Done applying
tried via online in their website
but need to apply twice before they call me to process the application

she said i can straight away enjoy free car detoxifier plus with 1 GSC card.

you sure you want the GSC card?

lol... don't bro, not a WISE idea at all.

Why? GST waived for first year, AF every year waivable. Cancel if not happy.

not the CC itself, I mean the GSC card only but that is just my preference.

If you are happy with it, then go for it coz you are the final decision making person, others are just giving advises which u can listen selectively.


Remember to give feedback here so everyone can learn from each other.

Yeah. Please add
citibank friday buy 1 free 1
BSN batman visa buy 6 free 6 (buy on saturday for ticket anyday)
Hong Leong GSC buy 1 free 1 (and paid by bonus point) (buy on thursday for ticket anyday)
Eventually using Hong-leong GSC card is paying almost like half a ticket price for 2 tickets (only when still having the bonus point)



Please note that I call to waived the annual fees only. The GST is automatically waived on the same time it being charged.
For the 12 times swipe, what I mean is watch 12 times movies in a year lor. (As I also owned wise, amex, aeon watami).

This post has been edited by codeiki: Nov 26 2014, 09:43 AM

with the GSC card your CL will divided for both cards. means lesser CL for your wise card. And you need to swipe 12 times in a year to get it waived on AF for following year. Or else, rm300 for plat GSC.

But if you are a GSC patron, of course it is the best card now. Visawave promo, VIP lane and 10% rebate on F&B

Nope, if they willing to share half of the commission they get from us, why not?

It's combine limit for combo. Both card share the same limit. No?

Every card have to pay GST

The STUPID card only need CL of rm1500.

says your CL is rm15k, then wise CL would be rm8k only and GSC CL is rm7k only.

GST for GSC card is automatically waived for the said combo cards but the AF for both is subject to T&C

Been trying whole morning paying bill via payonline, verified by visa page can't load, anyone encounter that?

Which is more expensive? You get waived on GST but need to pay AF, which is much more expensive.
For me I'll just get STUPID card and call it the day.

My combo card credit limit is splitted.
For example in a statement, combined limit is 20000, GSC credit limit is 10000, and wise card limit is 10000.
Anyway, GSC card is for movie, if you going for >12 times movie a year. You do not need to pay any GST or annual fees. No point to apply GSC if you like to download movie and watch at home (perhaps lots people here prefer that because of their 90" TV ).
For WISE card, just apply the gold and pay both GST and annual fees. Don't need a limit more than 1500 unless you planning to do balance transfer or flexipay lor. Because everyone here know that the max monthly rebate hit with RM1000 PLANNED spending.

Perhaps, some misunderstanding my previous post. I'm not promoting GSC card, just that it's a card for those who goes movies. It has NOT MUCH BENEFIT if you don't go GSC. Don't waste your time to get the card then.

This post has been edited by codeiki: Nov 26 2014, 02:16 PM

oh no.... cannot cancel either one??

Why when I apply from the agent he said can cancel the GSC if I dont want

Already mention and triple confirm before this, cannot cancel either one as its come as combo card package. If can cancel either one, why still call it as combo?

I never trust agent for their words, I will only trust with black white statement from the broucher.

The only things I like from agent is their free gift. Lol

Arggg.... My bad, shouldn't believe agent at the first place. lesson learnt

This post has been edited by kopiPeng: Nov 26 2014, 03:17 PM

Finally had the chance to read through the first page. 10 times of retail swipe with minimal of RM 50/swipe every month.

I can swipe more than RM 500 per month but not 10 times.. I don't even swipe so many times on my other cards as well.

Sigh, looks like I will need to give this a pass. The 10% is attractive though.