how they went about this?

kenlui
post Aug 6 2015, 06:53 AM

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QUOTE(huatken @ Aug 6 2015, 12:54 AM)
I was told the same at 1U. The person I spoke to explained that the Islamic credit cards fall under a different business entity, so I would need to apply fresh with supporting documents.

If this is incorrect, can someone who have successfully applied without needing supporting documentation share how they went about this?
*
I called in to the pre approval center number, answered some simple questions and card was approved approximately a week later. Pls take note that your salary has to be in maybank savings accounts.
chiahau
post Aug 6 2015, 08:01 AM

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QUOTE(jensen87 @ Aug 6 2015, 12:41 AM)
i am applying at the card centre.. 1u..
but i still wanna keep the amex card ><
if reduce the limit/transfer the limit can be done? cause i call the CS told me not possible to do so wor..  sad.gif
*
I think it's been mentioned that the one in Gardens are much more willing to reduce your limit and apply an Ikhwan for you.

And tell the CS to go back and do his homework.

Plenty of case where it's approved when customer asked for split limit.

QUOTE(huatken @ Aug 6 2015, 12:54 AM)
I was told the same at 1U. The person I spoke to explained that the Islamic credit cards fall under a different business entity, so I would need to apply fresh with supporting documents.

If this is incorrect, can someone who have successfully applied without needing supporting documentation share how they went about this?
*
1. Call the pre approved hotline. Salary must be credited through MBB every month.

2. Ask for conversion.

3. Put in FD laugh.gif

Islamic and conventional are indeed 2 different type of banking entity.
Kilohertz
post Aug 6 2015, 08:14 AM

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Just applied in one of the mb branch on Tuesday, usually when do you start calling to check on the application?
cipher3344
post Aug 6 2015, 09:05 AM

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QUOTE(huatken @ Aug 6 2015, 12:54 AM)
I was told the same at 1U. The person I spoke to explained that the Islamic credit cards fall under a different business entity, so I would need to apply fresh with supporting documents.

If this is incorrect, can someone who have successfully applied without needing supporting documentation share how they went about this?
*
Go to garden mbb card center.
I done last week, approved this week.
The CS know what to do.
To able go through this process.
Good luck
Kilohertz
post Aug 6 2015, 09:09 AM

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QUOTE(cipher3344 @ Aug 6 2015, 09:05 AM)
Go to garden mbb card center.
I done last week, approved this week.
The CS know what to do.
To able go through this process.
Good luck
*
How long it took for approval? 3-4 working days?
cipher3344
post Aug 6 2015, 09:24 AM

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QUOTE(Kilohertz @ Aug 6 2015, 09:09 AM)
How long it took for approval? 3-4 working days?
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Bos, patient, relax...apply and sit wait for good news..
Is credit card anyway...not free cash....

U will received sms once it approved.
Im not maybank officer..even staff wont able answer u that.

Atsumori
post Aug 6 2015, 10:06 AM

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i received my ikhwan card via pos laju.

there is a form that i need to sign and post back, is that really necesary? where to HQ or any maybank branch?
KB1
post Aug 6 2015, 10:09 AM

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guys, wanna ask, if i top up my touch n go card at jaya grocery , can i get the 5% cb ?
SUSDavid83
post Aug 6 2015, 10:09 AM

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QUOTE(KB1 @ Aug 6 2015, 10:09 AM)
guys, wanna ask, if i top up my touch n go card at jaya grocery  , can i get the 5% cb ?
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Yes.
n8210
post Aug 6 2015, 10:11 AM

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looks like everyone cutting their amex and come over to this
SUSDavid83
post Aug 6 2015, 10:13 AM

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I'm wondering if 7-11 considered as groceries?

If yes and 7-11 accepts card, then we can pay TM bills at there and earn 5%:

QUOTE
I. BAYARAN BIL TM DI 7-ELEVEN

Kini anda boleh membuat pembayaran bil TM di semua premis 7-Eleven dan akaun anda akan dikemaskini serta merta. Layari

www.tm.com.my dan klik Online Help untuk senarai terkini premis 7-Eleven.


Possible? Just a thought ...
cybpsych
post Aug 6 2015, 10:24 AM

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QUOTE(David83 @ Aug 6 2015, 10:13 AM)
I'm wondering if 7-11 considered as groceries?

If yes and 7-11 accepts card, then we can pay TM bills at there and earn 5%:
Possible? Just a thought ...
*
good point, but have not seen any 7E accepting credit cards though.

QUOTE
The new service is made possible by 7-Eleven's strategic partnership with MOL Global Inc, a leading technology provider for in-store payment services.

The participating partners will have the opportunity to use the Embedded Barcode Remittance (EBR) technology of the MOL Reload terminal system.

Besides payment of utility bills, the enhanced MOL Reload terminal system allows consumers to top-up of mobile airtime, Touch 'n Go reloads and physical payment of online purchases via MOLPay.

MOL's payment system at 7-Eleven allows consumers without online banking or access to internet facilities as well as those who do not have or do not want to use credit or debit cards to be able to purchase products or services as one just have to make a cash payment at any one of the more than 1,800 stores 7-Eleven operates across the country.


This post has been edited by cybpsych: Aug 6 2015, 10:39 AM

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