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 Accident 101: i teach u claim loss of use

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TSsaigetsu
post May 7 2018, 11:13 PM

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QUOTE(RiriRuruRara @ May 7 2018, 10:15 PM)
Below the signature there says advocate and solicitor, any witness can sign this part???? I also don't know this my first time kena accident.

Also do your think it is worth my time to ask for more money from the loss of use? Bcs my car was in the workshop for more then a month but they only offer me rm120..
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call them and ask.

y not. actually u can nego for more. they usually give face for the first time. try 200. maybe they guve 159
RiriRuruRara
post May 8 2018, 12:00 AM

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QUOTE(saigetsu @ May 7 2018, 11:13 PM)
call them and ask.

y not. actually u can nego for more. they usually give face for the first time. try 200. maybe they guve 159
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Ok thanks. When I called them they said this figure was from my company adjuster. So now I need to call my insurance company to increase or the person who bang me insurance company?
TSsaigetsu
post May 8 2018, 01:17 AM

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QUOTE(RiriRuruRara @ May 8 2018, 12:00 AM)
Ok thanks. When I called them they said this figure was from my company adjuster. So now I need to call my insurance company to increase or the person who bang me insurance company?
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bang
JustcallmeLarry
post May 18 2018, 02:45 PM

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Hey bro, I also just got my Lou offer. The certified true copy of bank statement is it really necessary? Bcs there is sensitive information that they will see if I send them my bank statement.

Can I just give a copy of my bank book? The first page???
TSsaigetsu
post May 18 2018, 02:48 PM

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QUOTE(JustcallmeLarry @ May 18 2018, 02:45 PM)
Hey bro, I also just got my Lou offer. The certified true copy of bank statement is it really necessary? Bcs there is sensitive information that they will see if I send them my bank statement.

Can I just give a copy of my bank book? The first page???
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no u go to bank they print jletter that just say that is your account only. official bank stamp and signed. no need to print ur own
JustcallmeLarry
post May 18 2018, 02:58 PM

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QUOTE(saigetsu @ May 18 2018, 02:48 PM)
no u go to bank they print jletter that just say that is your account only. official bank stamp and signed. no need to print ur own
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The letter that bank will print will show my past few bank transaction records???
TSsaigetsu
post May 19 2018, 05:14 AM

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QUOTE(JustcallmeLarry @ May 18 2018, 02:58 PM)
The letter that bank will print will show my past few bank transaction records???
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sorry i was inrush replying your post.


no it will show no figure. the letter will just say ur name is the owner of this xx acc.

signiture olus stamp.
flintbatu
post May 22 2018, 05:24 PM

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Hi Saigetsu,

Hope you remember me. My car, CX5 was involved in a minor incident in Jan 18. I have asked and received valuable advise from you.

Claim under OD-KFK and received the CART payment already. My insurance is Takaful Malaysia and the third party is Maybank. Maybank had pay the CART. It is the third party fault

Now, today is the new anniversary of my road tax/Insurance. I have renew it with Takaful Malaysia. As advised I have written to ask on my rebate for no claim but the Customer Service rejected since she say I have made a claim during the year. I have a copy of the email.

My question it is advisable to make a complaint to BNM on non payment of the 15% rebate? Or it is TM right not to pay me the rebate?

Your advise will be appreciated.

Thank you.

TSsaigetsu
post May 22 2018, 07:15 PM

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QUOTE(flintbatu @ May 22 2018, 05:24 PM)
Hi Saigetsu,

Hope you remember me. My car, CX5 was involved in a minor incident in Jan 18. I have asked and received valuable advise from you.

Claim under OD-KFK and received the CART payment already. My insurance is Takaful Malaysia and the third party is Maybank. Maybank had pay the CART. It is the third party fault

Now, today is the new anniversary of my road tax/Insurance. I have renew it with Takaful Malaysia. As advised I have written to ask on my rebate for no claim but the Customer Service rejected since she say I have made a claim during the year. I have a copy of the email.

My question it is advisable to make a complaint to BNM on non payment of the 15% rebate? Or it is TM right not to pay me the rebate?

Your advise will be appreciated.

