Can. But only when your car is being repaired. Meaning to say if the workshop waiting for sparepart and didnt do any repair work on ur car, that day will not count.

In term of doc, better call the other insurance. Ic. Keputusan, license etx

just sharing my latest cases.. being knock by 1 uncle, ask to settle outside he said dont want.. so we make report. report result he wrong.. so i proceed go repair, and submit lou to his insurance. repair done by workshop.. now car use as usual. then i follow up to the insurance, they reply, owner didnt report, so by rules they cant proceed to pay. owner has to settle the claim by own money. and the insurance say waiting for reply on my insurance. i dunno what.. so just wait..

btw, the uncle drive his son car. after the accident, they change the insurance to other.. manyak pandai..

Why insurance said the owner didn't report since you already mentioned both you report and the result he was wrong

Uncle son not Report the accident to the insurance company.. We both go report to police.. I go update my insurance conpany. But he didn't

Btw, I'm just thinking about a "special" rule when accident happen.
Let's say A got a car with third party insurance and one day he bang B car, fault is on A but A don't make police report and B does, B can't make claim from A but only can claim self insurance or self pay.
If that's true then huge benefits on third party coverage car

B should refer to his insurance. If police report show b is right, b still can claim from a insurance. Although a insurance will say a will need to pay him self as he dont report. Any law actions can be made to A and not to A insurance. That is what ive been told.

I heard there's case that the officer say B only can claim his own insurance even though B is right, while the officer only able to issue a summon to A which should be RM300 because A didn't make report.

What do you think about this?

Woh.. Didn't know like that. Maybe insurance lazy to sue A lol.. But if true.. That is totally wrong lorr

O yeah, if A not even make report officer also can't decide who's the right one correct?
Then B only can opt to say self fault in order to claim self insurance, bad luck lo

But guess this only able apply on those with third party insurance because anyway they can't claim for self vehicle so report is not important for them, but ofc just for case without people injured

I thought that ODKFK can also apply to third party insurance instead from comprehensive. Even A didn't make report but B still can claim according to the police outcome report and if necessary, just perform oath then the NCD will also save. Correct me if I am wrong.

Not sure about that, but as what I heard, the case is that the officer say B not able to claim from A insurance due to A didn't make report while the officer only able to issue a summon to A which should be RM300.

If that's the case does it means that for all those own third party, don't need waste time to make report? Make report just make self NCD waive while don't make one will just need to pay the fine 🤔

My car terbabas because one idiot driver suddenly break in front of me. My car swing and another car from behind hit my car. The idiot driver drove away.

Now, both parties involve make same story report. But the police summon me, say it is my fault.

My questions:
1. Will the insurance company pay for my repair?
2. Will my insurance company pay the other party?
3. Can i claim loss of use from the insurer?
4. My ncb will zero?

1st time accident.

This post has been edited by antarkuzs: Sep 15 2019, 12:10 AM

1. Yes
2. Yrs
3. No assuming u dint buy the cover. But ask ur insurer if u just simply buy but dunno what it is
4. Yes assuming u didn't buy ncd protection coverage.

what if i lose control..no other car involve..only me..car at workshop 1 month..state at etiqa website 6 days..can i claim LOU?

This post has been edited by mrdokok: Sep 15 2019, 05:03 AM

first time hearing this.. can share info bout it?

Since 2018 company offer customised coverage. U can check at their website. Or simsply google ncd coverage.

No. Lou only when other car hit u. When it is uour own negligence, either u hit wall or hit other car, u can claim compensation against repair time (cart) if u buy cart cover. Most of us didnt buy.

I never knew there was an insurance to protect your ncd. Can’t find any details. Please send the website link for info.

Can i claim loss of use, if the new car got something bad, and need to stay at the service centre for 3 days.

No