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 Accident 101: i teach u claim loss of use

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lkoky
post Apr 3 2018, 03:49 PM

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QUOTE(saigetsu @ Apr 3 2018, 11:56 AM)
follow up with insurer. workshop wouldnt know
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Well, according to the car owner who rear-end me, her insurer is Liberty; I email them enquired about the LOU claim.. they said no records. Check with Proton workshop, they said filed already...

So now kind of loss in translation

QUOTE(sheahann @ Apr 3 2018, 03:24 PM)
u collected your car on 7th FEB .. now waiting for LOU ? Letter of undertaking ? what is it for ?
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LOU == Loss of Use claim, Bro.. the title of this thread. U can claim against 3rd party insurance for the loss of use of your car.

sheahann
post Apr 3 2018, 03:55 PM

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QUOTE(lkoky @ Apr 3 2018, 03:49 PM)
Well, according to the car owner who rear-end me, her insurer is Liberty; I email them enquired about the LOU claim.. they said no records. Check with Proton workshop, they said filed already...

So now kind of loss in translation
LOU == Loss of Use claim, Bro.. the title of this thread. U can claim against 3rd party insurance for the loss of use of your car.
*
It's own fault so cannot claim LOU.
Wondering if no timeframe. They can drag until 6months?
Usually what to do for this case. Been 2 month
lkoky
post Apr 3 2018, 04:07 PM

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QUOTE(sheahann @ Apr 3 2018, 03:44 PM)
I just called workshop. Workshop say try to settle this month.
Car go into perodua workshop since early Feb.
Also told me got apa turun engine. Chassis change.
Need me to take original geran after complete repair and go to puspakom. If settle on month end. Mean total time car in workshop is 3 months. Is that consider ok? Based on the pic I posted above.

Then I called up insurance, asked them to provide breakdown of what being claimed. They will email me.

But duno what offer letter to perodua actually belum accept, insurance say during repair sometime they found more part damaged they will add in the cost.

I'm lost. Is that normal given the timeframe is really long.
*
Ya, after first repair estimate...when workshop tear open your car, they may find more parts need to be replaced, hence supplementary request to insurance, then wait insurance approval or worst send in adjuster to validate... then wait for parts to arrive...

QUOTE(sheahann @ Apr 3 2018, 03:55 PM)
It's own fault so cannot claim LOU.
Wondering if no timeframe. They can drag until 6months?
Usually what to do for this case. Been 2 month
*
Nothing much, apart from keep asking them nicely, like "how the progress?", "all hte parts arrived?" and also go down the workshop check personally. for Insurance approval date u can check online here, https://www.merimen.com.my/claims/index.cfm...ant&ins=allianz
u might need to find the correct link for your insurance

sheahann
post Apr 3 2018, 10:02 PM

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QUOTE(lkoky @ Apr 3 2018, 04:07 PM)
Ya, after first repair estimate...when workshop tear open your car, they may find more parts need to be replaced, hence supplementary request to insurance, then wait insurance approval or worst send in adjuster to validate... then wait for parts to arrive...
Nothing much, apart from keep asking them nicely, like "how the progress?", "all hte parts arrived?" and also go down the workshop check personally. for Insurance approval date u can check online here, https://www.merimen.com.my/claims/index.cfm...ant&ins=allianz
u might need to find the correct link for your insurance
*
So if they haven't add supplementary request mean they not even start to fix yet? Or they already fixing and if found more issue they will submit more? Coz insurance told me mayb they will add supp req. So I'm wondering is the supp req is done when fixing or must open all and confirm ady only submit. Then still need wait insurance approval then only can fix?
scottyvstheworld
post Apr 5 2018, 08:33 PM

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Guys hope you don't mind i ask this here bcs looking for a quick answer. I want to see a 30 year old motorcycle do i need to do anything different like let puspakom check the bike or anything or just transfer name that is all will do?
TSsaigetsu
post Apr 5 2018, 11:34 PM

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QUOTE(scottyvstheworld @ Apr 5 2018, 08:33 PM)
Guys hope you don't mind i ask this here bcs looking for a quick answer. I want to see a 30 year old motorcycle do i need to do anything different like let puspakom check the bike or anything or just transfer name that is all will do?
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if u wantvto change name u have to have puspakom clearance. but thats for car. y not call jpj and ask
sheahann
post Apr 9 2018, 10:39 AM

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QUOTE(lkoky @ Apr 3 2018, 04:07 PM)
Ya, after first repair estimate...when workshop tear open your car, they may find more parts need to be replaced, hence supplementary request to insurance, then wait insurance approval or worst send in adjuster to validate... then wait for parts to arrive...
Nothing much, apart from keep asking them nicely, like "how the progress?", "all hte parts arrived?" and also go down the workshop check personally. for Insurance approval date u can check online here, https://www.merimen.com.my/claims/index.cfm...ant&ins=allianz
u might need to find the correct link for your insurance
*
lastest update. they said car 80% done .. this week need submit JPJ for chassis restructure. He say this need takes 2 week.
then only can go puspakom ..

first time heard need submit to JPJ. he said due to chassis koyak change chassis .. anyone can clarify why the need to submit to jpj ?
and is the car still safe to use ?
TSsaigetsu
post Apr 9 2018, 10:50 AM

