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 Accident 101: i teach u claim loss of use

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kino318
post Apr 21 2018, 09:32 AM

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QUOTE(JustcallmeLarry @ Apr 20 2018, 09:59 PM)
Hey bro, usually how long will it take to hear back from the insurance company you trying to claim lost of use from? It already been over a month since i post them the claims but still didn't hear anything from them? The company is MMIP (Malaysian Motor Insurance Pool).
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after 1 week, no hear from them, pls call them directly.

It should be fast.

JustcallmeLarry
post Apr 21 2018, 07:00 PM

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QUOTE(kino318 @ Apr 21 2018, 09:32 AM)
after 1 week, no hear from them, pls call them directly.

It should be fast.
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wow so fast one ar? Damn i been waiting for a reply for over a month and still didnt get anything.
TSsaigetsu
post Apr 23 2018, 09:11 AM

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QUOTE(JustcallmeLarry @ Apr 20 2018, 09:59 PM)
Hey bro, usually how long will it take to hear back from the insurance company you trying to claim lost of use from? It already been over a month since i post them the claims but still didn't hear anything from them? The company is MMIP (Malaysian Motor Insurance Pool).
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if other insurance company already slow, mmip lagi slow because its not even a company.


call them
JustcallmeLarry
post Apr 23 2018, 11:57 PM

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QUOTE(saigetsu @ Apr 23 2018, 09:11 AM)
if other insurance company already slow, mmip lagi slow because its not even a company.
call them
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lol what? If it is not a company then what is it?
TSsaigetsu
post Apr 24 2018, 11:16 PM

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QUOTE(JustcallmeLarry @ Apr 23 2018, 11:57 PM)
lol what? If it is not a company then what is it?
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its a pool. basically those super high risk that all insurers dont want to insure will go to mmip. since all high risk policies masuk dalam this pool, its always recorded loss. and this loss is equally shared by all 26 general conventional insuran companies.

since this is a pool not a company, two companies are appinted to manage claims. liberty and multi purpose insurance co. while they are dedicated staff to manage mmip claims, the motivation is not there coz they dont care about mmip branding. u get what i mean?
citizen162888
post Apr 25 2018, 06:17 AM

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If somebody knock me , my car damage can claim his insurance.
But my medical bill , i have to pay myself?

if it expensive, can i sue him to get compensated?
TSsaigetsu
post Apr 25 2018, 08:45 AM

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QUOTE(citizen162888 @ Apr 25 2018, 06:17 AM)
If somebody knock me , my car damage can claim his insurance.
But my medical bill , i have to pay myself?

if it expensive, can i sue him to get compensated?
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ubcan claim against his insurance too. not just medical, trauma oso can
my lutut and elbow got cut scratch, easily 2500.

makesure u keep the receipt at yhe hospital and ask for the mdecial report.
citizen162888
post Apr 25 2018, 11:59 AM

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QUOTE(saigetsu @ Apr 25 2018, 08:45 AM)
ubcan claim against his insurance too. not just medical, trauma oso can
my lutut and elbow got cut scratch, easily 2500.

makesure u keep the receipt at yhe hospital and ask for the mdecial report.
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thanks for your info, correcting my knowledge.
skycrawler
post Apr 25 2018, 06:54 PM

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QUOTE(sheahann @ Apr 2 2018, 09:03 PM)

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img mine also accident just now. bezza.Attached Image
sheahann
post Apr 25 2018, 08:48 PM

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QUOTE(skycrawler @ Apr 25 2018, 06:54 PM)
img mine also accident just now. bezza.Attached Image
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If no kena chassis then faster. Mine repaired. Test drived. But still left at perodua as jpj haven't approve. After approve then puspakom. Currently 2months 2nd week
lkoky
post Apr 26 2018, 01:57 PM

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QUOTE(citizen162888 @ Apr 25 2018, 06:17 AM)
If somebody knock me , my car damage can claim his insurance.
But my medical bill , i have to pay myself?