Thank you.
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complaint je. see their response. im pretty sure they will play around with fineprint.
flintbatu
post May 22 2018, 08:15 PM

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QUOTE(saigetsu @ May 22 2018, 07:15 PM)
complaint je. see their response. im pretty sure they will play around with fineprint.
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Thanks bro for the reply! Will do and revert on outcome. Thank you. Selamat membuka puasa
peja5081
post May 23 2018, 06:16 AM

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Hi all, i want to ask until now adjuster no come check my car?what should i do.who should i call?.workshop said adjuster otw2 but until now no come.
TSsaigetsu
post May 23 2018, 08:23 AM

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QUOTE(peja5081 @ May 23 2018, 06:16 AM)
Hi all, i want to ask until now adjuster no come check my car?what should i do.who should i call?.workshop said adjuster otw2 but until now no come.
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follow up with rye company. not workshop. cos insurance is the one who assign the adjuster to your car.
peja5081
post May 23 2018, 08:28 AM

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QUOTE(saigetsu @ May 23 2018, 08:23 AM)
follow up with rye company. not workshop. cos insurance is the one who assign the adjuster to your car.
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My insurance under zurich takaful.so i direct call zurich?
TSsaigetsu
post May 23 2018, 08:48 AM

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QUOTE(peja5081 @ May 23 2018, 08:28 AM)
My insurance under zurich takaful.so i direct call zurich?
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yup
peja5081
post May 23 2018, 11:29 PM

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Is there any issues why adjuster wont come and keep delay?i have been an accident almost 3 week now.i only got 1 car so i dont leave my car at workshop.i said to workshop call me when adjuster come and i will send my car bcoz my work time quite flexible.maybe bcoz damage not seriouse they wont repair?between accident is not my fault.
TSsaigetsu
post May 24 2018, 05:56 AM

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QUOTE(peja5081 @ May 23 2018, 11:29 PM)
Is there any issues why adjuster wont come and keep delay?i have been an accident almost 3 week now.i only got 1 car so i dont leave my car at workshop.i said to workshop call me when adjuster come and i will send my car bcoz my work time quite flexible.maybe bcoz damage not seriouse they wont repair?between accident is not my fault.
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not enough staff? i dont know. adjuster is a third party. not really from the insurance company. adjuater is an independent panel to assess your car damage. i guess this one not really a reputable one. keep bugging the insurance company. better get one name, and keep kacaubthe same person
masaharuendo
post May 24 2018, 03:46 PM

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Hi TS,

I involved in accident in February and got my car fixed after almost 2-months (57-days to be exact).

I submitted the Loss of Use claim from the other car's insurance (the accident caused by the other car's driver), and they only approved for a mere 14-days.

I questioned them, and they ask me to re-submit the claim. From your experience, are they going to approve more?

The insurance company is AmGeneral Insurance.


Thanks in advance TS. smile.gif
SUStikaram
post May 24 2018, 04:12 PM

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hi TS

My daughter just hit someone from her back and she panic hit infront wall.

So she wanted to pay the car got hitted Rm120 as it was her fault. ( the other female driver demand 120)

My daughter car NCB will gone about RM800 if she claim inurance.

The car repair cost will be around RM850

Should make police report or not and claim insurance?


TSsaigetsu
post May 24 2018, 05:47 PM

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QUOTE(masaharuendo @ May 24 2018, 03:46 PM)
Hi TS,

I involved in accident in February and got my car fixed after almost 2-months (57-days to be exact).

I submitted the Loss of Use claim from the other car's insurance (the accident caused by the other car's driver), and they only approved for a mere 14-days.

I questioned them, and they ask me to re-submit the claim.  From your experience, are they going to approve more?

The insurance company is AmGeneral Insurance.
Thanks in advance TS. smile.gif
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coz inpendent adjuster is of the opinion that the repair should only takes 14 days. yes u can appeal. usually yes. good luck
TSsaigetsu
post May 24 2018, 05:51 PM

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QUOTE(tikaram @ May 24 2018, 04:12 PM)
hi TS

My daughter just hit someone from her back and she panic hit infront wall.

So she wanted to pay the car got hitted  Rm120 as it was her fault. ( the other female driver demand 120)

My daughter car  NCB will gone about RM800 if she claim inurance.

The car repair cost will be around RM850

Should make police report or not and claim insurance?
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bayar 120 je. no need report. but make sure u have evidence that u pay 120 to kawtim everything
. but kete your anak repair cost berapa? berbaloi ke rm850 vs repair cost of your doughter car?

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