You don't even bother to read the message right above you?

Yes, you may end up with multiple sms and OTP.
And once you full filled the 10 X rm50, other transactions you can do at rm49.50 and yet you still get rm5 cash back.

based on your point, it still should be called wise card. only wise person is willing to swipe few times to get the 10% cashback. a stupid person will just swipe once with their stupid card and get nothing. lol...

besides, mbb2cards is also for wise person if the person know how to arrange most of his transaction (if can't be all) to be done in weekends to get the additional 5% cashback.

bottom line: there is no free lunch if one is lazy. do not blame the medium if one is lazy. wise or stupid depends on the person. blaming the medium doesn't show one is wise.

ahhh... in that case, i can split 2 of my mobile bill (each more than rm100) to 4 x rm50, only 6 more trans to get the cashback

right ?

bingo.
1st step to be wise

hahahaa.. i tot their system will recognize such transactions

i dun mind bout multiple sms or OTP, no free lunch in the world as per victorywp

any advise about making multiple transaction to same mobile bill online ? don't do it within same hour ? same day ? or HLB system don't care ? lol

Yes, that's right. So you have to plan properly on your spending.
You need to have an average break down on your monthly spending, like if you every week are going to fill petrol once, last fill up best is done on 22nd(my highest record was 9 days to get posted and I missed the cash back for nothing as it carry forward to next month)
For mobile payment, always do it in rm50(since online, less hassle like pay at counter)

i'm trying to use wise to pay digi postpaid for the first time and i getting some obstacles.

the principal line is under my sister name and i am subline.
ystdy i called digi customer service asking whether can change my sister credit card to my credit card for auto payment.
and the answer is no, reason given is only the credit card name is the same as principal line owner name can be used to make auto payment.


then i asked another question, can i cancel the auto payment and then i use my credit card to make payment manually, either online or at kiosk.
the answer still no, reason given is the same as above.

u guys that using digi postpaid, is this true?

You may continue to do transactions till you hit rm1000, no restrictions on that. But beware on transaction failed. I already faced this 2-3 times already.

bs la.

i'm paying my friend's digi postpaid for months now. in fact, regardless of whether tied to autopayment or not, manual payment should always go thru, unless digi has this weird policy (or too rich) to get money from us.

actually... i believe it's not that you can't pay manually... the problem here should be, you cannot terminate auto debit on behalf of your sister.

noted, thanks for the tips

quick question. i'm already holding a WISE card, and its gona be a year soon. can i be a supp of another WISE card before I actually cancel my principal? Am planning to overlap so as to avoid annual fees/GST. Cheers!

this is what i have in mind too.
anyway, my sister in KL while i'm in penang, cant do much.
ady inform her to go cancel the auto payment.

Considering the interchange fee is around 2%, logically we could expect the benefit be reduce from 10-5%. The future will not be as attractive!

Just swiped at Aeon Big today to enjoy the 5% rebate on every 28th of a month promotion. But just worry if the transaction only posted on next Monday which is already 1-Dec. This is my 10th transaction on Nov, I don't want to miss it just because I miss this transaction.

HLB update quite slow, I think you will totally miss it already. Need to plan well on this card.

I lost out RM20 rebate this month because payonline down since yesterday so only manage RM800 spending. Sad, its been so reliable the past few months.

double post

This post has been edited by victorywp: Nov 28 2014, 05:37 PM

very risky indeed. not only risk losing the 10% transaction at aeon big today, but risking all your transactions in the whole november.

today is friday and next two days is weekend. the risk is there but still possible to get posted in this month. it happened to me before that it get posted on the same day. by the way, what time you swiped just now?

For peace of mind, you can spend another RM50 today at The Store or Sushi King to fulfill your requirement.