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Accident 101: i teach u claim loss of use
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JustcallmeLarry
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Feb 15 2018, 02:43 PM
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Hi so after handling over keputusan to the workshop from who and when will I get a phone call next? Will it be a) meeting with insurance adjuster Or b) call from workshop asking me to come and collect my car once it fixed
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JustcallmeLarry
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Feb 17 2018, 01:42 AM
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QUOTE(saigetsu @ Feb 15 2018, 05:01 PM) Call follow up with workshop. Insurance will pay workshop. L Bro how about if my car less then 5 years but I change my Tyre and rim size will the adjuster reject my repairs just bcs I change the tyre and rims??? I was not salah in the accident. This post has been edited by JustcallmeLarry: Feb 17 2018, 01:46 AM
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JustcallmeLarry
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Feb 17 2018, 10:50 AM
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QUOTE(saigetsu @ Feb 17 2018, 07:04 AM) Not sure tho. Coz ur sum insured does not reflect how expensive r rim is. Bit your overall car value. Orry typo Ya I just want to know will they fix the parts that have been damage like the side door or will they say I modified so void???
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JustcallmeLarry
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Feb 25 2018, 09:33 PM
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Bro, can you claim LOU if you are currently unemployed?
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JustcallmeLarry
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Feb 28 2018, 08:36 PM
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Hey guys sorry off topic but wta like my car been sitting in workshop for 2 weeks and still not started working on it, sure will have battery problem right? Will they change the battery for free when they try to start it and it can't start?
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JustcallmeLarry
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Mar 12 2018, 02:48 AM
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Hi bro, wta for claiming lost of use is it ok I add a few extra days, like example my car was in workshop for 25 days. In the letter for lost of use is it ok I put I want to claim for 1 month? Bcs don't know the guy at the workshop say I can even put 2 months lol is he high on something or what.
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JustcallmeLarry
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Mar 12 2018, 11:41 AM
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QUOTE(saigetsu @ Mar 12 2018, 11:14 AM) u need to understand that its not u to decide whether u can claim 25 days 2 months etc. it depends on the adjuster opinion on how lng the workshop to repair your car. you may not be able to use your car 25 days, but there is possibility that the actual working days to repair your car is just 5 days. the rest waiting for sparepart etc. good luck just put 25. nanti insurer adjust sendiri. you can appeal tho. complaint sikit bising2 sikit they maybe give you more that adjuster prescribed in the report. Wa like that one ar. If they really kira like that I rugi a lot man. Even if I put 30 days and they pay me for 30 days I still rugi bcs my car is 1.3 only can claim rm30 per day.
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JustcallmeLarry
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Mar 12 2018, 12:34 PM
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QUOTE(MeToo @ Mar 12 2018, 11:50 AM) Confirm you lose out sir. You will never ever get to claim the actual amount of days u lost use of the car lose a bit ok la. But if they really calculate like that I would have lost a lot. Some more it was their stupid client fault. Seriously had no idea the will calculate like that. Zzz
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JustcallmeLarry
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Mar 12 2018, 02:32 PM
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QUOTE(MeToo @ Mar 12 2018, 12:39 PM) Sorry to say Malaysia have little in the form of consumer rights. In say America, almost everywhere if your car rosak under warranty they will offer u a replacement vehicle while they are fixing your car... here? Good luck unless u some bigshot client.... lol
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JustcallmeLarry
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Apr 20 2018, 09:59 PM
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Hey bro, usually how long will it take to hear back from the insurance company you trying to claim lost of use from? It already been over a month since i post them the claims but still didn't hear anything from them? The company is MMIP (Malaysian Motor Insurance Pool).
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JustcallmeLarry
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Apr 21 2018, 07:00 PM
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QUOTE(kino318 @ Apr 21 2018, 09:32 AM) after 1 week, no hear from them, pls call them directly. It should be fast. wow so fast one ar? Damn i been waiting for a reply for over a month and still didnt get anything.
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JustcallmeLarry
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Apr 23 2018, 11:57 PM
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QUOTE(saigetsu @ Apr 23 2018, 09:11 AM) if other insurance company already slow, mmip lagi slow because its not even a company. call them lol what? If it is not a company then what is it?
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JustcallmeLarry
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May 18 2018, 02:45 PM
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Hey bro, I also just got my Lou offer. The certified true copy of bank statement is it really necessary? Bcs there is sensitive information that they will see if I send them my bank statement.
Can I just give a copy of my bank book? The first page???
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JustcallmeLarry
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May 18 2018, 02:58 PM
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QUOTE(saigetsu @ May 18 2018, 02:48 PM) no u go to bank they print jletter that just say that is your account only. official bank stamp and signed. no need to print ur own The letter that bank will print will show my past few bank transaction records???
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JustcallmeLarry
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May 31 2018, 03:19 PM
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Hi sifu, last question from me here. This morning i got an email from bank standard chartered saying they have already bank in my lost of use money. I got this email at 11am and been checking my bank acc every hour since but still no money.
From what i told there 2 type of online banking, instant and a slower one? Usually these banks which use which one??? Or did they bank it to wrong account?
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JustcallmeLarry
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May 31 2018, 08:50 PM
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QUOTE(saigetsu @ May 31 2018, 04:35 PM) double check with co. ur acc no lol when i call them they like to push my call around. Whole day i check my account still no money. But email from bank said they already bank in???
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