Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month
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 Oct 3 2014, 06:06 PM
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#1
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102  
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QUOTE(Without @ Oct 3 2014, 05:51 PM) GST / AF or GST & AF? HLB does not issue cards on the spot, just yet. Have to go through normal processing  Looking forward to get this card, which centre can get the card on the spot?   |
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Oct 4 2014, 10:43 AM
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#2
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(yujin86 @ Oct 4 2014, 10:27 AM) any minimun amount for this 12 swipe? Nope. Just swipe any amount will do. |
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Oct 6 2014, 10:41 AM
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#3
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(MNet @ Oct 6 2014, 09:19 AM) Pay insurance(non recurring) able to get 10% discount? From the selection list of category offered by HLB there is no insurance option. Therefore, there is no rebate for insurance trnx.Let say I swipe RM50 x 10 times? |
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Oct 15 2014, 10:48 PM
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#4
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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Wondering how is the Big Sale 3 ends up? Still tba after so long ?
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Oct 20 2014, 08:46 AM
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#5
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(victorywp @ Oct 20 2014, 01:57 AM) wow, they put caring-tesco... i believe it's pharmacy category then... I can confirm that Caring-Tesco Desa Tebrau in Johor is under MCC 5912 Pharmacy. And they accept clubcard and not bonuslink.This post has been edited by Wongchoy: Oct 20 2014, 08:48 AM |
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Oct 20 2014, 08:23 PM
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#6
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(cdspins @ Oct 20 2014, 07:05 PM) Noob question here. May I know for this WISE credit card, do you guys get the statement through email in pdf format? Currently I'm only able to see every month statement in csv format. No pdf statement available. |
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Oct 22 2014, 08:14 PM
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#7
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(amxpayne67 @ Oct 22 2014, 07:06 PM) Well, it has the best cash back among all other card. Nvm i'll try UOB One card. Wish me luck Its a good idea to get UOB one card as they are more willing to approve first timer. You may try getting wise card again after using UOB for 6 months . |
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Oct 22 2014, 09:55 PM
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#8
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(amxpayne67 @ Oct 22 2014, 09:14 PM) Perhaps i try apply both mbb2 and uob one Yes, UOB is lenient and MBB is now on a recruitment drive to improve its market share. But since your wise card application is rejected, may i suggest you try to apply for one card only. Banks will feel you are desperate if you apply for so many cards at the same time ! |
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Oct 24 2014, 08:57 PM
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#9
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(cfa28 @ Oct 24 2014, 02:08 PM) Wow, u considered what I said as protecting HLB and personal attacks to you. Have a nice day bro. You are a real gentlemen. The way he treat you, you can show such magnificant compassion. Well done @cfa28Okay, I will remind myself not to give any unwanted views directly to u in future. U have a good day bro. |
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Oct 31 2014, 05:44 PM
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#10
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(herc @ Oct 31 2014, 05:28 PM) I have almost forgotten 1 of my wise card has the GSC combo, but I never activate it, no GST no annual fee shown too, anniversary month will be on Dec, wonder wat will happen erm .. just went redeem the free popcorn using the voucher tat's all.. Wait a minute...that wise + gsc combo. Isn't it 2 cards pay 1 GST ? It might have charged thru wise card and 1st year GST got waived. |
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Nov 3 2014, 12:42 PM
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#11
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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Most might not be aware but whenever the aquiring bank is also the card issuer, you will have trnx with same day posting. For those who are short of the 10x requirements at the end of the month, there are places you can use your cards to salvage your cashback. For grocery, go to The Store supermarket. For dining, go to Sushi King or Tai Thong. But remember ! Same day posting requires the merchant to do settlement by 11pm .
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Nov 3 2014, 02:09 PM
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#12
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(victorywp @ Nov 3 2014, 01:15 PM) is it confirm that the store nationwide is under supermarket mcc? Only on the supermarket part. Just like AEON . |
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Nov 3 2014, 02:11 PM
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#13
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(akh2920 @ Nov 3 2014, 02:06 PM) Today I've noticed one thing, the rebate is credited before the statement date... Reached the cap though. No. In fact you will only get it on the 28th of next month !I wonder normally does the rebate credited as soon as we reached the RM100 cap, regardless of statement date? |
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Nov 3 2014, 02:27 PM
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#14
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(akh2920 @ Nov 3 2014, 02:16 PM) So the 28th is regardless of statement date and the cap? The way this card works is that you post 10 trnx of RM50 or more in a calander month. At the end of the month, you will be evaluated and on the 28th of next month you will receive rebates for your trnx of the previous month.Btw, let's say if I use the card to pump petrol on 30th of the month, would hlb credit the resulting rebate to my next statement? |
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Nov 3 2014, 02:32 PM
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#15
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(peri peri @ Nov 3 2014, 02:27 PM) anyone knows where can i check for the winner list for big sale 3? i want to know about the samsung s5 selling at rm399. suppose to announce on 31 oct, but until today still cant get any list. no sms notification somemore. Still tba. If i get it then its goodbye ip6+. |
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Nov 11 2014, 09:22 PM
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#16
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(raptar_eric @ Nov 11 2014, 09:16 PM) Guys just called maxis to check if my iphone transaction is included in the rebate. Mcc code is 4812, however in the mcc list, it states telecommunication equipments, normal bill payment is what mcc ah? Normal telco bills is MCC 4814. |
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Nov 17 2014, 07:43 PM
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#17
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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One interesting fact. There is no GSC cinema in Johor but HLB still promote this combo there.This is really not so wise !
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Nov 27 2014, 01:03 PM
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#18
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(areankim @ Nov 27 2014, 10:33 AM) same, still stucked.... hope they dont stop this service, otherwise.... oh no Today is so weird. Tried reload hotlink on maxis pay. Stuck at verified by visa page and did not get OTP. After a while got redirected back to Maxis Pay and transaction is successful and received an SMS alert for that transaction !!This post has been edited by Wongchoy: Nov 27 2014, 01:04 PM |
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Nov 27 2014, 11:14 PM
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#19
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(noien @ Nov 27 2014, 10:16 PM) this is the problem i hate this card.not flexible enough. Actually, everybody likes this card for its reward , but not on its condition. Therefore, this card is not suitable for those who couldn't meet its requirement.not so wise |
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Nov 28 2014, 10:15 AM
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#20
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(victorywp @ Nov 28 2014, 01:28 AM) since i own this card x2, so my wisdom is also x2? How can it be stupid when today i got extra RM200 ? It gotta be wise. Enjoy your cashback  and for those who calls it stupid card, does it reflect their level of intelligence too? |
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