Will he be that <5%?
Better go Toto and try 6/52

waive for this year

Basically if they want to waive you, they won't "charge" you. Like mine I got nothing in my statement after 1 year of usage, but GST yes.

Note: CRO= Customer Relationship Officer

I would like to ask a few questions for my WISE Card.

I applied via email to a customer officer on 6 Sept and I only chose WISE Gold (Visa) with Petrol and Utilities category. The bank then issued my card on 13 Sept and gave me GSC Gold and WISE Gold. I used my card for petrol, utilities and mobile.

The first bill came on November and the Bank did not recognise my petrol spending. I called to the CRO on 12 November and the CRO said he will help me to look into it and hence the rebate will be a month later, compared to my rebate on utilities.

The second bill then came on December and this time I saw the bank charged me for RM10 (Petrol Maintenance Fee) on 14 November which referred to changing of category. And again, the bank did not recognise all my petrol spending from 1 Nov to 13 Nov. I was angry and I called the CRO on 15 Dec. The CRO said this is a rare case and will get back to me the following day.

I received no response after 16 Dec and I called up again on 18 Dec. The CRO on 18 Dec promised to return my call on the following day too. But, again no respond. Hence, I called again just now. Still the CRO asked me to wait till next week.

***Question: Why the bank did not recognise my petrol spending given that I did not change the category at all? ***
Question 2: I did not use the GSC Gold Card and they charge me RM150 annual fee. I intended to cut the card but they said it is a combo card. Once I terminate the GSC Card, my WISE Card will be terminated too. (Sort of cheating )

What can I do for my missing category case and annual fee waiver? Need advise.

Based on estatement AF charged after GST.
GST appeared on December but AF charged on 1st of January.

Mine: 20QV6

hlbb operator kept insisting that I need to swipe 10 times RM50 and above FOR THE CATEGORIES CHOSEN to entitled the cash back even after many times I said 10 times all retail transactions but only the categories chosen will get the cash back
"you go and read the term and condition la"
"you go to our branch a ask lor"
when I asked him to talk to his superior regarding this, he just said he answer this questions thousands of times already...

I know only after bumping into this forum, too bad I already paid the bill at Ashita... now got to decide whether to go for 10% cash back by spending another 9xRM50 transactions or wait for next month.

Once my cash back is credited then I'll cancel the card immediately. Just got off the phone. Not willing to waive, I'm a 6 months user. Fun while it lasted.

i was told by one pretty agent that if i swipe this cc for more then 10 times per year, af will get waived. anyone can verify this? got a free 8gb pendrive for signing up

Just walk into any branch and ask for temporary pin, it's free and on the spot u can register for Connect