Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
125 Pages « < 22 23 24 25 26 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month

views
     
suadrif
post Nov 25 2014, 09:24 PM

<Safe Online Trader>
*******
Senior Member
2,650 posts

Joined: Feb 2009


QUOTE(kinabalu @ Nov 24 2014, 05:45 PM)
Well, you can always go try with agent and feedback here your experience.
If you read here alot, u see alot of people complain the agent tick extra card for them which they did not apply for extra commission and many other hanky panky stuff.

Branches is slow but at least it is safe.
*
QUOTE(roger roger @ Nov 25 2014, 09:59 AM)
i got free 2 x car boot organizer boxes from H:B branch. I dont dare apply from LYN forumer, he/she direct me to another dude contact, i scare of scam or something if given my P&C details. u should avoid this as well
*
Done applying
tried via online in their website
but need to apply twice before they call me to process the application

she said i can straight away enjoy free car detoxifier plus with 1 GSC card.

adele123
post Nov 25 2014, 09:41 PM

Look at all my stars!!
*******
Senior Member
4,726 posts

Joined: Jul 2013


QUOTE(suadrif @ Nov 25 2014, 09:24 PM)
Done applying
tried via online in their website
but need to apply twice before they call me to process the application

she said i can straight away enjoy free car detoxifier plus with 1 GSC card.
*
you sure you want the GSC card?
kinabalu
post Nov 25 2014, 09:59 PM

20k VIP club
******
Senior Member
1,167 posts

Joined: Dec 2008
From: Joined: Today, 08:45 AM



QUOTE(suadrif @ Nov 25 2014, 09:24 PM)
Done applying
tried via online in their website
but need to apply twice before they call me to process the application

she said i can straight away enjoy free car detoxifier plus with 1 GSC card.
*
lol... don't bro, not a WISE idea at all.
LostAndFound
post Nov 25 2014, 10:20 PM

Look at all my stars!!
*******
Senior Member
6,267 posts

Joined: Jul 2005
From: UEP Subang Jaya



QUOTE(kinabalu @ Nov 25 2014, 09:59 PM)
lol... don't bro, not a WISE idea at all.
*
Why? GST waived for first year, AF every year waivable. Cancel if not happy.
kinabalu
post Nov 25 2014, 10:27 PM

20k VIP club
******
Senior Member
1,167 posts

Joined: Dec 2008
From: Joined: Today, 08:45 AM



QUOTE(LostAndFound @ Nov 25 2014, 10:20 PM)
Why? GST waived for first year, AF every year waivable. Cancel if not happy.
*
not the CC itself, I mean the GSC card only but that is just my preference.

If you are happy with it, then go for it coz you are the final decision making person, others are just giving advises which u can listen selectively. laugh.gif


Remember to give feedback here so everyone can learn from each other. thumbup.gif
codeiki
post Nov 26 2014, 09:38 AM

Getting Started
**
Junior Member
169 posts

Joined: Jun 2006
QUOTE(onnying88 @ Nov 18 2014, 06:44 PM)
Are you sure just one GST charge for wise+GSC? For me, the 12 swipe amount will be better to use with others better reward card like amex or watami.

There is a lot promo for movie ticket out there too,
Any Visa card buy 1 free 1 for GSC (Friday)
CIMB card - buy 1 free 1 for GSC (weekend)
HSBC card - buy 1 free 1 for GSC (Sunday)
Maxis reward - Rm10 for 2 ticket at TGV anytime (download voucher in maxis reward apps)
*
Yeah. Please add
citibank friday buy 1 free 1
BSN batman visa buy 6 free 6 (buy on saturday for ticket anyday)
Hong Leong GSC buy 1 free 1 (and paid by bonus point) (buy on thursday for ticket anyday)
Eventually using Hong-leong GSC card is paying almost like half a ticket price for 2 tickets (only when still having the bonus point)

Attached Image

Please note that I call to waived the annual fees only. The GST is automatically waived on the same time it being charged. smile.gif
For the 12 times swipe, what I mean is watch 12 times movies in a year lor. (As I also owned wise, amex, aeon watami). smile.gif

This post has been edited by codeiki: Nov 26 2014, 09:43 AM
roger roger
post Nov 26 2014, 11:04 AM

On my way
****
Senior Member
560 posts

Joined: Oct 2011


QUOTE(suadrif @ Nov 25 2014, 09:24 PM)
Done applying
tried via online in their website
but need to apply twice before they call me to process the application

she said i can straight away enjoy free car detoxifier plus with 1 GSC card.
*
with the GSC card your CL will divided for both cards. means lesser CL for your wise card. And you need to swipe 12 times in a year to get it waived on AF for following year. Or else, rm300 for plat GSC.

But if you are a GSC patron, of course it is the best card now. Visawave promo, VIP lane and 10% rebate on F&B
SUSsupersound
post Nov 26 2014, 11:21 AM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(roger roger @ Nov 25 2014, 09:59 AM)
i got free 2 x car boot organizer boxes from H:B branch. I dont dare apply from LYN forumer, he/she direct me to another dude contact, i scare of scam or something if given my P&C details. u should avoid this as well
*
Nope, if they willing to share half of the commission they get from us, why not?
onnying88
post Nov 26 2014, 11:21 AM

Look at all my stars!!
*******
Senior Member
2,663 posts

Joined: Feb 2008
QUOTE(roger roger @ Nov 26 2014, 11:04 AM)
with the GSC card your CL will divided for both cards. means lesser CL for your wise card. And you need to swipe 12 times in a year to get it waived on AF for following year. Or else, rm300 for plat GSC.