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QUOTE(sheahann @ Apr 9 2018, 10:39 AM)
lastest update. they said car 80% done .. this week need submit JPJ for chassis restructure. He say this need takes 2 week.
then only can go puspakom ..

first time heard need submit to JPJ. he said due to chassis koyak change chassis .. anyone can clarify why the need to submit to jpj ?
and is the car still safe to use ?
*
chasis rosak kene go to puspakom for clearance. your car damage teruk ke? y not total loss?
sheahann
post Apr 9 2018, 11:26 AM

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QUOTE(saigetsu @ Apr 9 2018, 10:50 AM)
chasis rosak kene go to puspakom for clearance. your car damage teruk ke? y not total loss?
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ya chassis damaged. not teruk la .. perodua car kena sikit kemek until kena chassis liao .
puspakom i understand .. but submit to JPJ for chassis restructure mean what ? first time heard involve JPJ
BTW car is 1 years old, so its repaired in Perodua itself
lkoky
post Apr 12 2018, 04:25 PM

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QUOTE(sheahann @ Apr 9 2018, 10:39 AM)
lastest update. they said car 80% done .. this week need submit JPJ for chassis restructure. He say this need takes 2 week.
then only can go puspakom ..

first time heard need submit to JPJ. he said due to chassis koyak change chassis .. anyone can clarify why the need to submit to jpj ?
and is the car still safe to use ?
*
QUOTE(sheahann @ Apr 9 2018, 11:26 AM)
ya chassis damaged. not teruk la .. perodua car kena sikit kemek until kena chassis liao .
puspakom i understand .. but submit to JPJ for chassis restructure mean what ?  first time heard involve JPJ
BTW car is 1 years old, so its repaired in Perodua itself
*
Chassis damage n repair need go ouspakom check n verified. So do JPJ. If involve chaisis number chnage
sheahann
post Apr 12 2018, 04:28 PM

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QUOTE(lkoky @ Apr 12 2018, 04:25 PM)
Chassis damage n repair need go ouspakom check n verified. So do JPJ. If involve chaisis number chnage
*
he said need submit JPJ then only puspakom .
Thats mean got chassis change rite ? thanks
cawan
post Apr 18 2018, 09:51 AM

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how long will the claim loss of use will pay to me? how long i need to wait?

faster as 5 days? or more?
TSsaigetsu
post Apr 18 2018, 10:03 AM

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QUOTE(cawan @ Apr 18 2018, 09:51 AM)
how long will the claim loss of use will pay to me? how long i need to wait?

faster as 5 days? or more?
*
based on exp here, 2 months
lkoky
post Apr 18 2018, 06:53 PM

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QUOTE(saigetsu @ Apr 3 2018, 11:56 AM)
follow up with insurer. workshop wouldnt know
*
Bro,

I finally received the LOU claim offer letter from insurer - Liberty.
Total LOU offer is 10 x RM40 = 400, acceptable to me.

on the Acceptance letter, t said need signature of witness and RM10 Revenu stamp?

Can I just get anyone, e.g. family or friend as my witness?
What is that revenue stamp? cukai bunga?

thanks.
TSsaigetsu
post Apr 19 2018, 08:25 AM

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QUOTE(lkoky @ Apr 18 2018, 06:53 PM)
Bro,

I finally received the LOU claim offer letter from insurer - Liberty.
Total LOU offer is 10 x RM40  = 400, acceptable to me.

on the Acceptance letter, t said need signature of witness and RM10 Revenu stamp?

Can I just get anyone, e.g. family or friend as my witness?
What is that revenue stamp? cukai bunga?

thanks.
*
your fren can. go to pos office pay rm10 for stamp duty
kino318
post Apr 19 2018, 08:49 AM

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Hi all,
my car hit an accident and repair done, the workshop help me to claim loss of use 27 days, but the insurance company only offer to pay 14 days.
The actual loss of use is 27 days.

Do u guy think is reasonable?

Thk you
Davez89
post Apr 19 2018, 08:52 AM

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QUOTE(kino318 @ Apr 19 2018, 08:49 AM)
Hi all,
          my car hit an accident and repair done, the workshop help me to claim loss of use 27 days, but the insurance company only offer to pay 14 days.
The actual loss of use is 27 days.

Do u guy think is reasonable?

Thk you
*
They only pay how long it takes ur car to be fixed not how long ur car at workshop. Few years back my car was at the workshop for 35 days but LOU claim only 20 days.
TSsaigetsu
post Apr 19 2018, 08:55 AM

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QUOTE(kino318 @ Apr 19 2018, 08:49 AM)
Hi all,
          my car hit an accident and repair done, the workshop help me to claim loss of use 27 days, but the insurance company only offer to pay 14 days.
The actual loss of use is 27 days.

Do u guy think is reasonable?

Thk you
*
u can nego. try call company
kino318
post Apr 20 2018, 04:18 PM

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QUOTE(saigetsu @ Apr 19 2018, 08:55 AM)
u can nego. try call company
*
Thk u all.
I call them. After nego, they agree to add another 7 days for me.
so total is 21 days.


JustcallmeLarry
post Apr 20 2018, 09:59 PM

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Hey bro, usually how long will it take to hear back from the insurance company you trying to claim lost of use from? It already been over a month since i post them the claims but still didn't hear anything from them? The company is MMIP (Malaysian Motor Insurance Pool).

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