if it expensive, can i sue him to get compensated?
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Yes. Is claim against his insurance. No need get personal.

citizen162888
post Apr 26 2018, 02:03 PM

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QUOTE(lkoky @ Apr 26 2018, 01:57 PM)
Yes. Is claim against his insurance. No need get personal.
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Noted. Can claim his insurance for medical, loss income , and car rental...On top of car damage repair cost.
skycrawler
post Apr 26 2018, 02:05 PM

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QUOTE(sheahann @ Apr 25 2018, 08:48 PM)
If no kena chassis then faster. Mine repaired. Test drived. But still left at perodua as jpj haven't approve. After approve then puspakom. Currently 2months 2nd week
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Perodua guy said chassis should be not affected for mine. Submitted everything today at Perodua USJ. Waiting for runner to submit police report.

This post has been edited by skycrawler: Apr 26 2018, 02:18 PM
sheahann
post Apr 26 2018, 03:09 PM

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QUOTE(skycrawler @ Apr 26 2018, 02:05 PM)
Perodua guy said chassis should be not affected for mine. Submitted everything today at Perodua USJ. Waiting for runner to submit police report.
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kolanfirm mininum 1 month..
process with insurance alone 2weeks ..

skycrawler
post Apr 26 2018, 04:48 PM

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QUOTE(sheahann @ Apr 26 2018, 03:09 PM)
kolanfirm mininum 1 month..
process with insurance alone 2weeks ..
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he said before June can finish
sheahann
post Apr 28 2018, 07:32 PM

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QUOTE(skycrawler @ Apr 26 2018, 04:48 PM)
he said before June can finish
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Make sure to visit or call once I awhile.
Mine happen that the pomen told me actually they repaired the car since awhile ago. Just the staff did not submit all relevant documents to jpj on time. So ended up 2 month and 3 weeks only collect car. FYI today collected car. Total insurance pay 13k+ for the repair( perodua initial estimation is 20k)
sheahann
post Apr 28 2018, 09:30 PM

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Estimate duration of repair shows 16days but actually took 2months and 3 weeks lol
Since claim OD, I guess cannot claim LOU
skycrawler
post Apr 28 2018, 10:11 PM

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QUOTE(sheahann @ Apr 28 2018, 07:32 PM)
Make sure to visit or call once I awhile.
Mine happen that the pomen told me actually they repaired the car since awhile ago. Just the staff did not submit all relevant documents to jpj on time. So ended up 2 month and 3 weeks only collect car. FYI today collected car. Total insurance pay 13k+ for the repair( perodua initial estimation is 20k)
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congrats man. The car Wobbly or not? 🤔
sheahann
post Apr 28 2018, 10:31 PM

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QUOTE(skycrawler @ Apr 28 2018, 10:11 PM)
congrats man. The car Wobbly or not? 🤔
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Bezza is wobbly above 80kmh when going thru some curve.
Realized this when I drive the car after a month during a trip down to ipoh. Also found out that the steering wouldn't go back to original position after u-turn or sharp turn. Have to ownself steer it back to original position. Other than that not much complain. Save fuel is the best part of this car.

Just now collect car I drove 1 round around the SC. Seem ok with the repair work. Btw after repair parts is 6months warranty. And any unsatisfactory with the repair work can complain back to insurance or perodua as stated in the worksheet
SUSAmeiN
post Apr 29 2018, 04:31 PM

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QUOTE(saigetsu @ Jan 6 2018, 03:07 PM)
Depends.

U can get 100% from the sum insured if ur policy has endorsement 87 aka agreed value. U can find 87 number at the bottom left side.

If u dont hae, just refer to mudaah ur model, should be around that figure.
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Boss thanks. Etiqa offer me 100% from sum insured. Accept je la offer.

Btw, insurance i pay only halfway then they cancel right, that one cannot claim?haha

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