anyone here from tokiomarine? staff didnt read email eh? i need to waste my phone bills to call to inform? haduih la..
Accident 101: i teach u claim loss of use
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 Aug 29 2018, 11:01 AM
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#1
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Senior Member
778 posts Joined: Feb 2008 From: Penang   
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Aug 29 2018, 11:31 AM
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#2
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Senior Member
778 posts Joined: Feb 2008 From: Penang
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QUOTE(saigetsu @ Aug 29 2018, 11:25 AM) dont think people dare to reveal where they work lol.. ya thats true.. atleast if they read this.. they want to check email |
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Aug 30 2018, 09:00 AM
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#3
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Senior Member
778 posts Joined: Feb 2008 From: Penang
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i forgot the term of claiming the rental car.. anyone remember? between LOU and that claim.. the insurance will pay only one rite?
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Jul 5 2019, 12:30 PM
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#4
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Senior Member
778 posts Joined: Feb 2008 From: Penang
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Car got bang in fasting month. Done police report and confirm not my fault. Send to panel for repair n done. Now want to do lou claim. By the time send repair, another party insurance is aig. Then yesterday the panel help prepare the lou claim document, i notice the other person change the insurance already. Will it be any hassle doing the lou claim at the previous insurance company?
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Jul 15 2019, 09:27 PM
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#5
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Senior Member
778 posts Joined: Feb 2008 From: Penang
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QUOTE(saigetsu @ Jul 15 2019, 10:24 AM) the insurance company which provided the coverage during the accident will have to bear the lou. Thanks mateno worries. |
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Aug 22 2019, 11:58 AM
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#6
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Senior Member
778 posts Joined: Feb 2008 From: Penang
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finaly.. a 2 years claim kawtim.. they send me form. need to put revenue stamp. 1 quick question, i need to mati the stamp b4 send back the doc right? sorry if stupid question
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Aug 22 2019, 12:05 PM
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#7
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Senior Member
778 posts Joined: Feb 2008 From: Penang
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QUOTE(saigetsu @ Aug 22 2019, 11:59 AM) Yes. Can do at post office je. eh.. bole matikan stem hasil tu kat pos office? bukan kena pergi lhdn ke utk matikan |
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Aug 22 2019, 12:23 PM
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#8
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Senior Member
778 posts Joined: Feb 2008 From: Penang
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QUOTE(saigetsu @ Aug 22 2019, 12:09 PM) Xyah. I claimed third party and they advised that. Owh.. Just tampal stem n send ya.. Ok2 |
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Aug 22 2019, 01:57 PM
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#9
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Senior Member
778 posts Joined: Feb 2008 From: Penang
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QUOTE(pcito @ Aug 22 2019, 01:46 PM) Is that true from what i read on previous post. I can only claim the loss of use per day or the car rental only. Cannot both ? yes only one. btw, make sure the car rental company u rent is a valid company with registration |
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Sep 8 2019, 01:08 PM
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#10
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Senior Member
778 posts Joined: Feb 2008 From: Penang
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just sharing my latest cases.. being knock by 1 uncle, ask to settle outside he said dont want.. so we make report. report result he wrong.. so i proceed go repair, and submit lou to his insurance. repair done by workshop.. now car use as usual. then i follow up to the insurance, they reply, owner didnt report, so by rules they cant proceed to pay. owner has to settle the claim by own money. and the insurance say waiting for reply on my insurance. i dunno what.. so just wait..
btw, the uncle drive his son car. after the accident, they change the insurance to other.. manyak pandai.. |
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Sep 8 2019, 08:05 PM
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#11
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Senior Member
778 posts Joined: Feb 2008 From: Penang
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QUOTE(enixcv123 @ Sep 8 2019, 05:34 PM) Why insurance said the owner didn't report since you already mentioned both you report and the result he was wrong Uncle son not Report the accident to the insurance company.. We both go report to police.. I go update my insurance conpany. But he didn't |
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Sep 9 2019, 07:52 PM
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#12
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Senior Member
778 posts Joined: Feb 2008 From: Penang
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QUOTE(apalexar @ Sep 8 2019, 11:56 PM) Btw, I'm just thinking about a "special" rule when accident happen. B should refer to his insurance. If police report show b is right, b still can claim from a insurance. Although a insurance will say a will need to pay him self as he dont report. Any law actions can be made to A and not to A insurance. That is what ive been told.Let's say A got a car with third party insurance and one day he bang B car, fault is on A but A don't make police report and B does, B can't make claim from A but only can claim self insurance or self pay. If that's true then huge benefits on third party coverage car |
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Sep 9 2019, 08:27 PM
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#13
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Senior Member
778 posts Joined: Feb 2008 From: Penang
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QUOTE(apalexar @ Sep 9 2019, 08:11 PM) I heard there's case that the officer say B only can claim his own insurance even though B is right, while the officer only able to issue a summon to A which should be RM300 because A didn't make report. Woh.. Didn't know like that. Maybe insurance lazy to sue A lol.. But if true.. That is totally wrong lorrWhat do you think about this? |
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Sep 15 2019, 09:49 AM
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#14
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Senior Member
778 posts Joined: Feb 2008 From: Penang
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QUOTE(saigetsu @ Sep 15 2019, 01:53 AM) 4. Yes assuming u didn't buy ncd protection coverage. first time hearing this.. can share info bout it? |
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