But if you are a GSC patron, of course it is the best card now. Visawave promo, VIP lane and 10% rebate on F&B
*
It's combine limit for combo. Both card share the same limit. No?
SUSsupersound
post Nov 26 2014, 11:22 AM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(suadrif @ Nov 25 2014, 09:24 PM)
Done applying
tried via online in their website
but need to apply twice before they call me to process the application

she said i can straight away enjoy free car detoxifier plus with 1 GSC card.
*
Every card have to pay GST doh.gif
SUSsupersound
post Nov 26 2014, 11:28 AM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(roger roger @ Nov 26 2014, 11:04 AM)
with the GSC card your CL will divided for both cards. means lesser CL for your wise card. And you need to swipe 12 times in a year to get it waived on AF for following year. Or else, rm300 for plat GSC.

But if you are a GSC patron, of course it is the best card now. Visawave promo, VIP lane and 10% rebate on F&B
*
The STUPID card only need CL of rm1500.
roger roger
post Nov 26 2014, 12:02 PM

On my way
****
Senior Member
560 posts

Joined: Oct 2011


QUOTE(onnying88 @ Nov 26 2014, 11:21 AM)
It's combine limit for combo. Both card share the same limit. No?
*
says your CL is rm15k, then wise CL would be rm8k only and GSC CL is rm7k only.
roger roger
post Nov 26 2014, 12:03 PM

On my way
****
Senior Member
560 posts

Joined: Oct 2011


QUOTE(supersound @ Nov 26 2014, 11:22 AM)
Every card have to pay GST doh.gif
*
GST for GSC card is automatically waived for the said combo cards but the AF for both is subject to T&C
herc
post Nov 26 2014, 12:08 PM

Small Potato
******
Senior Member
1,702 posts

Joined: Jan 2003
From: Farmer River


Been trying whole morning paying bill via payonline, verified by visa page can't load, anyone encounter that?
SUSsupersound
post Nov 26 2014, 12:14 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(roger roger @ Nov 26 2014, 12:03 PM)
GST for GSC card is automatically waived for the said combo cards but the AF for both is subject to T&C
*
Which is more expensive? You get waived on GST but need to pay AF, which is much more expensive.
For me I'll just get STUPID card and call it the day.

codeiki
post Nov 26 2014, 02:08 PM

Getting Started
**
Junior Member
169 posts

Joined: Jun 2006
My combo card credit limit is splitted.
For example in a statement, combined limit is 20000, GSC credit limit is 10000, and wise card limit is 10000.
Anyway, GSC card is for movie, if you going for >12 times movie a year. You do not need to pay any GST or annual fees. No point to apply GSC if you like to download movie and watch at home (perhaps lots people here prefer that because of their 90" TV thumbup.gif ).
For WISE card, just apply the gold and pay both GST and annual fees. Don't need a limit more than 1500 unless you planning to do balance transfer or flexipay lor. Because everyone here know that the max monthly rebate hit with RM1000 PLANNED spending. tongue.gif

Perhaps, some misunderstanding my previous post. I'm not promoting GSC card, just that it's a card for those who goes movies. It has NOT MUCH BENEFIT if you don't go GSC. Don't waste your time to get the card then. smile.gif

This post has been edited by codeiki: Nov 26 2014, 02:16 PM
kopiPeng
post Nov 26 2014, 02:45 PM

★ Xiaomi VIP ★
*******
Senior Member
2,548 posts

Joined: Aug 2008
QUOTE(karcity @ Nov 18 2014, 12:43 AM)
When I applied, the sales lady did ask me whether want to take up this combo package. She told me once we take the combo, we cannot cancel either one. So, for your case, I would say it is totally depends on the person you met while applying CC. Call CS to look for solution.
*
oh no.... cannot cancel either one??

Why when I apply from the agent he said can cancel the GSC if I dont want doh.gif
onnying88
post Nov 26 2014, 03:13 PM

Look at all my stars!!
*******
Senior Member
2,663 posts

Joined: Feb 2008
QUOTE(kopiPeng @ Nov 26 2014, 02:45 PM)
oh no.... cannot cancel either one??

Why when I apply from the agent he said can cancel the GSC if I dont want  doh.gif
*
Already mention and triple confirm before this, cannot cancel either one as its come as combo card package. If can cancel either one, why still call it as combo?

I never trust agent for their words, I will only trust with black white statement from the broucher.

The only things I like from agent is their free gift. Lol
kopiPeng
post Nov 26 2014, 03:16 PM

★ Xiaomi VIP ★
*******
Senior Member
2,548 posts

Joined: Aug 2008
QUOTE(onnying88 @ Nov 26 2014, 03:13 PM)
Already mention and triple confirm before this, cannot cancel either one as its come as combo card package. If can cancel either one, why still call it as combo?

I never trust agent for their words, I will only trust with black white statement from the broucher.

The only things I like from agent is their free gift. Lol
*
Arggg.... My bad, shouldn't believe agent at the first place. lesson learnt vmad.gif

This post has been edited by kopiPeng: Nov 26 2014, 03:17 PM
fruitie
post Nov 26 2014, 10:39 PM

Rise and Shine
Group Icon
Staff
72,904 posts

Joined: Sep 2005
From: KUL

Finally had the chance to read through the first page. 10 times of retail swipe with minimal of RM 50/swipe every month. sweat.gif

I can swipe more than RM 500 per month but not 10 times.. sweat.gif I don't even swipe so many times on my other cards as well.

Sigh, looks like I will need to give this a pass. The 10% is attractive though. sad.gif

125 Pages « < 22 23 24 25 26 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0208sec    0.86    6 queries    GZIP Disabled
Time is now: 21st December 2025 - 08:15 PM