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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month

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sendohz
post Oct 11 2014, 03:58 PM

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I remember i read something like if my transaction date is on 30th September and the posting date is on 1st October, the cash rebate will credited under month of September or month of October?

I believe it is under month of October?

Another thing is the swipe will be under month of September right?
sendohz
post Oct 13 2014, 01:54 PM

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Thanks.

Even the amount of swipe is depending on posting date?
sendohz
post Oct 13 2014, 02:24 PM

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QUOTE(victorywp @ Oct 13 2014, 02:10 PM)
yes
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Thanks to all sifu here
sendohz
post Oct 17 2014, 12:45 PM

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QUOTE(victorywp @ Oct 16 2014, 10:32 AM)
but remember the 10 times must be in rm50 and/or above.  nod.gif
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and everything is based on posting date for Wise card smile.gif
sendohz
post Oct 24 2014, 05:10 PM

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here comes again.
and let me remind you that you have the option to ignore him.
if not you will be deem to 'insulting' him.
sendohz
post Nov 28 2014, 08:17 AM

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I guess this starts the chain of spam once again
Awaiting for his reply
sendohz
post Nov 28 2014, 11:42 AM

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QUOTE(aeiou228 @ Nov 28 2014, 11:25 AM)
Enjoy while still can. We do not know when this 10% CB will last when the revision of interchange fees to 1% for credit and debit cards takes effect Jan 2, 2015.
Source:
http://www.theedgemarkets.com/en/node/171230
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Crosses finger it won't happen that soon
sendohz
post Nov 28 2014, 03:47 PM

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QUOTE(ciohbu @ Nov 28 2014, 03:45 PM)
ahhh... in that case, i can split 2 of my mobile bill (each more than rm100) to 4 x rm50, only 6 more trans to get the cashback

right ?  biggrin.gif
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bingo.
1st step to be wise
sendohz
post Dec 5 2014, 08:23 AM

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QUOTE(LostAndFound @ Dec 5 2014, 07:05 AM)
Do what I do, find a relative (in my case my parents) and offer to pay their utility bill every month. They pay you back in cash. Most people's bills are about the same amount every month so quite easy to plan.

In my case is I give them the rebate la, but you could also keep the rebate for yourself  brows.gif
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Similar to me paying phone bills for family and in-laws.
Can increase the transaction from one time RM50 to average 3 or 4 times.
sendohz
post Dec 8 2014, 10:17 AM

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another hate chain started
sendohz
post Dec 15 2014, 12:05 PM

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QUOTE(herc @ Dec 15 2014, 11:54 AM)
the example of "bad" customer  tongue.gif

[attachmentid=4259767]
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You mean 'WISE' customer?
sendohz
post Dec 15 2014, 05:09 PM

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QUOTE(herc @ Dec 15 2014, 05:01 PM)
Update for GSC Combo Card, auto waive with 12 swipes.

05-Dec-2014 05-Dec-2014 WAIVER  50.00
05-Dec-2014 05-Dec-2014 ANNUAL FEE WAIVER  150.00
05-Dec-2014 05-Dec-2014 Annual Fee 150.00
05-Dec-2014 05-Dec-2014 GST SVC FEE CHARGE 50.00
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I thought GSC combo card with wise is automatically waived since it will be charged under Wise card.
sendohz
post Dec 16 2014, 09:39 AM

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QUOTE(onnying88 @ Dec 15 2014, 05:42 PM)
Nope, Even you take comba WISE + GSC card, both card will be charge AF and GST separately. So if you take HLB combo with GSC card, you need to swipe 12 times to waive the AF and GST.

HLB combo doesn't work like MBB AMEX 2 card combo which only 1 AF and 1 GST. So don't get fooled by the combo words or cheated by roadshow's agent
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Dearly noted.

Thanks.
sendohz
post Dec 22 2014, 02:07 PM

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i only have my GSC gold card AF waived.

both wise and GSC charged rm50 for GST.
sendohz
post Dec 23 2014, 02:20 PM

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There is still no charges for AF on to my WISE card where my GSC AF already been waived.

Both GST for WISE and GSC ahd been charged as well.

I took the combo card during the promotional period.

Does this means my AF is waived as well? Or it will appear in the next statement?
sendohz
post Jan 2 2015, 05:40 PM

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Ok my worst nightmare occured.
annual fee charged on 1st of January.

Should i call and ask for waiver?
Or listen to supersound so that i don't wast emy time and energy.
sendohz
post Jan 3 2015, 09:15 AM

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QUOTE(ronnie @ Jan 3 2015, 12:51 AM)
When is your WISE card anniversary month ? AF before GST charged ?
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Based on estatement AF charged after GST.
GST appeared on December but AF charged on 1st of January.
sendohz
post Jan 6 2015, 08:07 AM

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QUOTE(cempedaklife @ Jan 5 2015, 05:41 PM)
same case with mine
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Did you called the CS to try and waive
I'm planning to call during this weekend where i will fly off to China to activate oversea flag for my CC.
Crosses finger and hope for the best in the waiver.
sendohz
post Jan 20 2015, 10:19 AM

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I called CS and asked on the free gift tourister travel bag since i haven't got it yet, along with that i asked on annual fee waiver.
With much expectation the CS told that WISE card cannot be waived, not even with any conditions or requirements.

So i guess RM160 + RM50 has to be charged.
anyway as long as my spending can break even and earn more than this value, this card is still worth every cent of my spending even though i dilute quite a bit on the cash back % value.
sendohz
post Jan 26 2015, 08:20 AM

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QUOTE(blackankh @ Jan 25 2015, 06:41 PM)
Hi, what was their response on the tourister travel bag? My card approve it think in Sept. What about you?
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CS told me they are sending by batch so i will get it most probably within this end of month.
I asked them to verify again is it recorded in the system, and the CS replies yes.
However i'm skeptical over her reply.
Well i will just pray for the best. If it doesn't arrive, i shall cancel the supp card then.

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