RM50 x 10 swipes is a bit tough for your case.

unless you can consolidate other expenditures from your friends/family.

in my case, i got 2 postpaid plans is just RM28x2 per month. definitely not enough, but i could just overpay RM50 each account, at least can cover ~2 months bills.

i also pay for my friend's mobile bills (from 3 telcos! ): 1 from digi (RM23 only but get 10% rebate from me ), 1 from celcom (2xRM50) , 1 from umobile (1xRM50). all these, my friend just give me cash minus 10% rebate. win-win for both of us.

by doing so, i'm already hitting 5x RM50 liao for MOBILE category. next, PETROL category. i only hit 3x RM50 per month.

next up, GROCERY category. use my card for my whole household's groceries. can get at least 4x RM50 swipes per month. also I use it to reload TNG card (sometimes i purpose reload 4x RM50 or 2X RM100, depends on remaining count of RM50 swipes for the month).

by month's end, already 11x-12x RM50 swipe count.

if purely use for my own spending, definitely not enough to hit 10x RM50. but being semi-generous, i get "contributors" from other ppl's payments.

This card gives 10% cash back to wise people! Mind to tell us why you hate this card so much and keep calling this card as STUPID card?

I guess this starts the chain of spam once again
Awaiting for his reply

It's not a spam, it was a legitimate question in this topic as to why he repetitively calling the subject topic as stupid card. Perhaps he has some misunderstandings about this card and he can discuss about it in this thread.

he already has valid issues with this card and been lenghty debated.

feel free to report the specific posts if it warrant mods/staffs to intervene (nature of words used, although name calling wasnt directed to forumers here but to the card itself )

payment at celcom bluecube teluk intan is not under mobile category!!!

Yes, all his issues was debated and it was over. But the name calling to the card keep coming repetitively after the debate. Unless he has new issue with the card otherwise I don't think such behavior is appropriate in Finance, Business, Investment House forum.
As for the report button, It is only fair to give supersound a chance to explain his action before reporting.

This post has been edited by aeiou228: Nov 28 2014, 09:16 AM

it's being done consciously and on purpose. furthermore, such posts are technically off-topic since the "new name" doesnt mean it's HLB Wise, per se. it could be other cards too.

Having a problem when try to pay TNB in Payonline, anyone having same problem?

he keep saying it is stupid card but in fact he use it to get rebate rm100 every month

How can it be stupid when today i got extra RM200 ? It gotta be wise. Enjoy your cashback

hi all,

i've been paying digi postpaid via payonline and eligible for 10%
right now, seems like payonline has some issue for the past 2 days..

i'm wondering if paying via OCS online eligible for 10% as well? thanks

This post has been edited by cybpsych: Nov 28 2014, 11:26 AM

Enjoy while still can. We do not know when this 10% CB will last when the revision of interchange fees to 1% for credit and debit cards takes effect Jan 2, 2015.





Source:
http://www.theedgemarkets.com/en/node/171230

thanks mate

Crosses finger it won't happen that soon

That's why it is called STUPID card.
You need to be stupid to make few transactions where you can did it once like shopping for groceries. Each time I have to choose less people time to buy my stuffs as I don't want to hog the queue for no reason. Even the cashier look at me in 1 kind only.

Looks like they are "upgrading" their online service and you won't able to use third party payment system.

What I can say is HLB didn't force you to get the rebate. You know the T&C and agreed with it for this wise card from 1st day. And you can ignore the rebate but you didnt because of the 10%. You can choose to pay one shot with your platinum/ infinity card/vvvip card like a king but you choose to split it and pay with wise. Did HLB force you to apply for the wise card? No right?

let say if i have 1 maxis bill... more than RM100 per month

can i separate the bill and pay twice ? at the end, its 1 transaction or 2 transaction ? under min 10 rm50 transaction requirement

This post has been edited by ciohbu: Nov 28 2014, 03:15 PM